EX-99.3 18 ea025949101_ex99-3sch4.htm SCHEDULE 4 - DATA COMPARE

Exhibit 99.3 Schedule 4

| Data Compare
| Run Date - 09/25/2025 1:47:30 PM
ASF Loan Number | Evolve Loan ID | Customer Loan ID | Seller Loan ID | Field Label | Bid Tape Field Value | Field Value | Comment
400093763 | XX | XX | XX | Original CLTV |  | 0.737250 | Verified with loan amount $XX/Purchase price $XX
400093763 | XX | XX | XX | DSCR |  | 1.000 | Verified with rent $2500/PITI $2499.47
400093763 | XX | XX | XX | Doc Type |  | Debt Service Coverage | Verified with lock confirmation
400093763 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
400093763 | XX | XX | XX | Occupancy | Primary Residence | Investment | Verified w/ approval
400093763 | XX | XX | XX | Property City | XX | XX | Verified w/ deed & appraisal
12025011645 | XX | XX | XX | Doc Type | Alternative Doc | Asset Utilization | Verified by rate lock
12025011645 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025011645 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025011645 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025011645 | XX | XX | XX | PITI | 2,154.09 | 1,637.09 | PITI 1637.09 + HOA 517.00 = 2154.09
12025011645 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025011645 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025011645 | XX | XX | XX | Qualifying DTI | 44.23100 | 0.44231 | Same
12025011645 | XX | XX | XX | Self-Employment Flag | N | Y | Stated employment - not verified
12025021662 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025021662 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025021662 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025021662 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025021662 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | Same
12025021662 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025030137 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | Verified with income documentation and approval.
12025030137 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025030137 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025030137 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025030137 | XX | XX | XX | PITI | 3,733.14 | 3,724.81 | Bid Tape includes an HOA fee and Audited did not include the HOA fee here
12025030137 | XX | XX | XX | Product Code | CACTTX6 30 YR FIXED | CACTTX6 | same
12025030137 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025030137 | XX | XX | XX | Qualifying DTI | 7.34500 | 0.07345 | same
12025030998 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025030998 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025030998 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025030998 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025030998 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025030998 | XX | XX | XX | Qualifying DTI | 49.82100 | 0.49821 | Within tolerance
12025031902 | XX | XX | XX | Qualifying Credit Score | 812 | 736 | the higher mid score used to qualify
12025031902 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | 12 - month Business bank statement loan
12025031902 | XX | XX | XX | First Payment Date | XX | XX | verified
12025031902 | XX | XX | XX | Maturity Date | XX | XX | verified
12025031902 | XX | XX | XX | Note Date | XX | XX | verified
12025031902 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025031902 | XX | XX | XX | QM Status |  | Exempt | verified
12025031902 | XX | XX | XX | Qualifying DTI | 37.01800 | 0.38067 | Inclusion of Flood ins in DTI $410.25
12025032273 | XX | XX | XX | First Payment Date | XX | XX | verified
12025032273 | XX | XX | XX | Maturity Date | XX | XX | verified
12025032273 | XX | XX | XX | Note Date | XX | XX | verified
12025032273 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025032273 | XX | XX | XX | QM Status |  | Exempt | verified
12025032273 | XX | XX | XX | Qualifying DTI | 39.08500 | 0.39085 | Same
12025040201 | XX | XX | XX | First Payment Date | XX | XX | verified
12025040201 | XX | XX | XX | Maturity Date | XX | XX | verified
12025040201 | XX | XX | XX | Note Date | XX | XX | verified
12025040201 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025040201 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | Same
12025040201 | XX | XX | XX | QM Status |  | Exempt | verified
12025040526 | XX | XX | XX | First Payment Date | XX | XX | verified
12025040526 | XX | XX | XX | Maturity Date | XX | XX | verified
12025040526 | XX | XX | XX | Note Date | XX | XX | verified
12025040526 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025040526 | XX | XX | XX | Property Zip | XX | XX | verified
12025040526 | XX | XX | XX | QM Status |  | Exempt | verified
12025040730 | XX | XX | XX | First Payment Date | XX | XX | verified
12025040730 | XX | XX | XX | Maturity Date | XX | XX | verified
12025040730 | XX | XX | XX | Note Date | XX | XX | verified
12025040730 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025040730 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | same
12025040730 | XX | XX | XX | QM Status |  | Exempt | verified
12025040813 | XX | XX | XX | First Payment Date | XX | XX | verified
12025040813 | XX | XX | XX | Maturity Date | XX | XX | verified
12025040813 | XX | XX | XX | Note Date | XX | XX | verified
12025040813 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025040813 | XX | XX | XX | Property Type | Single Family | Two Family | Two units verified on appraisal
12025040813 | XX | XX | XX | Property Zip | XX | XX | verified
12025040813 | XX | XX | XX | QM Status |  | Exempt | verified
12025041152 | XX | XX | XX | First Payment Date | XX | XX | verified
12025041152 | XX | XX | XX | Maturity Date | XX | XX | verified
12025041152 | XX | XX | XX | Note Date | XX | XX | verified
12025041152 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025041152 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YR PPP | BPACC30YF3YPP | Same
12025041152 | XX | XX | XX | QM Status |  | Exempt | verified
