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Reserve for Losses and Loss Adjustment Expenses - Reconciliation of Reserve Balances for Losses and Loss Adjustment Expense (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Dec. 31, 2023
Reconciliation of the beginning and ending reserve balances for losses and loss adjustment expenses (LAE)        
Reserve for losses and LAE at beginning of period $ 328,866 $ 260,095    
Less: Reinsurance recoverables 40,450 26,670 $ 36,754 $ 24,104
Net reserve for losses and LAE at beginning of period 292,112 235,991    
Add provision for losses and LAE, net of reinsurance, occurring in:        
Current period 49,497 39,396    
Prior years (18,210) (29,483)    
Net incurred losses and LAE during the current period 31,287 9,913    
Deduct payments for losses and LAE, net of reinsurance, occurring in:        
Current period 51 404    
Prior years 7,145 4,846    
Net loss and LAE payments during the current period 7,196 5,250    
Net reserve for losses and LAE at end of period 316,203 240,654    
Plus: Reinsurance recoverables 40,450 26,670 $ 36,754 $ 24,104
Reserve for losses and LAE at end of period $ 356,653 $ 267,324