EX-99.4 24 ea025949101_ex99-4sch3.htm SCHEDULE 3 - DATA COMPARE

Exhibit 99.4 Schedule 3

ASF Loan Number | Loan ID | Seller Loan ID | Investor Loan ID | Transaction ID | Field Name | Source | Verified Value | Bid Tape Value | Comment
400097078 | XXX | XX | XXX | HMC0001_Post-Close Flow | Borrower 1 SSN | the1003Page | XX | XX |
400098164 | XXX | XX | XXX | HMC0001_Post-Close Flow | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | 8079.18 | 8079.20 | Per and Taxes and Ins. /Lenders approval has no taxes and Ins
2000051892 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Reserves Number of Months | assetPage | 6.42 | 10.00 | Per C/O proceeds and checking account
2000051892 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 16.19 | 11.96 | Variance due to Audit calc. lower income
2000051892 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 36.13 | 23.43 | Variance due to Audit calc. lower income
2000052487 | XXX |  | XXX | HMC0001_Post-Close Flow | Cash Disbursement Date | finalCdDetailPage | XX | XX | Per Final CD
2000052487 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | 10427.8 | 10244.47 | Audit includes HOA
2000052487 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 33.77 | 37.73 | Variance unable to determine, lender 1008 not provided
2000046806 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | 14262.96 | 13997.30 | Audit includes HOA
2000053792 | XXX |  | XXX | HMC0001_Post-Close Flow | Cash Disbursement Date | closingDetailsNonCompliancePage | XX | XX | Per Final CD
2000053419 | XXX |  | XXX | HMC0001_Post-Close Flow | Property Type | propertyValuationPage | Two to Four Unit | Attached | 2-Unit Detached per appraisal report
2000053171 | XXX |  | XXX | HMC0001_Post-Close Flow | Primary Appraised Property Value | propertyValuationPage | XX | XX | Appraisal value vs Purchase price
2000053171 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Reserves Number of Months | assetPage | 17.78 | 10.00 | Per documented assets in file. UTD tape value.
2000053332 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Reserves Number of Months | assetPage | 42.32 | 39.00 | cashout proceeds
2000053393 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying FICO | creditLiabilitiesPage | 629 | 650 | Primary wage earner
2000053728 | XXX |  | XXX | HMC0001_Post-Close Flow | Property Type | propertyValuationPage | Townhouse | Single Family Detached | per title
2000053728 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.35 | 32.49 | Ineligible deposits were not consider in income calculation.
2000053728 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 10.97 | 8.08 | Ineligible deposits were not consider in income calculation.
2000053730 | XXX |  | XXX | HMC0001_Post-Close Flow | Property Type | propertyValuationPage | Townhouse | Single Family Detached | per title
2000053730 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 10.97 | 8.08 | Ineligible deposits were not consider in income calculation.
2000053730 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.35 | 32.49 | Ineligible deposits were not consider in income calculation.
2000053734 | XXX |  | XXX | HMC0001_Post-Close Flow | Property Type | propertyValuationPage | Townhouse | Single Family Detached | per title
2000053734 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | 10.97 | 13.50 | Ineligible deposits were not consider in income calculation.
2000053734 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.84 | 32.49 | Ineligible deposits were not consider in income calculation.
2000053736 | XXX |  | XXX | HMC0001_Post-Close Flow | Cash out Include Debt Paid at Close | closingDetailsNonCompliancePage | 36943.68 | -37659.91 | Per calculations
2000053736 | XXX |  | XXX | HMC0001_Post-Close Flow | Property Type | propertyValuationPage | Townhouse | Single Family Detached | Per appraisal
2000053736 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.34 | 32.49 | Calculated income lower than income used by the lender.
2000054262 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Reserves Number of Months | assetPage | 111.94 | 103.00 | cashout proceeds
2000054675 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | 3196.63 | 3159.63 | W/HOA
2000054675 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.7 | 21.93 | Audit confirmed REOs on credit report not factor in DTI
2000054697 | XXX |  | XXX | HMC0001_Post-Close Flow | Cash Disbursement Date | finalCdDetailPage | XX | XX | Per final CD
2000054697 | XXX |  | XXX | HMC0001_Post-Close Flow | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | 3985.55 | 3931.39 | Audit using HOA dues
2000051910 | XXX |  | XXX | HMC0001_Post-Close Flow | Property Type | propertyValuationPage | Townhouse | Single Family Detached | Per appraisal