12025041159 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025041159 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025041159 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025041159 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025041159 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YR PPP | BPACC30YF3YPP | Same
12025041159 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025041225 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025041225 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025041225 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025041225 | XX | XX | XX | PITI | 4,026.91 | 4,010.24 | PITI payment, HOA not included
12025041225 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | same
12025041225 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025041225 | XX | XX | XX | Qualifying DTI | 36.20100 | 0.36201 | same
12025041225 | XX | XX | XX | Self-Employment Flag | N | Y | verified, CPA letter
12025041272 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | verified, loan approval
12025041272 | XX | XX | XX | First Payment Date | XX | XX | verified
12025041272 | XX | XX | XX | Maturity Date | XX | XX | verified
12025041272 | XX | XX | XX | Note Date | XX | XX | verified
12025041272 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025041272 | XX | XX | XX | Product Code | BPACCINC 30 YR FIXED 5 YEAR PPP STEP DN | BPACCINC30Y5YPPSD | same
12025041272 | XX | XX | XX | QM Status |  | Exempt | verified
12025041272 | XX | XX | XX | Qualifying DTI | 20.06100 | 0.22139 | verified, bank statements
12025041535 | XX | XX | XX | Note Date | XX | XX | verified
12025041535 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025041535 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 1 YR PPP | BPACC30YF1YPP | Same
12025041535 | XX | XX | XX | QM Status |  | Exempt | verified
12025041546 | XX | XX | XX | Doc Type | Alternative Doc | Full | 2 years tax returns plus P&L
12025041546 | XX | XX | XX | First Payment Date | XX | XX | verified
12025041546 | XX | XX | XX | Maturity Date | XX | XX | verified
12025041546 | XX | XX | XX | Note Date | XX | XX | verified
12025041546 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025041546 | XX | XX | XX | QM Status |  | Exempt | verified
12025041546 | XX | XX | XX | Qualifying DTI | 46.17000 | 0.46170 | Same
12025041644 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025041644 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025041644 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025041644 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025041644 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | Same
12025041644 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025041667 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025041667 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025041667 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025041667 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025041667 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YR PPP | BPACC30YF3YPP | Same
12025041667 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025041811 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025041811 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025041811 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025041811 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025041811 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 5 YR PPP | BPACC30Y5YPP | Same
12025041811 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025042242 | XX | XX | XX | First Payment Date | XX | XX | verified
12025042242 | XX | XX | XX | Maturity Date | XX | XX | verified
12025042242 | XX | XX | XX | Note Date | XX | XX | verified
12025042242 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025042242 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | Same
12025042242 | XX | XX | XX | QM Status |  | Exempt | verified
12025042504 | XX | XX | XX | First Payment Date | XX | XX | verified
12025042504 | XX | XX | XX | Maturity Date | XX | XX | verified
12025042504 | XX | XX | XX | Note Date | XX | XX | verified
12025042504 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025042504 | XX | XX | XX | QM Status |  | Exempt | verified
12025042505 | XX | XX | XX | First Payment Date | XX | XX | verified
12025042505 | XX | XX | XX | Maturity Date | XX | XX | verified
12025042505 | XX | XX | XX | Note Date | XX | XX | verified
12025042505 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025042505 | XX | XX | XX | QM Status |  | Exempt | verified
12025042507 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025042507 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025042507 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025042507 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025042507 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025042509 | XX | XX | XX | First Payment Date | XX | XX | verified
12025042509 | XX | XX | XX | Maturity Date | XX | XX | verified
12025042509 | XX | XX | XX | Note Date | XX | XX | verified
12025042509 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025042509 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | Same
12025042509 | XX | XX | XX | QM Status |  | Exempt | verified
12025042524 | XX | XX | XX | First Payment Date | XX | XX | verified
12025042524 | XX | XX | XX | Maturity Date | XX | XX | verified
12025042524 | XX | XX | XX | Note Date | XX | XX | verified
12025042524 | XX | XX | XX | PITI | 2,210.53 | 2,125.95 | Verified PITI only
12025042524 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025042524 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | Same
12025042524 | XX | XX | XX | QM Status |  | Exempt | verified
12025042604 | XX | XX | XX | First Payment Date | XX | XX | verified
12025042604 | XX | XX | XX | Maturity Date | XX | XX | verified
12025042604 | XX | XX | XX | Note Date | XX | XX | verified
12025042604 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025042604 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | same
12025042604 | XX | XX | XX | QM Status |  | Exempt | verified
12025042628 | XX | XX | XX | Doc Type | Alternative Doc | P&L | verified, loan approval, P&L
12025042628 | XX | XX | XX | First Payment Date | XX | XX | verified
