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Allowance for Loan Losses (Tables) | 12 Months Ended
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Dec. 31, 2019
Receivables [Abstract] |
Allowance for credit losses and recorded investments in loans | Allowance for Loan Losses Metrics
|  | Allowance for Loan Losses
|  | Year Ended December 31, 2019
|  | FFELP Loans |  | Private Education Loans |  | Personal Loans |  | Credit Cards |  | Total
Allowance for Loan Losses |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 977 |  |  | $ | 277,943 |  |  | $ | 62,201 |  |  | $ | — |  |  | $ | 341,121 |
Total provision |  | 1,478 |  |  | 279,570 |  |  | 72,783 |  |  | 103 |  |  | 353,934 |
Net charge-offs: |  |  |  |  |  |  |  |  |  |
Charge-offs |  | (822 | ) |  | (208,978 | ) |  | (74,313 | ) |  | (1 | ) |  | (284,114 | )
Recoveries |  | — |  |  | 25,765 |  |  | 5,206 |  |  | — |  |  | 30,971 |
Net charge-offs |  | (822 | ) |  | (183,213 | ) |  | (69,107 | ) |  | (1 | ) |  | (253,143 | )
Ending Balance |  | $ | 1,633 |  |  | $ | 374,300 |  |  | $ | 65,877 |  |  | $ | 102 |  |  | $ | 441,912 |
Allowance: |  |  |  |  |  |  |  |  |  |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | 186,697 |  |  | $ | — |  |  | $ | — |  |  | $ | 186,697 |
Ending balance: collectively evaluated for impairment |  | $ | 1,633 |  |  | $ | 187,603 |  |  | $ | 65,877 |  |  | $ | 102 |  |  | $ | 255,215 |
Loans: |  |  |  |  |  |  |  |  |  |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | 1,581,966 |  |  | $ | — |  |  | $ | — |  |  | $ | 1,581,966 |
Ending balance: collectively evaluated for impairment |  | $ | 783,306 |  |  | $ | 21,607,625 |  |  | $ | 1,049,007 |  |  | $ | 3,884 |  |  | $ | 23,443,822 |
Net charge-offs as a percentage of average loans in repayment(1) |  | 0.13 | % |  | 1.17 | % |  | 6.07 | % |  | 0.13 | % |  |
Allowance as a percentage of the ending total loan balance |  | 0.21 | % |  | 1.61 | % |  | 6.28 | % |  | 2.63 | % |  |
Allowance as a percentage of the ending loans in repayment(1) |  | 0.26 | % |  | 2.23 | % |  | 6.28 | % |  | 2.63 | % |  |
Allowance coverage of net charge-offs |  | 1.99 |  |  | 2.04 |  |  | 0.95 |  |  | 102.00 |  |  |
Ending total loans, gross |  | $ | 783,306 |  |  | $ | 23,189,591 |  |  | $ | 1,049,007 |  |  | $ | 3,884 |  |  |
Average loans in repayment(1) |  | $ | 631,029 |  |  | $ | 15,605,927 |  |  | $ | 1,138,887 |  |  | $ | 786 |  |  |
Ending loans in repayment(1) |  | $ | 617,646 |  |  | $ | 16,787,670 |  |  | $ | 1,049,007 |  |  | $ | 3,884 |  |  |
____________
(1) | Loans in repayment include loans on which borrowers are making interest only or fixed payments, as well as loans that have entered full principal and interest repayment status after any applicable grace period.
