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CarMax Auto Finance (Tables) | 3 Months Ended
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May 31, 2025
CarMax Auto Finance Income [Abstract] |
Components Of CarMax Auto Finance Income | Components of CAF Income
| Three Months Ended May 31 |  |
(In millions) | 2025 |  |  |  | 2024 |  |  |  |  |  |  |  |  |  |
Interest margin: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest and fee income | $ | 485.4 |  |  |  |  | $ | 452.5 |  |  |  |  |  |  |  |  |  |  |
Interest expense | (197.5) |  |  |  |  | (182.3) |  |  |  |  |  |  |  |  |  |  |
Total interest margin | 287.9 |  |  |  |  | 270.2 |  |  |  |  |  |  |  |  |  |  |
Provision for loan losses | (101.7) |  |  |  |  | (81.2) |  |  |  |  |  |  |  |  |  |  |
Total interest margin after provision for loan losses | 186.2 |  |  |  |  | 189.0 |  |  |  |  |  |  |  |  |  |  |
Direct expenses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Payroll and fringe benefit expense | (20.0) |  |  |  |  | (18.6) |  |  |  |  |  |  |  |  |  |  |
Depreciation and amortization | (4.3) |  |  |  |  | (4.2) |  |  |  |  |  |  |  |  |  |  |
Other direct expenses | (20.2) |  |  |  |  | (19.2) |  |  |  |  |  |  |  |  |  |  |
Total direct expenses | (44.5) |  |  |  |  | (42.0) |  |  |  |  |  |  |  |  |  |  |
CarMax Auto Finance income | $ | 141.7 |  |  |  |  | $ | 147.0 |  |  |  |  |  |  |  |  |  |  |

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- Definition Auto Finance Income [Abstract] + References No definition available. + Details
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- Definition Schedule Of Components Of Net Income Loss From Financing [Table Text Block] + References No definition available. + Details
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