12025042628 | XX | XX | XX | Maturity Date | XX | XX | verified
12025042628 | XX | XX | XX | Note Date | XX | XX | verified
12025042628 | XX | XX | XX | PITI | 11,018.48 | 10,803.48 | PITI pmt, HOA not incl
12025042628 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | same
12025042628 | XX | XX | XX | QM Status |  | Exempt | verified
12025042628 | XX | XX | XX | Qualifying DTI | 42.61400 | 0.42614 | same
12025042684 | XX | XX | XX | Doc Type | Alternative Doc | P&L | 12-month P&L loan
12025042684 | XX | XX | XX | First Payment Date | XX | XX | verified
12025042684 | XX | XX | XX | Maturity Date | XX | XX | verified
12025042684 | XX | XX | XX | Note Date | XX | XX | verified
12025042684 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025042684 | XX | XX | XX | QM Status |  | Exempt | verified
12025042684 | XX | XX | XX | Qualifying DTI | 48.77400 | 0.48774 | Same
12025042771 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025042771 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025042771 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025042771 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025042771 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YR PPP | BPACC30YF3YPP | Same
12025042771 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025050112 | XX | XX | XX | Qualifying Credit Score | 789 | 750 | Verified with credit report
12025050112 | XX | XX | XX | DSCR | 0.560 |  | verified
12025050112 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | Verified with loan approval
12025050112 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025050112 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025050112 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025050112 | XX | XX | XX | PITI | 7,338.88 | 7,193.88 | Verified with first payment letter
12025050112 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025050112 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025050190 | XX | XX | XX | Note Date | XX | XX | verified
12025050190 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025050190 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 5 YEAR PPP STEP DN | BPACC30Y5YPPSD | Same
12025050190 | XX | XX | XX | QM Status |  | Exempt | verified
12025050218 | XX | XX | XX | DSCR | 0.320 |  | verified
12025050218 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | 12-month Business Bank Statement loan
12025050218 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025050218 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025050218 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025050218 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025050218 | XX | XX | XX | Product Code | BPACCINC 30 YR FIXED 3 YEAR PPP STEP DN | BPACCINC30Y3YPPSD | Same
12025050218 | XX | XX | XX | Property Zip | XX | XX | Verified w/ note
12025050218 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025050218 | XX | XX | XX | Qualifying DTI | 26.43300 | 0.27714 | Matches loan approval.
12025050380 | XX | XX | XX | DSCR | 1.130 | 1.330 | Mkt rent$2300 vs actual lease rent $2200 per form 216
12025050380 | XX | XX | XX | First Payment Date | XX | XX | verified
12025050380 | XX | XX | XX | Maturity Date | XX | XX | verified
12025050380 | XX | XX | XX | Note Date | XX | XX | verified
12025050380 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025050380 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 5 YEAR PPP STEP DN | BPACC30Y5YPPSD | Same
12025050380 | XX | XX | XX | Property Zip | XX | XX | verified
12025050380 | XX | XX | XX | QM Status |  | Exempt | verified
12025050433 | XX | XX | XX | First Payment Date | XX | XX | verified
12025050433 | XX | XX | XX | Maturity Date | XX | XX | verified
12025050433 | XX | XX | XX | Note Date | XX | XX | verified
12025050433 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025050433 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 2 YR PPP STEP DN | BPACC30YF2YPPSD | Verified data is the same. Audit data reflects abbreviated version.
12025050433 | XX | XX | XX | QM Status |  | Exempt | verified
12025050466 | XX | XX | XX | First Payment Date | XX | XX | verified
12025050466 | XX | XX | XX | Maturity Date | XX | XX | verified
12025050466 | XX | XX | XX | Note Date | XX | XX | verified
12025050466 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025050466 | XX | XX | XX | QM Status |  | Exempt | verified
12025050477 | XX | XX | XX | Appraised Value | XX | XX | verified
12025050477 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | Verified with loan approval
12025050477 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025050477 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025050477 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025050477 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025050491 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | Verified 12 months bank statements
12025050491 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025050491 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025050491 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025050491 | XX | XX | XX | PITI | 3,934.76 | 3,907.68 | Audited Data does not include HOA $27.08/month
12025050491 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025050528 | XX | XX | XX | DSCR | 1.440 | 1.040 | DSCR ratio verified at 1.040
12025050528 | XX | XX | XX | First Payment Date | XX | XX | verified
12025050528 | XX | XX | XX | Maturity Date | XX | XX | verified
12025050528 | XX | XX | XX | Note Date | XX | XX | verified
12025050528 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025050528 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 2 YR PPP | BPACC30Y2YPP | same
12025050528 | XX | XX | XX | QM Status |  | Exempt | verified
12025050545 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025050545 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025050545 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025050545 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025050545 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | Bid tape and Audit Data the Same. Audit Data reflects abbreviated version.