|  | Allowance for Loan Losses
|  | Year Ended December 31, 2018
|  | FFELP Loans |  | Private Education Loans |  | Personal Loans |  | Total
Allowance for Loan Losses |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,132 |  |  | $ | 243,715 |  |  | $ | 6,628 |  |  | $ | 251,475 |
Total provision |  | 980 |  |  | 169,287 |  |  | 74,317 |  |  | 244,584 |
Net charge-offs: |  |  |  |  |  |  |  |
Charge-offs |  | (1,135 | ) |  | (154,701 | ) |  | (19,690 | ) |  | (175,526 | )
Recoveries |  | — |  |  | 20,858 |  |  | 946 |  |  | 21,804 |
Net charge-offs |  | (1,135 | ) |  | (133,843 | ) |  | (18,744 | ) |  | (153,722 | )
Loan sales(1) |  | — |  |  | (1,216 | ) |  | — |  |  | (1,216 | )
Ending Balance |  | $ | 977 |  |  | $ | 277,943 |  |  | $ | 62,201 |  |  | $ | 341,121 |
Allowance: |  |  |  |  |  |  |  |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | 120,110 |  |  | $ | — |  |  | $ | 120,110 |
Ending balance: collectively evaluated for impairment |  | $ | 977 |  |  | $ | 157,833 |  |  | $ | 62,201 |  |  | $ | 221,011 |
Loans: |  |  |  |  |  |  |  |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | 1,257,856 |  |  | $ | — |  |  | $ | 1,257,856 |
Ending balance: collectively evaluated for impairment |  | $ | 846,487 |  |  | $ | 19,246,609 |  |  | $ | 1,190,091 |  |  | $ | 21,283,187 |
Net charge-offs as a percentage of average loans in repayment(2) |  | 0.16 | % |  | 1.01 | % |  | 2.11 | % |  |
Allowance as a percentage of the ending total loan balance |  | 0.12 | % |  | 1.36 | % |  | 5.23 | % |  |
Allowance as a percentage of the ending loans in repayment(2) |  | 0.15 | % |  | 1.90 | % |  | 5.23 | % |  |
Allowance coverage of net charge-offs |  | 0.86 |  |  | 2.08 |  |  | 3.32 |  |  |
Ending total loans, gross |  | $ | 846,487 |  |  | $ | 20,504,465 |  |  | $ | 1,190,091 |  |  |
Average loans in repayment(2) |  | $ | 691,406 |  |  | $ | 13,303,801 |  |  | $ | 889,348 |  |  |
Ending loans in repayment(2) |  | $ | 665,807 |  |  | $ | 14,666,856 |  |  | $ | 1,190,091 |  |  |
____________
(1) | Represents fair value adjustments on loans sold.
(2) | Loans in repayment include loans on which borrowers are making interest only or fixed payments, as well as loans that have entered full principal and interest repayment status after any applicable grace period.
|  | Allowance for Loan Losses
|  | Year Ended December 31, 2017
|  | FFELP Loans |  | Private Education Loans |  | Personal Loans |  | Total
Allowance for Loan Losses |  |  |  |  |  |  |  |
Beginning balance |  | $ | 2,171 |  |  | $ | 182,472 |  |  | $ | 58 |  |  | $ | 184,701 |
Total provision |  | (85 | ) |  | 178,542 |  |  | 7,138 |  |  | 185,595 |
Net charge-offs: |  |  |  |  |  |  |  |
Charge-offs |  | (954 | ) |  | (130,063 | ) |  | (579 | ) |  | (131,596 | )
Recoveries |  | — |  |  | 17,635 |  |  | 11 |  |  | 17,646 |
Net charge-offs |  | (954 | ) |  | (112,428 | ) |  | (568 | ) |  | (113,950 | )
Loan sales(1) |  | — |  |  | (4,871 | ) |  | — |  |  | (4,871 | )
Ending Balance |  | $ | 1,132 |  |  | $ | 243,715 |  |  | $ | 6,628 |  |  | $ | 251,475 |
Allowance: |  |  |  |  |  |  |  |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | 94,682 |  |  | $ | — |  |  | $ | 94,682 |
Ending balance: collectively evaluated for impairment |  | $ | 1,132 |  |  | $ | 149,033 |  |  | $ | 6,628 |  |  | $ | 156,793 |
Loans: |  |  |  |  |  |  |  |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | 990,351 |  |  | $ | — |  |  | $ | 990,351 |
Ending balance: collectively evaluated for impairment |  | $ | 927,660 |  |  | $ | 16,441,816 |  |  | $ | 400,280 |  |  | $ | 17,769,756 |
Net charge-offs as a percentage of average loans in repayment(2) |  | 0.13 | % |  | 1.03 | % |  | 0.47 | % |  |
Allowance as a percentage of the ending total loan balance |  | 0.12 | % |  | 1.40 | % |  | 1.66 | % |  |
Allowance as a percentage of the ending loans in repayment(2) |  | 0.15 | % |  | 2.00 | % |  | 1.66 | % |  |
Allowance coverage of net charge-offs |  | 1.19 |  |  | 2.17 |  |  | 11.67 |  |  |
Ending total loans, gross |  | $ | 927,660 |  |  | $ | 17,432,167 |  |  | $ | 400,280 |  |  |
Average loans in repayment(2) |  | $ | 745,039 |  |  | $ | 10,881,058 |  |  | $ | 119,606 |  |  |
Ending loans in repayment(2) |  | $ | 746,456 |  |  | $ | 12,206,033 |  |  | $ | 400,280 |  |  |
____________
(1) | Represents fair value adjustments on loans sold.
