XML 29 R78.htm IDEA: XBRL DOCUMENT
v2.4.0.6

Loss Contingencies Arising From Representations And Warranties Of Our Discontinued Mortgage Operations (Narrative) (Details) (USD $) | 9 Months Ended | 12 Months Ended | 57 Months Ended
--- | --- | --- | ---
Jan. 31, 2013 | Jan. 31, 2012 | Apr. 30, 2012 | Apr. 30, 2011 | Apr. 30, 2010 | Apr. 30, 2009 | Jan. 31, 2013
Commitments And Contingencies [Line Items] |  |  |  |  |  |  |
Percentage of fraud on originated loans | 68.00% |  |  |  |  |  |
Claims received for loans | $ 168,000,000 |  | $ 1,092,000,000 | $ 218,000,000 | $ 145,000,000 | $ 432,000,000 | $ 2,055,000,000
Percentage of reviewed claims denied | 94.00% |  |  |  |  |  |
Loss severity rate | 64.00% |  |  |  |  |  |
Claims subject to review by SCC, amount | 42,000,000 |  |  |  |  |  | 42,000,000
Reassertion of previously denied claims | 20,000,000 |  |  |  |  |  | 20,000,000
Reserve for losses on repurchases | 118,765,000 | 142,923,000 | 130,018,000 | 126,260,000 |  |  | 118,765,000
Net recorded loss provision |  | 20,000,000 |  |  |  |  |
Loss severity rate, assumed | 1.00% |  |  |  |  |  | 1.00%
Denial rate, assumed | 1.00% |  |  |  |  |  | 1.00%
Increase in losses due to assumed 1% increase in loss severities and 1% decrease is denial rates | 27,000,000 |  |  |  |  |  |
Minimum [Member] |  |  |  |  |  |  |
Commitments And Contingencies [Line Items] |  |  |  |  |  |  |
Number of days to respond to representation and warranty claims, in days | 60 days |  |  |  |  |  |
Maximum [Member] |  |  |  |  |  |  |
Commitments And Contingencies [Line Items] |  |  |  |  |  |  |
Number of days to respond to representation and warranty claims, in days | 120 days |  |  |  |  |  |
Private-Label Securitization Transactions [Member] |  |  |  |  |  |  |
Commitments And Contingencies [Line Items] |  |  |  |  |  |  |
Claims received for loans | 144,000,000 |  |  |  |  |  |
Monoline Insurers [Member] |  |  |  |  |  |  |
Commitments And Contingencies [Line Items] |  |  |  |  |  |  |
Claims received for loans | 15,000,000 |  |  |  |  |  |
Fannie Mae [Member] |  |  |  |  |  |  |
Commitments And Contingencies [Line Items] |  |  |  |  |  |  |
Claims received for loans | 9,000,000 |  |  |  |  |  |
Loans Originated In 2006 And 2007 [Member] |  |  |  |  |  |  |
Commitments And Contingencies [Line Items] |  |  |  |  |  |  |
Percentage of loans originated | 95.00% |  |  |  |  |  |
Amount of loans originated | 42,000,000,000 |  |  |  |  |  | 42,000,000,000
Loans Originated In 2006 And 2007 [Member] | Government-Sponsored Entity [Member] |  |  |  |  |  |  |
Commitments And Contingencies [Line Items] |  |  |  |  |  |  |
Percentage of loans originated | 1.00% |  |  |  |  |  |
Loans Originated In 2006 [Member] |  |  |  |  |  |  |
Commitments And Contingencies [Line Items] |  |  |  |  |  |  |
Value of defaulted loans | 6,100,000,000 |  |  |  |  |  | 6,100,000,000
Loans Originated In 2007 [Member] |  |  |  |  |  |  |
Commitments And Contingencies [Line Items] |  |  |  |  |  |  |
Value of defaulted loans | 2,700,000,000 |  |  |  |  |  | 2,700,000,000
Loans Paid In Full, Repurchased, Or Sold Without Recourse [Member] |  |  |  |  |  |  |
Commitments And Contingencies [Line Items] |  |  |  |  |  |  |
Percentage of reviewed claims denied | 1.00% |  |  |  |  |  |
Loans Liquidated [Member] |  |  |  |  |  |  |
Commitments And Contingencies [Line Items] |  |  |  |  |  |  |
Percentage of reviewed claims denied | 1.00% |  |  |  |  |  |
American International Group, Inc. [Member] |  |  |  |  |  |  |
Commitments And Contingencies [Line Items] |  |  |  |  |  |  |
Value of asseted claims | $ 650,000,000 |  |  |  |  |  |

X
- Definition Claims received for loans + References No definition available. + Details
Name: | hrb_ClaimsReceivedForLoans
Namespace Prefix: | hrb_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Claims subject to review, amount + References No definition available. + Details
Name: | hrb_ClaimsSubjectToReviewAmount
Namespace Prefix: | hrb_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | hrb_CommitmentsAndContingenciesLineItems
Namespace Prefix: | hrb_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Increase in losses due to assumed 1% increase in validity rates and loss severities + References No definition available. + Details
Name: | hrb_IncreaseInLossesDueToAssumedOnePercentIncreaseInValidityRatesAndLossSeverities
Namespace Prefix: | hrb_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Loans Originated, Percentage + References No definition available. + Details