12025050545 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025050571 | XX | XX | XX | Doc Type | Alternative Doc | P&L | verified
12025050571 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025050571 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025050571 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025050571 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025050571 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025050571 | XX | XX | XX | Qualifying DTI | 37.88500 | 0.37885 | Same
12025050603 | XX | XX | XX | DSCR | 1.420 | 1.020 | Verified by final docs
12025050603 | XX | XX | XX | First Payment Date | XX | XX | verified
12025050603 | XX | XX | XX | Maturity Date | XX | XX | verified
12025050603 | XX | XX | XX | Note Date | XX | XX | verified
12025050603 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025050603 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | Same
12025050603 | XX | XX | XX | QM Status |  | Exempt | verified
12025050632 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | Verified with Loan Approval and Lock Confirmation
12025050632 | XX | XX | XX | Note Date | XX | XX | verified
12025050632 | XX | XX | XX | PITI | 7,472.50 | 7,252.50 | Audit Data reflects PITI; bid tape includes HOA Dues of $220
12025050632 | XX | XX | XX | QM Status |  | Exempt | verified
12025050632 | XX | XX | XX | Qualifying DTI | 9.00800 | 0.09008 | Same
12025050698 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025050698 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025050698 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025050698 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025050698 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 5 YEAR PPP STEP DN | BPACC30Y5YPPSD | Same
12025050698 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025050710 | XX | XX | XX | First Payment Date | XX | XX | verified
12025050710 | XX | XX | XX | Maturity Date | XX | XX | verified
12025050710 | XX | XX | XX | Note Date | XX | XX | verified
12025050710 | XX | XX | XX | PITI | 7,368.38 | 7,301.38 | Less HOA fee
12025050710 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025050710 | XX | XX | XX | QM Status |  | Exempt | verified
12025050710 | XX | XX | XX | Qualifying DTI | 46.86200 | 0.48174 | Verified with total debt $9490.13/Total income $19699.68
12025050794 | XX | XX | XX | Doc Type | Alternative Doc | P&L | Verified with income documentation.
12025050794 | XX | XX | XX | First Payment Date | XX | XX | verified
12025050794 | XX | XX | XX | Maturity Date | XX | XX | verified
12025050794 | XX | XX | XX | Note Date | XX | XX | verified
12025050794 | XX | XX | XX | PITI | 4,404.77 | 3,876.77 | Bid tape value includes HOA Dues; Audit is reflective of PITI only.
12025050794 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Verified Same.
12025050794 | XX | XX | XX | QM Status |  | Exempt | verified
12025050794 | XX | XX | XX | Qualifying DTI | 32.40900 | 0.32868 | Verified with Profit and Loss Stmt and Credit. Audit value includes 1% of balance for student loan payment.
12025050879 | XX | XX | XX | First Payment Date | XX | XX | verified
12025050879 | XX | XX | XX | Maturity Date | XX | XX | veified
12025050879 | XX | XX | XX | Note Date | XX | XX | verified
12025050879 | XX | XX | XX | PITI | 1,699.65 | 1,699.66 | Audit data and Bid tape same. Variance due to rounding.
12025050879 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025050879 | XX | XX | XX | Product Code | BPACC 30 YR FIXED NO PPP | BPACC30Y | Same.
12025050879 | XX | XX | XX | QM Status |  | Exempt | verified
12025050903 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | Verified with Loan Approval and Bank Statements
12025050903 | XX | XX | XX | First Payment Date | XX | XX | verified
12025050903 | XX | XX | XX | Maturity Date | XX | XX | verified
12025050903 | XX | XX | XX | Note Date | XX | XX | verified
12025050903 | XX | XX | XX | QM Status |  | Exempt | verified
12025050903 | XX | XX | XX | Qualifying DTI | 12.20700 | 0.12100 | Verified Total Monthly Debts $11,219.81 / Income $92,726.41 = 12.10%
12025051025 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025051025 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025051025 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025051025 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025051025 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | same
12025051025 | XX | XX | XX | Property Type | Single Family | Townhouse | Verified with appraisal
12025051025 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025051338 | XX | XX | XX | First Payment Date | XX | XX | verified
12025051338 | XX | XX | XX | Maturity Date | XX | XX | verified
12025051338 | XX | XX | XX | Note Date | XX | XX | verified
12025051338 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025051338 | XX | XX | XX | QM Status |  | Exempt | verified
12025051441 | XX | XX | XX | First Payment Date | XX | XX | verified
12025051441 | XX | XX | XX | Maturity Date | XX | XX | verified
12025051441 | XX | XX | XX | Note Date | XX | XX | verified
12025051441 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025051441 | XX | XX | XX | QM Status |  | Exempt | verified
12025051523 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | 12-month bank statement loan
12025051523 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025051523 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025051523 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025051523 | XX | XX | XX | PITI | 3,878.04 | 3,628.04 | Audited data missing HOA $250
