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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
shares in Millions, $ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Revenues        
Direct premiums and escrow fees $ 708.0 $ 639.6 $ 1,973.3 $ 1,773.2
Agent premiums 798.8 683.9 2,169.9 1,864.0
Information and other 282.0 247.5 794.3 717.1
Net investment income 163.8 146.6 459.2 404.4
Net investment gains (losses) (realized of $(2.0), $(326.6), $(8.9), $(331.0)) 26.3 (311.5) 5.8 (315.7)
Total revenues 1,978.9 1,406.1 5,402.5 4,443.0
Expenses        
Personnel costs 574.9 523.6 1,652.7 1,517.5
Premiums retained by agents 640.1 546.7 1,739.1 1,486.7
Other operating expenses 309.2 279.8 896.9 822.6
Provision for policy losses and other claims 90.8 91.8 242.8 240.8
Depreciation and amortization 54.8 53.2 160.3 155.4
Premium taxes 22.2 19.2 58.8 48.6
Interest 39.9 36.2 113.1 105.9
Total expenses 1,731.9 1,550.5 4,863.7 4,377.5
Income (loss) before income taxes 247.0 (144.4) 538.8 65.5
Income tax expense (benefit) 57.1 (41.0) 127.0 5.8
Net income (loss) 189.9 (103.4) 411.8 59.7
Less: Net income attributable to noncontrolling interests 0.3 0.6 1.9 1.0
Net income (loss) attributable to the Company $ 189.6 $ (104.0) $ 409.9 $ 58.7
Net income (loss) per share attributable to the Company's stockholders (Note 10):        
Basic $ 1.84 $ (1) $ 3.96 $ 0.56
Diluted 1.84 (1) 3.95 0.56
Cash dividends per share $ 0.55 $ 0.54 $ 1.63 $ 1.6
Weighted-average common shares outstanding (Note 10):        
Basic 102.8 103.6 103.5 103.9
Diluted 103.1 103.6 103.8 104.3