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Segment Reporting
 9 Months Ended
Sep. 30, 2025
Segment Reporting [Abstract]  
Segment Reporting Segment Reporting
The Company is managed as a single line of business with a single reportable segment originating and servicing high-quality Private Education Loans and providing other education-related services to customers. Our consolidated financial results are regularly reviewed by the Company’s Chief Executive Officer (the “CEO”) to allocate resources and evaluate financial performance.
The CEO evaluates the performance of the Company and decides how to allocate resources based on net income and total consolidated assets. The CEO uses net income to assess financial performance and to decide whether to re-invest profits into the Company or to return capital to stockholders in the form of dividends or the repurchase of common stock. Net income is also used to compare budget versus actual results, and the budget versus actual analysis is part of the segment financial performance review.
The following table illustrates the significant expense categories and amounts regularly provided to the CEO.
Three Months Ended 
 September 30,		Nine Months Ended 
 September 30,

(Dollars in thousands)		2025202420252024
Non-interest expenses:
Compensation and benefits$83,667 $87,566 $259,397 $269,303 
Professional fees58,429 46,515 120,557 105,263 
Technology expenses19,910 13,571 56,938 42,984 
FDIC assessment fees6,511 12,973 28,696 38,012 
Other operating expenses11,041 10,173 33,904 32,875 
Total operating expenses179,558 170,798 499,492 488,437 
Acquired intangible assets impairment and amortization expense846 1,225 2,765 3,834 
Total non-interest expenses$180,404 $172,023 $502,257 $492,271