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Interest Income and Interest Expense
12 Months Ended
Apr. 30, 2011
Interest Income and Interest Expense  
Interest Income and Interest Expense  
NOTE 16: INTEREST INCOME AND INTEREST EXPENSE
The following table shows the components of interest income and expense of our continuing operations. Interest expense is included in cost of revenues on our consolidated statements of income.
 
                                 
(in 000s)        
 
Year Ended April 30,   2011     2010     2009        
 
 
Interest income:
                               
Mortgage loans, net
  $ 24,693     $ 31,877     $ 46,396          
Emerald Advance lines of credit
    94,300       77,891       91,019          
Investment securities
    1,609       2,318       4,896          
Other
    13,551       10,319       12,205          
   
    $  134,153     $  122,405     $  154,516          
   
Interest expense:
                               
Borrowings
  $ 85,421     $ 78,398     $ 83,193          
Deposits
    8,488       10,174       14,069          
FHLB advances
    1,526       1,997       5,113          
   
    $ 95,435     $ 90,569     $ 102,375