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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
INTEREST INCOME:      
Loans, including fees $ 1,313,162 $ 1,148,996 $ 831,189
Securities 246,726 283,302 260,416
Federal funds sold and other earning assets 63,825 12,245 3,230
Total interest income 1,623,713 1,444,543 1,094,835
INTEREST EXPENSE:      
Deposits 408,624 272,345 68,112
Other borrowings 181,640 206,323 18,851
Securities sold under repurchase agreements 6,954 9,404 2,641
Subordinated notes 0 38  
Total interest expense 597,218 488,110 89,604
NET INTEREST INCOME 1,026,495 956,433 1,005,231
PROVISION FOR CREDIT LOSSES 9,066 18,540 0
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 1,017,429 937,893 1,005,231
NONINTEREST INCOME:      
Nonsufficient funds (NSF) fees 35,417 33,691 34,014
Credit card, debit card and ATM card income 37,308 36,471 34,764
Service charges on deposit accounts 26,498 24,582 24,730
Trust income 14,750 13,269 12,250
Mortgage income 3,096 2,298 1,399
Brokerage income 4,742 4,275 3,654
Net gain on sale or write down of assets 2,824 1,986 3,934
Net gain on sale or write-up of securities 11,245    
Other 29,929 36,693 30,383
Total noninterest income 165,809 153,265 145,128
NONINTEREST EXPENSE:      
Salaries and employee benefits 352,353 328,430 314,713
Net occupancy and equipment 35,786 35,517 32,446
Credit and debit card, data processing and software amortization 47,300 41,570 37,327
Regulatory assessments and FDIC insurance 27,370 40,165 11,381
Core deposit intangibles amortization 15,670 12,676 10,336
Depreciation 19,054 18,283 17,960
Communications 13,697 14,413 13,005
Net other real estate income (291) (834) (122)
Merger related expenses 4,444 15,133 272
Other 55,190 51,345 46,868
Total noninterest expense 570,573 556,698 484,186
INCOME BEFORE INCOME TAXES 612,665 534,460 666,173
PROVISION FOR INCOME TAXES 133,279 115,144 141,657
NET INCOME $ 479,386 $ 419,316 $ 524,516
EARNINGS PER SHARE:      
Basic $ 5.05 $ 4.51 $ 5.73
Diluted $ 5.05 $ 4.51 $ 5.73