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Reinsurance - Summary of Premiums Earned and Losses Incurred (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Premiums earned:        
Direct $ 285,708 $ 284,435 $ 854,652 $ 851,819
Assumed 4,139 3,625 11,438 10,444
Ceded (48,097) (44,720) (136,299) (132,751)
Net premiums earned 241,750 243,340 729,791 729,512
Losses incurred:        
Direct 17,067 (5,899) 34,230 (9,116)
Assumed (3) 30 (21) 13
Losses incurred, net 10,928 (9,842) 17,684 (23,559)
Quota Share Reinsurance Transactions        
Premiums earned:        
Ceded (31,974) (27,785) (90,018) (83,143)
Losses incurred:        
Ceded (6,136) (3,973) (16,525) (14,456)
Profit commission on quota share reinsurance 32,622 28,620 93,616 80,505
Ceding commission on quota share reinsurance 12,919 11,281 36,727 32,730
Excess of Loss Reinsurance Transactions        
Premiums earned:        
Ceded $ (16,123) $ (16,935) $ (46,281) $ (49,608)