12025051523 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025051523 | XX | XX | XX | Property Type | PUD-Detached | PUD-Attached | Verified with Appraisal; subject is a townhome
12025051523 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025051523 | XX | XX | XX | Qualifying DTI | 22.71300 | 0.22713 | Same
12025051533 | XX | XX | XX | DSCR | 1.000 | 1.090 | With-in tolerance
12025051533 | XX | XX | XX | Note Date | XX | XX | verified
12025051533 | XX | XX | XX | PITI | 2,290.60 | 2,245.60 | $45 HOA not included
12025051533 | XX | XX | XX | Product Code | BPACC 30 YR FIXED NO PPP | BPACC30Y | Same
12025051533 | XX | XX | XX | Property Type | PUD-Detached | Townhouse | Appraisal dated 05/XX/25 states attached
12025051533 | XX | XX | XX | QM Status |  | Exempt | verified
12025051558 | XX | XX | XX | First Payment Date | XX | XX | verified
12025051558 | XX | XX | XX | Maturity Date | XX | XX | verified
12025051558 | XX | XX | XX | Note Date | XX | XX | verified
12025051558 | XX | XX | XX | PITI | 3,441.56 | 2,790.56 | Less HOA
12025051558 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025051558 | XX | XX | XX | Property Type | Non-Warrantable Condo | Condo-Lo 1-4 Stories | Verified with appraisal
12025051558 | XX | XX | XX | QM Status |  | Exempt | verified
12025051558 | XX | XX | XX | Qualifying DTI | 22.24800 | 0.24351 | Verified with total debt $6006.73/Total income $24667.09
12025051570 | XX | XX | XX | Doc Type | Alternative Doc | P&L | Verified by rate lock as P&L
12025051570 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025051570 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025051570 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025051570 | XX | XX | XX | PITI | 5,100.09 | 5,050.51 | PITI 5050.51 + HOA 49.58 = 5100.09
12025051570 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025051570 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025051570 | XX | XX | XX | Qualifying DTI | 37.15300 | 0.37153 | Same
12025051575 | XX | XX | XX | Doc Type | Alternative Doc | P&L | Verified with loan approval
12025051575 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025051575 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025051575 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025051575 | XX | XX | XX | Qualifying DTI | 28.39900 | 0.28399 | Same
12025051679 | XX | XX | XX | Appraised Value | XX | XX | Verified with appraisal
12025051679 | XX | XX | XX | Original CLTV | 0.585000 | 0.650000 | Verified with loan approval
12025051679 | XX | XX | XX | Doc Type | Alternative Doc | P&L | Verified with loan approval
12025051679 | XX | XX | XX | Original LTV | 0.585000 | 0.650000 | Verified with loan approval
12025051679 | XX | XX | XX | Note Date | XX | XX | verified
12025051679 | XX | XX | XX | PITI | 2,773.28 | 2,689.28 | Verified PITI only
12025051679 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025051679 | XX | XX | XX | Property Type | Single Family | PUD-Detached | Verified with appraisal
12025051679 | XX | XX | XX | QM Status |  | Exempt | verified
12025051679 | XX | XX | XX | Qualifying DTI | 35.30500 | 0.43037 | Verified DTI greater than 3% due to REO payments were not included in DTI calculation
12025051694 | XX | XX | XX | DSCR | 1.250 | 1.370 | Market rents $2400.00/$1752.51=1.37%
12025051694 | XX | XX | XX | First Payment Date | XX | XX | verified
12025051694 | XX | XX | XX | Maturity Date | XX | XX | verified
12025051694 | XX | XX | XX | Note Date | XX | XX | verified
12025051694 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025051694 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | Same
12025051694 | XX | XX | XX | QM Status |  | Exempt | verified
12025051708 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | 12-month personal Bank statement loan
12025051708 | XX | XX | XX | First Payment Date | XX | XX | verified
12025051708 | XX | XX | XX | Maturity Date | XX | XX | verified
12025051708 | XX | XX | XX | Note Date | XX | XX | verified
12025051708 | XX | XX | XX | QM Status |  | Exempt | verified
12025051708 | XX | XX | XX | Qualifying DTI | 34.88800 | 0.34935 | same within tolerance.
12025051737 | XX | XX | XX | Note Date | XX | XX | verified
12025051737 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025051737 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 5 YEAR PPP STEP DN | BPACC30Y5YPPSD | Same
12025051737 | XX | XX | XX | Property Zip | XX | XX | verified
12025051737 | XX | XX | XX | QM Status |  | Exempt | verified
12025051780 | XX | XX | XX | Original Amortization Term | 360 | 240 | Verified w/ note
12025051780 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025051780 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025051780 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025051829 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025051829 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025051829 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025051829 | XX | XX | XX | Property Zip | XX | XX | Verified w/ note
12025051829 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025051830 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | Verified with Loan Approval.
12025051830 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025051830 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Verified with Loan Approval.
