XML 88 R40.htm IDEA: XBRL DOCUMENT v3.24.3
Auto Loan Receivables (Ending Managed Receivables By Major Credit Grade) (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended 12 Months Ended
Aug. 31, 2024
Aug. 31, 2023
Aug. 31, 2024
Aug. 31, 2023
Feb. 29, 2024
Financing Receivable, By Major Credit Grade [Line Items]          
Financing Receivable, Originated in Current Fiscal Year $ 4,046.9   $ 4,046.9   $ 6,936.6
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year 5,735.9   5,735.9   5,074.3
Financing Receivable, Originated Two Years before Latest Fiscal Year 4,118.3   4,118.3   3,333.9
Financing Receivable, Originated Three Years before Latest Fiscal Year 2,577.9   2,577.9   1,308.8
Financing Receivable, Originated Four Years before Latest Fiscal Year 917.4   917.4   600.8
Financing Receivable, Originated Five or More Years before Latest Fiscal Year 373.0   373.0   137.4
Financing Receivable, before Allowance for Credit Loss $ 17,769.4   $ 17,769.4   $ 17,391.8
Total ending managed receivables as percentage by major credit grade 100.00%   100.00%   100.00%
Financing Receivable, Allowance for Credit Loss, Writeoff $ 163.8 $ 143.2 $ 296.9 $ 253.0 $ 561.5
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff     106.5   129.8
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff     97.7   248.6
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff     59.6   41.0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff     16.9   19.7
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff     12.3   11.4
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff     3.9   111.0
Core managed receivables          
Financing Receivable, By Major Credit Grade [Line Items]          
Financing Receivable, Originated in Current Fiscal Year 3,879.1   3,879.1   6,637.6
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year 5,521.9   5,521.9   4,898.0
Financing Receivable, Originated Two Years before Latest Fiscal Year 3,974.1   3,974.1   3,261.3
Financing Receivable, Originated Three Years before Latest Fiscal Year 2,519.6   2,519.6   1,299.5
Financing Receivable, Originated Four Years before Latest Fiscal Year 910.3   910.3   588.7
Financing Receivable, Originated Five or More Years before Latest Fiscal Year 361.8   361.8   128.2
Financing Receivable, before Allowance for Credit Loss $ 17,166.8   $ 17,166.8   $ 16,813.3
Total ending managed receivables as percentage by major credit grade 96.60%   96.60%   96.70%
Financing Receivable, Allowance for Credit Loss, Writeoff $ 131.1 118.7 $ 244.1 211.8  
Other managed receivables          
Financing Receivable, By Major Credit Grade [Line Items]          
Financing Receivable, Allowance for Credit Loss, Writeoff 32.7 $ 24.5 52.8 $ 41.2  
Credit Grade A | Core managed receivables          
Financing Receivable, By Major Credit Grade [Line Items]          
Financing Receivable, Originated in Current Fiscal Year 2,432.5   2,432.5   $ 3,922.7
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year 3,204.6   3,204.6   2,660.6
Financing Receivable, Originated Two Years before Latest Fiscal Year 2,137.6   2,137.6   1,635.1
Financing Receivable, Originated Three Years before Latest Fiscal Year 1,237.3   1,237.3   614.0
Financing Receivable, Originated Four Years before Latest Fiscal Year 410.1   410.1   268.7
Financing Receivable, Originated Five or More Years before Latest Fiscal Year 139.3   139.3   40.0
Financing Receivable, before Allowance for Credit Loss $ 9,561.4   $ 9,561.4   $ 9,141.1
Total ending managed receivables as percentage by major credit grade 53.80%   53.80%   52.60%
Credit Grade B | Core managed receivables          
Financing Receivable, By Major Credit Grade [Line Items]          
Financing Receivable, Originated in Current Fiscal Year $ 1,194.6   $ 1,194.6   $ 2,370.8
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year 1,987.3   1,987.3   1,738.8
Financing Receivable, Originated Two Years before Latest Fiscal Year 1,432.4   1,432.4   1,225.9
Financing Receivable, Originated Three Years before Latest Fiscal Year 968.0   968.0   493.3
Financing Receivable, Originated Four Years before Latest Fiscal Year 358.6   358.6   233.4
Financing Receivable, Originated Five or More Years before Latest Fiscal Year 155.7   155.7   61.3
Financing Receivable, before Allowance for Credit Loss $ 6,096.6   $ 6,096.6   $ 6,123.5
Total ending managed receivables as percentage by major credit grade 34.30%   34.30%   35.20%
Credit Grade C And Other | Core managed receivables          
Financing Receivable, By Major Credit Grade [Line Items]          
Financing Receivable, Originated in Current Fiscal Year $ 252.0   $ 252.0   $ 344.1
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year 330.0   330.0   498.6
Financing Receivable, Originated Two Years before Latest Fiscal Year 404.1   404.1   400.3
Financing Receivable, Originated Three Years before Latest Fiscal Year 314.3   314.3   192.2
Financing Receivable, Originated Four Years before Latest Fiscal Year 141.6   141.6   86.6
Financing Receivable, Originated Five or More Years before Latest Fiscal Year 66.8   66.8   26.9
Financing Receivable, before Allowance for Credit Loss $ 1,508.8   $ 1,508.8   $ 1,548.7
Total ending managed receivables as percentage by major credit grade 8.50%   8.50%   8.90%
Credit Grade C And Other | Other managed receivables          
Financing Receivable, By Major Credit Grade [Line Items]          
Financing Receivable, Originated in Current Fiscal Year $ 167.8   $ 167.8   $ 299.0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year 214.0   214.0   176.3
Financing Receivable, Originated Two Years before Latest Fiscal Year 144.2   144.2   72.6
Financing Receivable, Originated Three Years before Latest Fiscal Year 58.3   58.3   9.3
Financing Receivable, Originated Four Years before Latest Fiscal Year 7.1   7.1   12.1
Financing Receivable, Originated Five or More Years before Latest Fiscal Year 11.2   11.2   9.2
Financing Receivable, before Allowance for Credit Loss $ 602.6   $ 602.6   $ 578.5
Total ending managed receivables as percentage by major credit grade 3.40%   3.40%   3.30%