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v3.25.2

Allowance for Credit Losses and Unfunded Loan Commitments - Amortized Cost Basis of Financing Receivables with Loan Modifications (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024
Interest Rate Reduction |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Amortized Cost Basis | $ 7,093 | $ 5,571 | $ 13,195 | $ 9,005
% of Total Class of Financing Receivable | 0.03% | 0.03% | 0.05% | 0.04%
Combination - Interest Rate Reduction and Term Extension |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Amortized Cost Basis | $ 134,398 | $ 272,125 | $ 265,624 | $ 504,366
% of Total Class of Financing Receivable | 0.55% | 1.29% | 1.09% | 2.39%
Private Education Loans | Interest Rate Reduction |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Amortized Cost Basis | $ 7,093 | $ 5,571 | $ 13,195 | $ 9,005
% of Total Class of Financing Receivable | 0.03% | 0.03% | 0.05% | 0.04%
Private Education Loans | Interest Rate Reduction | Maximum |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Average contractual rate | 12.87% | 13.31% | 12.98% | 13.25%
Private Education Loans | Interest Rate Reduction | Minimum |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Average contractual rate | 4.32% | 3.46% | 4.35% | 3.62%
Private Education Loans | Combination - Interest Rate Reduction and Term Extension |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Amortized Cost Basis | $ 134,398 | $ 272,125 | $ 265,624 | $ 504,366
% of Total Class of Financing Receivable | 0.55% | 1.29% | 1.09% | 2.39%
Weighted average life of loans | 9 years 3 months 25 days | 9 years 3 months 25 days | 9 years 4 months 6 days | 9 years 3 days
Private Education Loans | Combination - Interest Rate Reduction and Term Extension | Maximum |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Average contractual rate | 12.29% | 12.72% | 12.23% | 12.66%
Private Education Loans | Combination - Interest Rate Reduction and Term Extension | Minimum |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Average contractual rate | 3.98% | 3.70% | 3.99% | 3.71%

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