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Reinsurance - Summary of Premiums Earned and Losses Incurred (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Premiums earned:    
Direct $ 286,927 $ 284,821
Assumed 3,980 3,561
Ceded (55,544) (44,663)
Net premiums earned 235,363 243,719
Losses incurred:    
Direct 45,270 16,017
Assumed (2) 5
Losses incurred, net 33,242 9,591
Quota Share Reinsurance Transactions    
Premiums earned:    
Ceded (37,769) (29,943)
Losses incurred:    
Ceded (12,026) (6,431)
Profit commission on quota share reinsurance 29,103 28,695
Ceding commission on quota share reinsurance 13,374 11,727
Excess of Loss Reinsurance Transactions    
Premiums earned:    
Ceded $ (17,775) $ (14,720)