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Fair Value Measurement (Tables) | 12 Months Ended
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Apr. 30, 2014
Fair Value Disclosures [Abstract] |
Fair Value Measurements, Recurring and Nonrecurring | The carrying amounts and estimated fair values of our financial instruments are as follows:
(in 000s)
As of April 30, |  | 2014 |  | 2013 |  |
|  | Carrying Amount |  |  | Estimated Fair Value |  |  | Carrying Amount |  |  | Estimated Fair Value |  |  | Fair Value Hierarchy
Assets: |  |  |  |  |  |  |  |  |  |
Cash and cash equivalents |  | $ | 2,185,307 |  |  | $ | 2,185,307 |  |  | $ | 1,747,584 |  |  | $ | 1,747,584 |  |  | Level 1
Cash and cash equivalents - restricted |  | 115,319 |  |  | 115,319 |  |  | 117,837 |  |  | 117,837 |  |  | Level 1
Receivables, net - short-term |  | 191,618 |  |  | 191,618 |  |  | 206,835 |  |  | 206,810 |  |  | Level 1
Mortgage loans held for investment, net |  | 268,428 |  |  | 192,281 |  |  | 338,789 |  |  | 210,858 |  |  | Level 3
Investments in AFS securities |  | 427,824 |  |  | 427,824 |  |  | 486,876 |  |  | 486,876 |  |  | Level 2
Receivables, net - long-term |  | 104,678 |  |  | 104,678 |  |  | 125,048 |  |  | 134,283 |  |  | Level 1 and 3
Liabilities: |  |  |  |  |  |  |  |  |  |
Customer banking deposits |  | 770,288 |  |  | 765,376 |  |  | 938,331 |  |  | 934,019 |  |  | Level 1 and 3
Long-term debt |  | 906,474 |  |  | 955,050 |  |  | 906,680 |  |  | 964,630 |  |  | Level 2
Contingent consideration payments |  | 9,206 |  |  | 9,206 |  |  | 11,277 |  |  | 11,277 |  |  | Level 3
Assets Remeasured At Fair Value On Recurring Basis |
Assets Remeasured At Fair Value On Non-Recurring Basis | The following table presents the assets that were remeasured at fair value on a non-recurring basis during the fiscal years ended April 30, 2014 and 2013 and the losses on those remeasurements:
(dollars in 000s) |
|  | Total |  |  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Losses |
As of April 30, 2014: |  |  |  |  |  |  |  |  |  |
Impaired mortgage loans held for investment |  | $ | 69,131 |  |  | $ | — |  |  | $ | — |  |  | $ | 69,131 |  |  | $ | (3,739 | )
As a percentage of total assets |  | 1.5 | % |  | — |  |  | — |  |  | 1.5 | % |  |
As of April 30, 2013: |  |  |  |  |  |  |  |  |  |
Impaired mortgage loans held for investment |  | $ | 84,708 |  |  | $ | — |  |  | $ | — |  |  | $ | 84,708 |  |  | $ | (10,663 | )
As a percentage of total assets |  | 1.9 | % |  | — |  |  | — |  |  | 1.9 | % |  |
Quantitative Information About Level 3 Fair Value Measurements |
(dollars in 000s)
|  | Fair Value at April 30, 2014 |  |  | Valuation Technique |  | Unobservable Input |  | Range (Weighted Average)
Impaired mortgage loans held for investment - non TDRs |  | $ | 72,644 |  |  | Collateral- based |  | Cost to list/sell Time to sell (months) Collateral depreciation Loss severity |  | 0% – 185%(9%) 24(24) (166%) – 100%(50%) 0% – 100%(64%)
Impaired mortgage loans held for investment - TDRs |  | $ | 39,519 |  |  | Discounted cash flow |  | Aged default performance Loss severity |  | 24% – 39%(32%) 0% – 22%(6%)

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- Definition Tabular disclosure of financial instruments measured at fair value, including those classified in shareholders' equity measured on a recurring or nonrecurring basis. Disclosures include, but are not limited to, fair value measurements recorded and the reasons for the measurements, level within the fair value hierarchy in which the fair value measurements are categorized and transfers between levels 1 and 2. Nonrecurring fair value measurements are those that are required or permitted in the statement of financial position in particular circumstances. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a,b,bb) -URI http://asc.fasb.org/extlink&oid=25499696&loc=d3e19207-110258 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2C -URI http://asc.fasb.org/extlink&oid=25499696&loc=SL7498348-110258 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=25499696&loc=d3e19279-110258 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=25499696&loc=d3e19190-110258 + Details
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- Definition Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3). + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=25499696&loc=d3e19296-110258 + Details
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- Definition Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3). + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=25499696&loc=d3e19190-110258 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a),(b) -URI http://asc.fasb.org/extlink&oid=25499696&loc=d3e19207-110258 + Details
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- Definition Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=25499696&loc=d3e19279-110258 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=25499696&loc=d3e19207-110258 + Details
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