EX-99.11 71 ea025949101_ex99-11sch4.htm SCHEDULE 4 - RATING AGENCY GRADES

Exhibit 99.11 Schedule 4

| Rating Agency Grades: 9/12/2025
| Loan Information | Initial Credit Grades | Initial Compliance Grades | Initial Property Grades | Initial Overall Grades | Final Credit Grades | Final Compliance Grades | Final Property Grades | Final Overall Grades
ASF Loan Number | Loan Number | Alternate Loan ID | Note Original Balance | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P | DBRS | KBRA | Fitch | Moody's | S&P
400094447 | XXX | XXX | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A
400092059 | XXX | XXX | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A
400092034 | XXX | XXX | XXX | D | D | D | D | D | A | A | A | A | A | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A
400091113 | XXX | XXX | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B
400090585 | XXX | XXX | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B
400103300 | XXX | XXX | XXX | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A
400104733 | XXX | XXX | XXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A
400103305 | XXX | XXX | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B
400104770 | XXX | XXX | XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A