12025051830 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025051830 | XX | XX | XX | Qualifying DTI | 26.44500 | 0.26445 | Verified with bank statements and credit report; bid tape includes self reported utilities
12025051843 | XX | XX | XX | Doc Type | Alternative Doc | P&L | P&L income qualification
12025051843 | XX | XX | XX | Note Date | XX | XX | verified
12025051843 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025051843 | XX | XX | XX | QM Status |  | Exempt | verified
12025051843 | XX | XX | XX | Qualifying DTI | 34.02400 | 0.34024 | Same
12025051908 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025051908 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025051908 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025051908 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025051908 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 5 YR PPP | BPACC30Y5YPP | Same
12025051908 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025051938 | XX | XX | XX | Note Date | XX | XX | verified
12025051938 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | same
12025051938 | XX | XX | XX | QM Status |  | Exempt | verified
12025051938 | XX | XX | XX | Qualifying DTI | 44.58300 | 0.44583 | same
12025051938 | XX | XX | XX | Self-Employment Flag | N | Y | verified with income documentation in file B2 SE
12025051991 | XX | XX | XX | Doc Type | Alternative Doc | P&L | Verified with approval
12025051991 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025051991 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025051991 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025051991 | XX | XX | XX | PITI | 2,277.54 | 2,127.54 | Verified PITI only
12025051991 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025051991 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025051991 | XX | XX | XX | Qualifying DTI | 33.12300 | 0.33123 | Same
12025052062 | XX | XX | XX | DSCR | 0.360 |  | Verified with Loan Approval not a DSCR loan
12025052062 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | Verified with loan approval
12025052062 | XX | XX | XX | Note Date | XX | XX | verified
12025052062 | XX | XX | XX | QM Status |  | Exempt | verified
12025052062 | XX | XX | XX | Qualifying DTI | 35.54500 | 0.35545 | Same
12025052163 | XX | XX | XX | First Payment Date | XX | XX | verified
12025052163 | XX | XX | XX | Maturity Date | XX | XX | verified
12025052163 | XX | XX | XX | Note Date | XX | XX | verified
12025052163 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025052163 | XX | XX | XX | QM Status |  | Exempt | verified
12025052166 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | verified with loan approval
12025052166 | XX | XX | XX | First Payment Date | XX | XX | verified
12025052166 | XX | XX | XX | Maturity Date | XX | XX | verified
12025052166 | XX | XX | XX | Note Date | XX | XX | verified
12025052166 | XX | XX | XX | PITI | 2,597.53 | 2,579.19 | verified with first payment letter
12025052166 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | same
12025052166 | XX | XX | XX | QM Status |  | Exempt | verified
12025052166 | XX | XX | XX | Qualifying DTI | 49.48000 | 0.49480 | same
12025052169 | XX | XX | XX | Doc Type | Debt Service Coverage | DSCR+Asset Depletion | Verified with Rate Lock Confirmation
12025052169 | XX | XX | XX | First Payment Date | XX | XX | verified
12025052169 | XX | XX | XX | Maturity Date | XX | XX | verified
12025052169 | XX | XX | XX | Note Date | XX | XX | verified
12025052169 | XX | XX | XX | Product Code | BPACC 30 YR FIXED NO PPP | BPACC30Y | same
12025052169 | XX | XX | XX | QM Status |  | Exempt | verified
12025052191 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | Verified with Bank Statements.
12025052191 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025052191 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025052191 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025052191 | XX | XX | XX | PITI | 2,549.59 | 2,249.59 | Verifed. Audit Data does not include the HOA Dues of $300 monthly.
12025052191 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025052195 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025052195 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025052195 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025052195 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025052195 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | Same
12025052195 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025052206 | XX | XX | XX | First Payment Date | XX | XX | verified
12025052206 | XX | XX | XX | Maturity Date | XX | XX | verified
12025052206 | XX | XX | XX | Note Date | XX | XX | verified
12025052206 | XX | XX | XX | PITI | 1,543.35 | 1,543.44 | PITI verified
12025052206 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025052206 | XX | XX | XX | QM Status |  | Exempt | verified
12025052265 | XX | XX | XX | First Payment Date | XX | XX | verified
12025052265 | XX | XX | XX | Maturity Date | XX | XX | verified
12025052265 | XX | XX | XX | Note Date | XX | XX | verified
12025052265 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025052265 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 5 YEAR PPP STEP DN | BPACC30Y5YPPSD | same
12025052265 | XX | XX | XX | Property Zip | XX | XX | verified
12025052265 | XX | XX | XX | QM Status |  | Exempt | verified
12025052304 | XX | XX | XX | Doc Type | Alternative Doc | P&L | verified
12025052304 | XX | XX | XX | Note Date | XX | XX | verified
12025052304 | XX | XX | XX | PITI | 2,466.00 | 2,411.50 | Verified PITI only
