XML 87 R70.htm IDEA: XBRL DOCUMENT v3.25.0.1
Reserve for Losses and Loss Adjustment Expenses - Schedule of Incurred Losses and Allocated Loss Adjustment Expense (Details)
$ in Thousands
Dec. 31, 2024
USD ($)
loan
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Dec. 31, 2019
USD ($)
Dec. 31, 2018
USD ($)
Dec. 31, 2017
USD ($)
Dec. 31, 2016
USD ($)
Dec. 31, 2015
USD ($)
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Incurred Loss and Allocated LAE, For the Years Ended December 31, $ 366,560                  
Cumulative Paid Losses and Allocated LAE For the Years Ended December 31, 93,045                  
All outstanding liabilities before 2015, net of reinsurance 0                  
Reserve for losses and LAE, net of reinsurance 273,552                  
Reinsurance recoverables on unpaid claims 36,655                  
Total gross reserve for losses and LAE 310,207                  
Title insurance reserves 18,700                  
2015 | Property Insurance Product Line                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Incurred Loss and Allocated LAE, For the Years Ended December 31, 8,435 $ 8,435 $ 8,434 $ 8,410 $ 8,323 $ 8,461 $ 8,439 $ 8,893 $ 9,625 $ 14,956
Total of IBNR plus Expected Development on Reported Defaults $ 7                  
Cumulative Number of Reported Defaults | loan 124                  
Cumulative Paid Losses and Allocated LAE For the Years Ended December 31, $ 8,337 8,337 8,335 8,226 8,055 7,961 7,535 6,960 3,610 $ 544
2016 | Property Insurance Product Line                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Incurred Loss and Allocated LAE, For the Years Ended December 31, 8,643 8,709 8,861 8,614 8,972 9,219 9,455 11,890 21,889  
Total of IBNR plus Expected Development on Reported Defaults $ 8                  
Cumulative Number of Reported Defaults | loan 264                  
Cumulative Paid Losses and Allocated LAE For the Years Ended December 31, $ 8,540 8,542 8,468 8,205 8,270 7,864 6,947 4,896 $ 927  
2017 | Property Insurance Product Line                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Incurred Loss and Allocated LAE, For the Years Ended December 31, 11,101 11,196 11,550 11,249 11,488 12,202 16,261 38,178    
Total of IBNR plus Expected Development on Reported Defaults $ 28                  
Cumulative Number of Reported Defaults | loan 362                  
Cumulative Paid Losses and Allocated LAE For the Years Ended December 31, $ 10,705 10,704 10,620 10,536 10,257 9,156 5,370 $ 633    
2018 | Property Insurance Product Line                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Incurred Loss and Allocated LAE, For the Years Ended December 31, 15,895 16,535 17,249 17,402 19,536 23,168 36,438      
Total of IBNR plus Expected Development on Reported Defaults $ 64                  
Cumulative Number of Reported Defaults | loan 511                  
Cumulative Paid Losses and Allocated LAE For the Years Ended December 31, $ 14,971 14,781 14,536 13,927 13,406 8,067 $ 1,310      
2019 | Property Insurance Product Line                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Incurred Loss and Allocated LAE, For the Years Ended December 31, 17,395 19,455 24,223 23,649 39,085 50,562        
Total of IBNR plus Expected Development on Reported Defaults $ 153                  
Cumulative Number of Reported Defaults | loan 689                  
Cumulative Paid Losses and Allocated LAE For the Years Ended December 31, $ 15,183 14,064 12,392 10,717 8,049 $ 1,288        
2020 | Property Insurance Product Line                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Incurred Loss and Allocated LAE, For the Years Ended December 31, 15,561 23,297 53,045 269,410 317,516          
Total of IBNR plus Expected Development on Reported Defaults $ 405                  
Cumulative Number of Reported Defaults | loan 696                  
Cumulative Paid Losses and Allocated LAE For the Years Ended December 31, $ 9,875 6,921 4,022 2,499 $ 1,018          
2021 | Property Insurance Product Line                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Incurred Loss and Allocated LAE, For the Years Ended December 31, 9,485 16,567 38,551 97,256            
Total of IBNR plus Expected Development on Reported Defaults $ 357                  
Cumulative Number of Reported Defaults | loan 445                  
Cumulative Paid Losses and Allocated LAE For the Years Ended December 31, $ 4,740 2,916 856 $ 388            
2022 | Property Insurance Product Line                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Incurred Loss and Allocated LAE, For the Years Ended December 31, 29,158 48,593 99,372              
Total of IBNR plus Expected Development on Reported Defaults $ 1,535                  
Cumulative Number of Reported Defaults | loan 627                  
Cumulative Paid Losses and Allocated LAE For the Years Ended December 31, $ 8,633 3,209 $ 224              
2023 | Property Insurance Product Line                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Incurred Loss and Allocated LAE, For the Years Ended December 31, 78,940 138,617                
Total of IBNR plus Expected Development on Reported Defaults $ 5,476                  
Cumulative Number of Reported Defaults | loan 2,085                  
Cumulative Paid Losses and Allocated LAE For the Years Ended December 31, $ 9,375 $ 517                
2024 | Property Insurance Product Line                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Incurred Loss and Allocated LAE, For the Years Ended December 31, 171,947                  
Total of IBNR plus Expected Development on Reported Defaults $ 13,413                  
Cumulative Number of Reported Defaults | loan 15,647                  
Cumulative Paid Losses and Allocated LAE For the Years Ended December 31, $ 2,686