(2) Loans in repayment include loans on which borrowers are making interest only or fixed payments, as well as loans that have entered full principal and interest repayment status after any applicable grace period.
Unpaid principal balance and related allowance for TDR loans | At December 31, 2019 and 2018, all of our TDR loans had a related allowance recorded. The following table provides the recorded investment, unpaid principal balance and related allowance for our TDR loans.
|  | Recorded Investment |  | Unpaid Principal Balance |  | Allowance
December 31, 2019 |  |  |  |  |  |
TDR Loans |  | $ | 1,612,896 |  |  | $ | 1,581,966 |  |  | $ | 186,697 |
December 31, 2018 |  |  |  |  |  |
TDR Loans |  | $ | 1,280,713 |  |  | $ | 1,257,856 |  |  | $ | 120,110 |
Average recorded investment and interest income recognized | The following table provides the average recorded investment and interest income recognized for our TDR loans.
|  | Years Ended December 31,
|  | 2019 |  | 2018 |  | 2017
|  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized |  | Average Recorded Investment |  | Interest Income Recognized
TDR Loans |  | $ | 1,434,137 |  |  | $ | 95,507 |  |  | $ | 1,141,993 |  |  | $ | 77,670 |  |  | $ | 822,145 |  |  | $ | 61,119 |
Age analysis of past due loans delinquencies | The following table provides information regarding the loan status and aging of TDR loans.
|  | December 31, |  | December 31,
|  | 2019 |  | 2018
|  | Balance |  | % |  | Balance |  | %
TDR loans in in-school/grace/deferment(1) |  | $ | 87,749 |  |  |  |  | $ | 69,212 |  |  |
TDR loans in forbearance(2) |  | 99,054 |  |  |  |  | 69,796 |  |  |
TDR loans in repayment(3) and percentage of each status: |  |  |  |  |  |  |  |
Loans current |  | 1,230,954 |  |  | 88.2 | % |  | 994,411 |  |  | 88.9 | %
Loans delinquent 31-60 days(4) |  | 85,555 |  |  | 6.1 |  |  | 63,074 |  |  | 5.6 |
Loans delinquent 61-90 days(4) |  | 49,626 |  |  | 3.6 |  |  | 36,804 |  |  | 3.3 |
Loans delinquent greater than 90 days(4) |  | 29,028 |  |  | 2.1 |  |  | 24,559 |  |  | 2.2 |
Total TDR loans in repayment |  | 1,395,163 |  |  | 100.0 | % |  | 1,118,848 |  |  | 100.0 | %
Total TDR loans, gross |  | $ | 1,581,966 |  |  |  |  | $ | 1,257,856 |  |  |
_____
(1) | Deferment includes customers who have returned to school or are engaged in other permitted educational activities and are not yet required to make payments on the loans (e.g., residency periods for medical students or a grace period for bar exam preparation).
(2) | Loans for customers who have requested extension of grace period generally during employment transition or who have temporarily ceased making full payments due to hardship or other factors, consistent with established loan program servicing policies and procedures.
(3) | Loans in repayment include loans on which borrowers are making interest only or fixed payments, as well as loans that have entered full principal and interest repayment status after any applicable grace period.