12025052304 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025052304 | XX | XX | XX | QM Status |  | Exempt | verified
12025052304 | XX | XX | XX | Qualifying DTI | 43.86000 | 0.43860 | Same
12025052398 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025052398 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025052398 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025052398 | XX | XX | XX | PITI | 4,840.96 | 4,785.96 | verified with first payment letter. Audit Data does not include HOA Dues of $55
12025052398 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025052398 | XX | XX | XX | Product Code | BPACCINC 30 YR FIXED 5 YEAR PPP STEP DN | BPACC30Y5YPPSD | same
12025052398 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025052398 | XX | XX | XX | Qualifying DTI | 15.92800 | 0.15928 | same
12025052452 | XX | XX | XX | First Payment Date | XX | XX | verified
12025052452 | XX | XX | XX | Maturity Date | XX | XX | verified
12025052452 | XX | XX | XX | Note Date | XX | XX | verified
12025052452 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025052452 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | Same
12025052452 | XX | XX | XX | QM Status |  | Exempt | verified
12025052639 | XX | XX | XX | First Payment Date | XX | XX | verified
12025052639 | XX | XX | XX | Maturity Date | XX | XX | verified
12025052639 | XX | XX | XX | Note Date | XX | XX | verified
12025052639 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025052639 | XX | XX | XX | Property Zip | XX | XX | verified
12025052639 | XX | XX | XX | QM Status |  | Exempt | verified
12025052697 | XX | XX | XX | Appraised Value | XX | XX | Verified with appraisal
12025052697 | XX | XX | XX | Original CLTV | 0.650000 | 0.624338 | Verified with appraisal and Loan amount
12025052697 | XX | XX | XX | Doc Type | Alternative Doc | P&L | Verified with loan approval
12025052697 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025052697 | XX | XX | XX | Original LTV | 0.650000 | 0.624338 | Verified with appraisal and Loan amount
12025052697 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025052697 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025052697 | XX | XX | XX | PITI | 10,124.92 | 9,884.92 | Verified PITI only
12025052697 | XX | XX | XX | Product Code | BPACCINC 30 YR FIXED NO PPP | BPACCINC30YF | Same
12025052697 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025052697 | XX | XX | XX | Qualifying DTI | 34.41100 | 0.34411 | Same
12025060063 | XX | XX | XX | Note Date | XX | XX | verified
12025060063 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025060063 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | Same
12025060063 | XX | XX | XX | QM Status |  | Exempt | verified
12025060154 | XX | XX | XX | First Payment Date | XX | XX | verified
12025060154 | XX | XX | XX | Maturity Date | XX | XX | verified
12025060154 | XX | XX | XX | Note Date | XX | XX | verified
12025060154 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025060154 | XX | XX | XX | QM Status |  | Exempt | verified
12025060198 | XX | XX | XX | Appraised Value | XX | XX | Verified with Appraisal. Bid Tape reflects Sales Price.
12025060198 | XX | XX | XX | DSCR | 1.170 | 1.140 | Verified PITI $1491.51 / Market Rents $1700. Variance due to taxes.
12025060198 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025060198 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025060198 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025060198 | XX | XX | XX | PITI | 1,446.46 | 1,491.50 | Verified with Note, Insurance and Tax Certification. Bid Tape does not include the additional city taxes $540.40
12025060198 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025060198 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 3 YEAR PPP STEP DN | BPACC30YF3YPPSD | Same
12025060198 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025060317 | XX | XX | XX | Note Date | XX | XX | verified
12025060317 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025060317 | XX | XX | XX | Property Zip | XX | XX | verified
12025060317 | XX | XX | XX | QM Status |  | Exempt | verified
12025060388 | XX | XX | XX | Doc Type | Debt Service Coverage | DSCR+Asset Depletion | Verified with loan approval
12025060388 | XX | XX | XX | Note Date | XX | XX | verified
12025060388 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025060388 | XX | XX | XX | Product Code | BPACC 30 YR FIXED NO PPP | BPACC30Y | Same
12025060388 | XX | XX | XX | QM Status |  | Exempt | verified
12025060395 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025060395 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025060395 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025060412 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | Verified with Loan Approval, Lock Confirmation and Bank Statements.
12025060412 | XX | XX | XX | First Payment Date | XX | XX | verified
12025060412 | XX | XX | XX | Maturity Date | XX | XX | verified
12025060412 | XX | XX | XX | Note Date | XX | XX | verified
12025060412 | XX | XX | XX | PITI | 1,762.13 | 1,715.05 | Verified audit data is PITI. Bid tape reflects PITIA.
12025060412 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025060412 | XX | XX | XX | QM Status |  | Exempt | verified
12025060412 | XX | XX | XX | Qualifying DTI | 9.38200 | 0.09385 | Total Monthly Debts $3468.73 / Total Income $36,958.64
12025060431 | XX | XX | XX | First Payment Date | XX | XX | verified
12025060431 | XX | XX | XX | Maturity Date | XX | XX | verified
12025060431 | XX | XX | XX | Note Date | XX | XX | verified
12025060431 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025060431 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 5 YR PPP | BPACC30Y5YPP | Same
