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Reserve for Losses and Loss Adjustment Expenses - Schedule of Reconciliation of Reserve Balances for Losses and Loss Adjustment Expense (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Reconciliation of the beginning and ending reserve balances for losses and loss adjustment expenses (LAE)        
Reserve for losses and LAE at beginning of year $ 260,095 $ 216,464 $ 407,445  
Less: Reinsurance recoverables 36,754 24,104 14,618 $ 25,940
Net reserve for losses and LAE at beginning of year 235,991 201,846 381,505  
Net reserves acquired during the period 0 14,049 0  
Add provision for losses and LAE, net of reinsurance, occurring in:        
Current year 177,037 141,191 99,372  
Prior years (95,817) (109,649) (274,076)  
Net incurred losses and LAE during the current year 81,220 31,542 (174,704)  
Deduct payments for losses and LAE, net of reinsurance, occurring in:        
Current year 3,356 694 224  
Prior years 21,743 10,752 4,731  
Net loss and LAE payments during the current year 25,099 11,446 4,955  
Net reserve for losses and LAE at end of year 292,112 235,991 201,846  
Plus: Reinsurance recoverables 36,754 24,104 14,618 $ 25,940
Reserve for losses and LAE at end of year $ 328,866 $ 260,095 $ 216,464