Name: | hrb_LoansOriginatedPercentage
Namespace Prefix: | hrb_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Loss contingency approximate loss severity rates + References No definition available. + Details
Name: | hrb_LossContingencyApproximateLossSeverityRates
Namespace Prefix: | hrb_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Loss Contingency, Assumed Denial Rate + References No definition available. + Details
Name: | hrb_LossContingencyAssumedDenialRate
Namespace Prefix: | hrb_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Number of days to respond to representation and warranty claims. + References No definition available. + Details
Name: | hrb_NumberOfDaysToRespondToRepresentationAndWarrantyClaims
Namespace Prefix: | hrb_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition Percentage Of Claims Denied + References No definition available. + Details
Name: | hrb_PercentageOfClaimsDenied
Namespace Prefix: | hrb_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Percentage of Fraud on Originated Loans + References No definition available. + Details
Name: | hrb_PercentageOfFraudOnOriginatedLoans
Namespace Prefix: | hrb_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Reassertion Of Previously Denied Claims + References No definition available. + Details
Name: | hrb_ReassertionOfPreviouslyDeniedClaims
Namespace Prefix: | hrb_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Value Of Defaulted Loans + References No definition available. + Details
Name: | hrb_ValueOfDefaultedLoans
Namespace Prefix: | hrb_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Loss, including interest and principal, incurred on a defaulted security, expressed as a percentage of the original principal balance, used as an input to measure fair value. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (bbb) -URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19207-110258 + Details
Name: | us-gaap_FairValueInputsLossSeverity
Namespace Prefix: | us-gaap_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Total of loans held-for-sale and held-in-portfolio net of unearned income, allowance for loan and lease losses, if any, unamortized loan origination and other fees and costs, and purchased premiums or discounts. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph a -Article 9 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(a)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
Name: | us-gaap_LoansReceivableNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The carrying amount as of the balance sheet date of the combined total of loss contingency liabilities. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6952336&loc=d3e14326-108349 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 5 -Paragraph 9, 10, 11, 12 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. + Details
Name: | us-gaap_LossContingencyAccrualAtCarryingValue
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The charge against earnings in the period to increase loss contingency liabilities, net of any adjustments to reduce previously estimated charges. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6952336&loc=d3e14326-108349 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 5 -Paragraph 9, 10, 11, 12 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. + Details
Name: | us-gaap_LossContingencyAccrualCarryingValueProvision
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The value (monetary amount) of the award the plaintiff seeks in the legal matter. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -SubTopic 20 -Section 50 -Paragraph 4 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6952336&loc=d3e14435-108349 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -SubTopic 20 -Section 50 -Paragraph 9 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6952336&loc=d3e14557-108349 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6952336&loc=d3e14326-108349 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 5 -Paragraph 11 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 5 -Paragraph 9 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 5 -Paragraph 10 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 5 -Paragraph 12 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. + Details
Name: | us-gaap_LossContingencyDamagesSoughtValue
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration