EX-99.10 64 ea025949101_ex99-10sch4.htm SCHEDULE 4 - QM SUMMARY

Exhibit 99.10 Schedule 4

ASF Loan Number | Loan ID (Purchasing Lender) | Loan Number (Selling Lender) | Final Overall Event Level | Fitch Final Overall Rating | Moodys Final Overall Rating | Kroll Final Overall Rating | DBRS Final Overall Rating | S&P QM/ATR Designation | Fitch QM/ATR Designation | Moody's QM/ATR Designation | Kroll QM/ATR Designation | DBRS QM/ATR Designation | Amortization Type | Initial Application Date | Originator DTI (ASF) | DTI | Points/Fees Total | Points/Fees Total without reductions resulting from 'bona fide discount points' | Rate Lock Date | Residual Income | GSE Eligible | Case ID / LP AUS Key | APR | Borrower Employment Status | Co-Borrower Employment Status | Borrower 3 Employment Status | Borrower 4 Employment Status | Borrower Residency Status | Co-Borrower Residency Status | Borrower 3 Residency Status | Borrower 4 Residency Status | Qualifying Interest Rate | APOR (if applicable)
400085868 | XXX | XXX | 2 | B | B | B | B | Non-QM / Compliant | Non-QM / Compliant | Non-QM / Compliant | Non-QM / Compliant | Non-QM / Compliant | Fixed Rate | 08/XX/2024 | 26.3880 | 26.40% | 10838.30 | 10838.30 | 09/06/2024 | 10772.23 | No |  | 8.276% | Self-Employed |  |  |  | US Citizen |  |  |  | 7.8750% | 0.0635
400085822 | XXX | XXX | 2 | B | B | B | B | Non-QM / Compliant | Non-QM / Compliant | Non-QM / Compliant | Non-QM / Compliant | Non-QM / Compliant | Fixed Rate | 07/XX/2024 | 34.3800 | 34.52% | 9150.83 | 9150.83 | 09/04/2024 | 4910.73 | No |  | 8.419% | Self-Employed |  |  |  | US Citizen |  |  |  | 8.0000% | 0.0635
400091216 | XXX | XXX | 2 | B | B | B | B | Non-QM / Compliant | Non-QM / Compliant | Non-QM / Compliant | Non-QM / Compliant | Non-QM / Compliant | Fixed Rate | 09/XX/2024 | 29.6900 | 45.66% | 68309.60 | 68309.60 | 11/22/2024 | 219108.89 | No |  | 7.939% | Self-Employed |  |  |  | US Citizen |  |  |  | 7.7500% | 0.0683