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PROPERTY AND EQUIPMENT
6 Months Ended
Jun. 30, 2022
Property, Plant and Equipment [Abstract]  
PROPERTY AND EQUIPMENT PROPERTY AND EQUIPMENT
Property and equipment as of June 30, 2022 and December 31, 2021, consisted of the following (in millions):
June 30,
2022
December 31,
2021
Internally developed software$91 $71 
Security systems14 10 
Computers13 11 
Furniture and fixtures
Software implementation costs
Office equipment
Leasehold improvements
Total129 102 
Accumulated depreciation and amortization(75)(57)
Property and equipment – net$54 $45 
Depreciation and amortization expense of $9 million and $18 million was recorded for the three and six months ended June 30, 2022, respectively. Depreciation and amortization expense of $6 million and $12 million was recorded for the three and six months ended June 30, 2021, respectively.