(4) The period of delinquency is based on the number of days scheduled payments are contractually past due. The following table provides information regarding the loan status of our Personal Loans.
|  | Personal Loans
|  | December 31,
|  | 2019 |  | 2018
|  | Balance |  | % |  | Balance |  | %
Loans in repayment and percentage of each status: |  |  |  |  |  |  |  |
Loans current |  | $ | 1,023,517 |  |  | 97.6 | % |  | $ | 1,172,776 |  |  | 98.5 | %
Loans delinquent 31-60 days(1) |  | 9,435 |  |  | 0.9 |  |  | 6,722 |  |  | 0.6 |
Loans delinquent 61-90 days(1) |  | 7,172 |  |  | 0.7 |  |  | 5,416 |  |  | 0.5 |
Loans delinquent greater than 90 days(1) |  | 8,883 |  |  | 0.8 |  |  | 5,177 |  |  | 0.4 |
Total Personal Loans in repayment |  | 1,049,007 |  |  | 100.0 | % |  | 1,190,091 |  |  | 100.0 | %
Total Personal Loans, gross |  | 1,049,007 |  |  |  |  | 1,190,091 |  |  |
Personal Loans deferred origination costs and unamortized premium/(discount) |  | 513 |  |  |  |  | 297 |  |  |
Total Personal Loans |  | 1,049,520 |  |  |  |  | 1,190,388 |  |  |
Personal Loans allowance for losses |  | (65,877 | ) |  |  |  | (62,201 | ) |  |
Personal Loans, net |  | $ | 983,643 |  |  |  |  | $ | 1,128,187 |  |  |
Delinquencies as a percentage of Personal Loans in repayment |  |  |  | 2.4 | % |  |  |  | 1.5 | %
_______ (1) The period of delinquency is based on the number of days scheduled payments are contractually past due. ___________
(1) | Balance represents gross Personal Loans.
(2) | Number of months in active repayment for which a scheduled payment was due.
Private Education Loan Delinquencies The following table provides information regarding the loan status of our Private Education Loans. Loans in repayment include loans on which borrowers are making interest only or fixed payments, as well as loans that have entered full principal and interest repayment status after any applicable grace period.
|  | Private Education Loans
|  | December 31,
|  | 2019 |  | 2018 |  | 2017
|  | Balance |  | % |  | Balance |  | % |  | Balance |  | %
Loans in-school/grace/deferment(1) |  | $ | 5,687,405 |  |  |  |  | $ | 5,260,445 |  |  |  |  | $ | 4,757,732 |  |  |
Loans in forbearance(2) |  | 714,516 |  |  |  |  | 577,164 |  |  |  |  | 468,402 |  |  |
Loans in repayment and percentage of each status: |  |  |  |  |  |  |  |  |  |  |  |
Loans current |  | 16,315,651 |  |  | 97.2 | % |  | 14,289,705 |  |  | 97.4 | % |  | 11,911,128 |  |  | 97.6 | %
Loans delinquent 31-60 days(3) |  | 288,051 |  |  | 1.7 |  |  | 231,216 |  |  | 1.6 |  |  | 179,002 |  |  | 1.5 |
Loans delinquent 61-90 days(3) |  | 121,302 |  |  | 0.7 |  |  | 95,105 |  |  | 0.7 |  |  | 78,292 |  |  | 0.6 |
Loans delinquent greater than 90 days(3) |  | 62,666 |  |  | 0.4 |  |  | 50,830 |  |  | 0.3 |  |  | 37,611 |  |  | 0.3 |
Total Private Education Loans in repayment |  | 16,787,670 |  |  | 100.0 | % |  | 14,666,856 |  |  | 100.0 | % |  | 12,206,033 |  |  | 100.0 | %
Total Private Education Loans, gross |  | 23,189,591 |  |  |  |  | 20,504,465 |  |  |  |  | 17,432,167 |  |  |
Private Education Loans deferred origination costs and unamortized premium/(discount) |  | 81,224 |  |  |  |  | 68,321 |  |  |  |  | 56,378 |  |  |
Total Private Education Loans |  | 23,270,815 |  |  |  |  | 20,572,786 |  |  |  |  | 17,488,545 |  |  |
Private Education Loans allowance for losses |  | (374,300 | ) |  |  |  | (277,943 | ) |  |  |  | (243,715 | ) |  |
Private Education Loans, net |  | $ | 22,896,515 |  |  |  |  | $ | 20,294,843 |  |  |  |  | $ | 17,244,830 |  |  |
Percentage of Private Education Loans in repayment |  |  |  | 72.4 | % |  |  |  | 71.5 | % |  |  |  | 70.0 | %
Delinquencies as a percentage of Private Education Loans in repayment |  |  |  | 2.8 | % |  |  |  | 2.6 | % |  |  |  | 2.4 | %
Loans in forbearance as a percentage of Private Education Loans in repayment and forbearance |  |  |  | 4.1 | % |  |  |  | 3.8 | % |  |  |  | 3.7 | %
___________
(1) | Deferment includes customers who have returned to school or are engaged in other permitted educational activities and are not yet required to make payments on the loans (e.g., residency periods for medical students or a grace period for bar exam preparation).