12025060431 | XX | XX | XX | QM Status |  | Exempt | verified
12025060503 | XX | XX | XX | Doc Type | Debt Service Coverage | DSCR+Asset Depletion | Verified with loan approval
12025060503 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025060503 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025060503 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025060503 | XX | XX | XX | Product Code | BPACC 30 YR FIXED NO PPP | BPACC30Y | Same
12025060503 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025060625 | XX | XX | XX | DSCR | 0.720 |  | not a DSCR loan
12025060625 | XX | XX | XX | Note Date | XX | XX | verified
12025060625 | XX | XX | XX | PITI | 2,591.29 | 2,369.29 | verified with first payment letter
12025060625 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025060625 | XX | XX | XX | Product Code | BPACCINC 30 YR FIXED 3 YEAR PPP STEP DN | BPACCINC30Y3YPPSD | same
12025060625 | XX | XX | XX | QM Status |  | Exempt | verified
12025060625 | XX | XX | XX | Qualifying DTI | 32.53200 | 0.32532 | same
12025060632 | XX | XX | XX | DSCR | 1.070 | 0.970 | verified at .61
12025060632 | XX | XX | XX | Doc Type | Debt Service Coverage | DSCR+Asset Depletion | verified
12025060632 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025060632 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025060632 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025060632 | XX | XX | XX | PITI | 5,881.86 | 5,198.86 | PITI verified at $5881.86 (includes HOA)
12025060632 | XX | XX | XX | Product Code | BPACC 30 YR FIXED NO PPP | BPACC30Y | same
12025060632 | XX | XX | XX | Property Type | Condo-Lo 1-4 Stories | Condo-Mid 5-8 Stories | verified as mid-rise
12025060632 | XX | XX | XX | QM Status |  | Exempt | Business Purpose Product
12025060695 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | verified
12025060695 | XX | XX | XX | Note Date | XX | XX | verified
12025060695 | XX | XX | XX | PITI | 4,738.13 | 3,773.13 | PITI payment, HOA not incl
12025060695 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | same
12025060695 | XX | XX | XX | Property Type | Condo-Lo 1-4 Stories | Condo-Hi >8 Stories | verified, appraisal
12025060695 | XX | XX | XX | QM Status |  | Exempt | verified
12025060695 | XX | XX | XX | Qualifying DTI | 29.94800 | 0.29948 | same
12025060768 | XX | XX | XX | Doc Type | Alternative Doc | P&L | Same
12025060768 | XX | XX | XX | First Payment Date | XX | XX | Verified w/ note
12025060768 | XX | XX | XX | Maturity Date | XX | XX | Verified w/ note
12025060768 | XX | XX | XX | Note Date | XX | XX | Verified w/ note
12025060768 | XX | XX | XX | Prepayment Penalty Type |  | Hard | Verified w/ note
12025060768 | XX | XX | XX | Product Code | BPACCINC 30 YR FIXED 1 YR PPP | BPACCINC30Y1YPP | Same
12025060768 | XX | XX | XX | QM Status |  | Exempt | Organizational Exemption
12025060768 | XX | XX | XX | Qualifying DTI | 11.06300 | 0.11063 | Same
12025060792 | XX | XX | XX | Note Date | XX | XX | verified
12025060792 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025060792 | XX | XX | XX | Product Code | BPACC 30 YR FIXED 1 YR PPP | BPACC30YF1YPP | same
12025060792 | XX | XX | XX | Property Zip | XX | XX | verified
12025060792 | XX | XX | XX | QM Status |  | Exempt | verified
12025060832 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | Verified with loan approval
12025060832 | XX | XX | XX | Note Date | XX | XX | verified
12025060832 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025060832 | XX | XX | XX | QM Status |  | Exempt | verified
12025060832 | XX | XX | XX | Qualifying DTI | 44.20100 | 0.44201 | Same
12025060832 | XX | XX | XX | Self-Employment Flag | N | Y | Verified with CPA letter
12025060833 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | Verified with Lock Confirmation
12025060833 | XX | XX | XX | Note Date | XX | XX | verified
12025060833 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025060833 | XX | XX | XX | QM Status |  | Exempt | verified
12025060833 | XX | XX | XX | Qualifying DTI | 48.95000 | 0.48872 | Total Debts $16,286.84 / Income $33,325.72
12025061004 | XX | XX | XX | Note Date | XX | XX | verified
12025061004 | XX | XX | XX | PITI | 9,209.52 | 8,488.52 | Verified PITI only
12025061004 | XX | XX | XX | Product Code | CFNINC 30 YR FIXED | CFNINC30YF | Same
12025061004 | XX | XX | XX | QM Status |  | Exempt | verified
12025061004 | XX | XX | XX | Qualifying DTI | 42.79700 | 0.42797 | Same
12025061137 | XX | XX | XX | Doc Type | Alternative Doc | Bank Statement | Verified with loan approval
12025061137 | XX | XX | XX | Note Date | XX | XX | verified
12025061137 | XX | XX | XX | Product Code | CACT 30 YR FIXED | CACT30YF | Same
12025061137 | XX | XX | XX | QM Status |  | Exempt | verified
12025061137 | XX | XX | XX | Qualifying DTI | 44.98700 | 0.44987 | Same
12025061193 | XX | XX | XX | Doc Type | Alternative Doc | P&L | Verified with Loan Approval and Income Doc
12025061193 | XX | XX | XX | Note Date | XX | XX | verified
12025061193 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025061193 | XX | XX | XX | QM Status |  | Exempt | verified
12025061193 | XX | XX | XX | Qualifying DTI | 9.62300 | 0.12743 | Verified Total Monthly Debts $3,927.97 / Total Income $30,824.64
12025062098 | XX | XX | XX | Original Amortization Term | 360 | 240 | verified
12025062098 | XX | XX | XX | Note Date | XX | XX | verified
12025062098 | XX | XX | XX | Prepayment Penalty Type |  | Hard | verified
12025062098 | XX | XX | XX | Product Code | BPACC 30 YR FIXED IO 1 YR PPP | BPACC30YFIO1YPP | Same
12025062098 | XX | XX | XX | QM Status |  | Exempt | verified