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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
INTEREST INCOME:        
Loans, including fees $ 329,445 $ 337,451 $ 973,958 $ 980,107
Securities 58,207 59,617 173,929 188,466
Federal funds sold and other earning assets 10,455 20,835 35,789 44,195
Total interest income 398,107 417,903 1,183,676 1,212,768
INTEREST EXPENSE:        
Deposits 95,965 107,758 285,352 306,574
Other borrowings 27,613 46,792 88,206 142,020
Securities sold under repurchase agreements 1,094 1,662 3,579 5,453
Total interest expense 124,672 156,212 377,137 454,047
NET INTEREST INCOME 273,435 261,691 806,539 758,721
PROVISION FOR CREDIT LOSSES 0 9,100 0 9,066
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 273,435 261,691 806,539 749,655
NONINTEREST INCOME:        
Nonsufficient funds (NSF) fees 9,805 9,016 27,837 25,457
Credit card, debit card and ATM card income 9,446 9,620 27,946 27,865
Service charges on deposit accounts 7,317 6,664 22,370 19,506
Trust income 3,526 3,479 10,986 11,236
Mortgage income 931 962 2,905 2,317
Brokerage income 1,328 1,258 3,815 3,679
Net gain on sale or write-down of assets 3 3,178 1,182 2,240
Net gain on sale or write-up of securities   224   11,245
Other 8,882 6,698 28,480 22,427
Total noninterest income 41,238 41,099 125,521 125,972
NONINTEREST EXPENSE:        
Salaries and employee benefits 87,949 88,367 264,721 263,722
Net occupancy and equipment 9,395 9,291 27,709 26,829
Credit and debit card, data processing and software amortization 12,515 11,985 35,993 34,958
Regulatory assessments and FDIC insurance 5,198 5,726 16,495 21,581
Core deposit intangibles amortization 3,602 4,146 10,853 11,539
Depreciation 4,966 4,741 14,519 14,263
Communications 3,480 3,360 10,460 10,247
Net other real estate income 233 (85) 325 64
Merger related expenses 62 63 62 4,444
Other 11,235 12,744 36,364 41,381
Total noninterest expense 138,635 140,338 417,501 429,028
INCOME BEFORE INCOME TAXES 176,038 162,452 514,559 446,599
PROVISION FOR INCOME TAXES 38,482 35,170 111,623 97,289
NET INCOME $ 137,556 $ 127,282 $ 402,936 $ 349,310
EARNINGS PER SHARE:        
Basic $ 1.45 $ 1.34 $ 4.23 $ 3.68
Diluted $ 1.45 $ 1.34 $ 4.23 $ 3.68