(2) | Loans for customers who have requested extension of grace period generally during employment transition or who have temporarily ceased making full payments due to hardship or other factors, consistent with established loan program servicing policies and procedures.
(3) The period of delinquency is based on the number of days scheduled payments are contractually past due.
Modified loans accounts for troubled debt restructuring | The following table provides the amount of modified loans (which includes forbearance and reductions in interest rates) that became TDRs in the periods presented. Additionally, for the periods presented, the table summarizes charge-offs occurring in the TDR portfolio, as well as TDRs for which a payment default occurred in the relevant period presented and within 12 months of the loan first being designated as a TDR. We define payment default as 60 days past due for this disclosure.
|  | Years Ended December 31,
|  | 2019 |  | 2018 |  | 2017
|  | Modified Loans(1) |  | Charge-offs |  | Payment-Default |  | Modified Loans(1) |  | Charge-offs |  | Payment-Default |  | Modified Loans(1) |  | Charge-offs |  | Payment-Default
TDR Loans |  | $ | 515,398 |  |  | $ | 74,137 |  |  | $ | 111,810 |  |  | $ | 394,639 |  |  | $ | 52,823 |  |  | $ | 90,231 |  |  | $ | 498,812 |  |  | $ | 48,469 |  |  | $ | 92,532 |
_______ (1) Represents the principal balance of loans that have been modified during the period and resulted in a TDR.
Private education loan portfolio stratified by key credit quality indicators | The following table highlights the gross principal balance of our Personal Loan portfolio stratified by key credit quality indicators.
|  | Personal Loans
|  | Credit Quality Indicators
|  | December 31, 2019 |  | December 31, 2018
Credit Quality Indicators: |  | Balance(1) |  | % of Balance |  | Balance(1) |  | % of Balance
FICO at Original Approval: |  |  |  |  |  |  |  |
Less than 670 |  | $ | 47,367 |  |  | 4 | % |  | $ | 77,702 |  |  | 7 | %
670-699 |  | 259,098 |  |  | 25 |  |  | 339,053 |  |  | 28 |
700-749 |  | 521,856 |  |  | 50 |  |  | 554,700 |  |  | 47 |
Greater than or equal to 750 |  | 220,686 |  |  | 21 |  |  | 218,636 |  |  | 18 |
Total |  | $ | 1,049,007 |  |  | 100 | % |  | $ | 1,190,091 |  |  | 100 | %
Seasoning(2): |  |  |  |  |  |  |  |
0-12 payments |  | $ | 469,940 |  |  | 45 | % |  | $ | 1,008,758 |  |  | 85 | %
13-24 payments |  | 505,318 |  |  | 48 |  |  | 181,333 |  |  | 15 |
25-36 payments |  | 73,749 |  |  | 7 |  |  | — |  |  | — |
37-48 payments |  | — |  |  | — |  |  | — |  |  | — |
More than 48 payments |  | — |  |  | — |  |  | — |  |  | — |
Total |  | $ | 1,049,007 |  |  | 100 | % |  | $ | 1,190,091 |  |  | 100 | %
___________
(1) | Balance represents gross Personal Loans.
(2) | Number of months in active repayment for which a scheduled payment was due.
