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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
shares in Millions, $ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Revenues        
Direct premiums and escrow fees $ 897 $ 917 $ 1,671 $ 1,703
Agent premiums 937 905 1,885 1,750
Information and other 308 302 617 581
Net investment income 53 56 99 105
Net investment (losses) gains (realized (losses) gains of $(7), $6, $43, $11) (133) 86 (176) 153
Total revenues 2,062 2,266 4,096 4,292
Expenses        
Personnel costs 618 588 1,220 1,123
Premiums retained by agents 748 719 1,506 1,390
Other operating expenses 344 331 681 627
Provision for policy losses and other claims 127 150 249 290
Depreciation and amortization 42 41 83 79
Premium taxes 23 22 47 45
Interest 19 16 39 33
Total expenses 1,921 1,867 3,825 3,587
Income before income taxes 141 399 271 705
Income taxes 31 95 63 167
Net income 110 304 208 538
Less: Net income attributable to noncontrolling interests 1 2 1 2
Net income attributable to the Company $ 109 $ 302 $ 207 $ 536
Net income per share attributable to the Company's stockholders (Note 10):        
Basic [1] $ 1.01 $ 2.73 $ 1.89 $ 4.83
Diluted [1] 1.01 2.72 1.89 4.81
Cash dividends declared per share $ 0.51 $ 0.46 $ 1.02 $ 0.92
Weighted-average common shares outstanding (Note 10):        
Basic 107.9 110.9 109.1 111.0
Diluted 108.1 111.2 109.4 111.3
[1] Net income per share may not recalculate due to rounding.