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v3.23.2

Allowance for Credit Losses - Narrative (Details) | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2023 USD ($) termChange | Jun. 30, 2022 USD ($) | Jun. 30, 2023 USD ($) payment termChange | Jun. 30, 2022 USD ($) | Jul. 01, 2006
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Financing receivable allowance period increase |  |  | $ 3,000,000 |  |
Negative provisions for loan sale | $ 136,531,000 | $ 115,852,000 | $ 136,531,000 | $ 121,099,000 |
Interest rate offered to borrowers facing financial difficulty, period |  |  | 2 years |  |
Number of term changes | termChange | 2 |  | 2 |  |
Criteria for loans to be considered as nonperforming (greater than) |  |  | 90 days |  |
Tier 1 of government guarantee (at least) | 97.00% |  | 97.00% |  | 97.00%
Maximum amount of forbearance granted |  |  | 12 months |  |
Number of monthly payments required by a borrower between successive grants of forbearance | payment |  |  | 12 |  |
Threshold period for payment default |  |  | 60 days |  |
Period of loans past due that have accrued interest |  |  | 90 days |  |
Monthly payment that is smaller than the interest accrued on the loan in that month |  |  | $ 25 |  |
Private Education Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Negative provisions for loan sale | $ 136,531,000 | 115,852,000 | 136,531,000 | 121,099,000 |
Loans sold |  |  | $ 2,100,000,000 | 2,240,000,000 |
Threshold period when delinquent loans are written off |  |  | 120 days |  |
FFELP Loans |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Negative provisions for loan sale | $ 0 | $ 0 | $ 0 | $ 0 |
Percentage of FFELP loans insured and guaranteed (at least) |  |  | 97.00% |  |
Maximum |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Interest rate offered to borrowers facing financial difficulty | 4.00% |  | 4.00% |  |
Increments in which forbearance is granted |  |  | 2 months |  |
Minimum |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Increments in which forbearance is granted |  |  | 1 month |  |

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