The following table highlights the gross principal balance of our Private Education Loan portfolio stratified by key credit quality indicators.
|  | December 31, 2019 |  | December 31, 2018
Credit Quality Indicators: |  | Balance(1) |  | % of Balance |  | Balance(1) |  | % of Balance
Cosigners: |  |  |  |  |  |  |  |
With cosigner |  | $ | 20,709,636 |  |  | 89 | % |  | $ | 18,378,398 |  |  | 90 | %
Without cosigner |  | 2,479,955 |  |  | 11 |  |  | 2,126,067 |  |  | 10 |
Total |  | $ | 23,189,591 |  |  | 100 | % |  | $ | 20,504,465 |  |  | 100 | %
FICO at Original Approval(2): |  |  |  |  |  |  |  |
Less than 670 |  | $ | 1,665,589 |  |  | 7 | % |  | $ | 1,409,789 |  |  | 7 | %
670-699 |  | 3,570,025 |  |  | 16 |  |  | 3,106,983 |  |  | 15 |
700-749 |  | 7,670,748 |  |  | 33 |  |  | 6,759,721 |  |  | 33 |
Greater than or equal to 750 |  | 10,283,229 |  |  | 44 |  |  | 9,227,972 |  |  | 45 |
Total |  | $ | 23,189,591 |  |  | 100 | % |  | $ | 20,504,465 |  |  | 100 | %
FICO-Refreshed(2)(3): |  |  |  |  |  |  |  |
Less than 670 |  | $ | 2,979,437 |  |  | 13 | % |  | $ | 2,416,979 |  |  | 12 | %
670-699 |  | 2,883,122 |  |  | 13 |  |  | 2,504,467 |  |  | 12 |
700-749 |  | 6,806,602 |  |  | 29 |  |  | 6,144,489 |  |  | 30 |
Greater than or equal to 750 |  | 10,520,430 |  |  | 45 |  |  | 9,438,530 |  |  | 46 |
Total |  | $ | 23,189,591 |  |  | 100 | % |  | $ | 20,504,465 |  |  | 100 | %
Seasoning(4): |  |  |  |  |  |  |  |
1-12 payments |  | $ | 5,351,702 |  |  | 23 | % |  | $ | 4,969,334 |  |  | 24 | %
13-24 payments |  | 4,004,151 |  |  | 17 |  |  | 3,481,235 |  |  | 17 |
25-36 payments |  | 2,902,365 |  |  | 12 |  |  | 2,741,954 |  |  | 13 |
37-48 payments |  | 2,213,944 |  |  | 10 |  |  | 1,990,049 |  |  | 10 |
More than 48 payments |  | 3,030,024 |  |  | 13 |  |  | 2,061,448 |  |  | 10 |
Not yet in repayment |  | 5,687,405 |  |  | 25 |  |  | 5,260,445 |  |  | 26 |
Total |  | $ | 23,189,591 |  |  | 100 | % |  | $ | 20,504,465 |  |  | 100 | %
_____
(1) | Balance represents gross Private Education Loans.
(2) | Represents the higher credit score of the cosigner or the borrower.
(3) | Represents the FICO score updated as of the fourth-quarter 2019.
(4) | Number of months in active repayment (whether interest-only payment, fixed payment, or full principal and interest repayment status) for which a scheduled payment was due.
Accrued interest receivable | The following table provides information regarding accrued interest receivable on our Private Education Loans. The table also discloses the amount of accrued interest on loans greater than 90 days past due as compared to our allowance for uncollectible interest. The majority of the total accrued interest receivable represents accrued interest on deferred loans where no payments are due while the borrower is in school and fixed-pay loans where the borrower makes a $25 monthly payment that is smaller than the interest accruing on the loan in that month. The accrued interest on these loans will be capitalized to the balance of the loans when the borrower exits the grace period upon separation from school. The allowance for uncollectible interest exceeds the amount of accrued interest on our 90 days past due portfolio for all periods presented.
|  | Private Education Loans
|  | Accrued Interest Receivable
|  | Total Interest Receivable |  | Greater Than 90 Days Past Due |  | Allowance for Uncollectible Interest
December 31, 2019 |  | $ | 1,366,158 |  |  | $ | 2,390 |  |  | $ | 5,309 |
December 31, 2018 |  | $ | 1,168,823 |  |  | $ | 1,920 |  |  | $ | 6,322 |

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- Definition Accrued interest receivable. + References No definition available. + Details
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- Definition Average Recorded Investment And Interest Income Recognized For Troubled Debt Restructuring Loans [Table Text Block] + References No definition available. + Details
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- Definition Modified Loans Accounts For Troubled Debt Restructuring [Table Text Block] + References No definition available. + Details
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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524 + Details
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- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=118955255&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=118936363&loc=d3e5111-111524 + Details
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- References No definition available. + Details
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