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Allowance for Credit Losses and Unfunded Loan Commitments - Narrative (Details)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
USD ($)
Sep. 30, 2025
USD ($)
payment
Sep. 30, 2024
USD ($)
Sep. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
Jul. 01, 2006
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Monthly payment that is smaller than the interest accrued on the loan in that month   $ 25        
Financing receivable allowance period increase (decrease)   $ 51,000,000        
Loan sale reduction to provision     $ 235,955,000      
Criteria for loans to be considered as nonperforming (greater than)   90 days        
Tier 1 of government guarantee (at least) 97.00% 97.00%   97.00%   97.00%
Maximum amount of forbearance granted   12 months        
Number of monthly payments required by a borrower between successive grants of forbearance | payment   12        
Threshold period for payment default     60 days      
Financing receivable, modified in period, subsequently charged off, amount   $ 31,100,000   $ 34,400,000 $ 40,400,000  
Period of loans past due that have accrued interest   90 days        
Contractual obligation $ 2,700,000,000 $ 2,700,000,000   2,700,000,000    
Private Education Loans | Extended Maturity            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Financial receivable, excluding accrued interest, modified, accumulated 5,800,000 $ 5,800,000   $ 5,800,000    
Financial receivable, excluding accrued interest, modified in period, to total financing receivables, percentage   0.02%        
Financing receivable, modified, weighted average term increase from modification   7 years        
Private Education Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loan sale reduction to provision 118,794,000 $ 235,253,000 $ 235,955,000      
Loans sold   $ 3,940,000,000 $ 3,690,000,000      
Threshold period when delinquent loans are written off   120 days        
Financing receivable, modified in period, subsequently charged off, amount $ 12,100,000 $ 31,100,000        
Maximum            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Increments in which forbearance is granted   2 months        
Minimum            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Increments in which forbearance is granted   1 month