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Consolidated Statements of Income - USD ($)
shares in Millions, $ in Millions
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Revenues:      
Direct premiums and escrow fees $ 3,598 $ 2,988 $ 2,659
Agent premiums 3,757 2,759 2,373
Information and other 1,215 1,013 788
Net investment income 215 221 316
Net investment gains (realized gains of $20, $15, $6) 436 105 66
Total revenues 9,221 7,086 6,202
Expenses:      
Personnel costs 2,350 1,941 1,806
Premiums retained by agents 2,987 2,184 1,874
Other operating expenses 1,323 1,119 923
Provision for policy losses and other claims 589 580 446
Depreciation and amortization 158 149 129
Impairment losses on exit of business 0 55 0
Premium taxes 100 78 71
Interest 72 57 48
Total expenses 7,579 6,163 5,297
Income before income taxes 1,642 923 905
Income taxes 393 223 195
Net income 1,249 700 710
Less: Net income attributable to noncontrolling interests 8 4 3
Net income attributable to the Company $ 1,241 $ 696 $ 707
Net income per share attributable to the Company’s stockholders:      
Basic [1] $ 11.18 $ 6.18 $ 6.26
Diluted [1] 11.14 6.16 6.22
Cash dividends declared per share $ 1.94 $ 1.78 $ 1.68
Weighted-average common shares outstanding:      
Basic 111.0 112.7 113.1
Diluted 111.4 113.0 113.7
[1] Net income per share may not recalculate due to rounding