<SEC-DOCUMENT>0001032033-25-000026.txt : 20250930
<SEC-HEADER>0001032033-25-000026.hdr.sgml : 20250930
<ACCEPTANCE-DATETIME>20250930163024
ACCESSION NUMBER:		0001032033-25-000026
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20250929
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20250930
DATE AS OF CHANGE:		20250930

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SLM Corp
		CENTRAL INDEX KEY:			0001032033
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		ORGANIZATION NAME:           	02 Finance
		EIN:				522013874
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-13251
		FILM NUMBER:		251360929

	BUSINESS ADDRESS:	
		STREET 1:		300 CONTINENTAL DRIVE
		CITY:			NEWARK
		STATE:			DE
		ZIP:			19713
		BUSINESS PHONE:		(302) 283-8000

	MAIL ADDRESS:	
		STREET 1:		300 CONTINENTAL DRIVE
		CITY:			NEWARK
		STATE:			DE
		ZIP:			19713

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SLM CORP
		DATE OF NAME CHANGE:	20030326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SALLIE MAE
		DATE OF NAME CHANGE:	20020517

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	USA EDUCATION INC
		DATE OF NAME CHANGE:	20000801
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>slm-20250929.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:8166311e-5e51-41a7-b356-b2b01fc0844b,g:3eb3d811-8844-41df-bd10-2342f8eb2959,d:44fa7b80608a4f3b989a326ebee38b56-->
<html xmlns:dei="http://xbrl.sec.gov/dei/2024" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xmlns:us-gaap="http://fasb.org/us-gaap/2024" xmlns="http://www.w3.org/1999/xhtml" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:exch="http://xbrl.sec.gov/exch/2024" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xml:lang="en-US"><head><meta http-equiv="Content-Type" content="text/html"/>


<title>slm-20250929</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="c-1" name="dei:EntityCentralIndexKey" id="f-24">0001032033</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="dei:AmendmentFlag" id="f-25">false</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="slm-20250929.xsd"/></ix:references><ix:resources><xbrli:context id="c-1"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001032033</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2025-09-29</xbrli:startDate><xbrli:endDate>2025-09-29</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-2"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001032033</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassAMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2025-09-29</xbrli:startDate><xbrli:endDate>2025-09-29</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-3"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001032033</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NoncumulativePreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2025-09-29</xbrli:startDate><xbrli:endDate>2025-09-29</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="i44fa7b80608a4f3b989a326ebee38b56_1"></div><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:14pt;font-weight:700;line-height:174%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:14pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:144%">Washington, D.C. 20549</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:16pt;font-weight:700;line-height:144%">FORM <ix:nonNumeric contextRef="c-1" name="dei:DocumentType" id="f-1">8-K</ix:nonNumeric> </span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:144%">CURRENT REPORT</span></div><div style="margin-top:1pt;text-align:center"><span style="color:#231f20;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Date of Report (Date of earliest event reported): <ix:nonNumeric contextRef="c-1" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="f-2">September 29, 2025</ix:nonNumeric> </span></div><div><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:24pt;font-weight:700;line-height:144%"><ix:nonNumeric contextRef="c-1" name="dei:EntityRegistrantName" id="f-3">SLM CORP</ix:nonNumeric>ORATION </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:144%">(Exact name of registrant as specified in its charter)</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:29.613%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.943%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.525%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:44.169%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.250%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:stateprovnameen" id="f-4">Delaware</ix:nonNumeric></span></div></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityFileNumber" id="f-5">001-13251</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:1.12pt;padding-right:1.12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityTaxIdentificationNumber" id="f-6">52-2013874</ix:nonNumeric></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(State or other jurisdiction of incorporation)</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:1pt;padding-left:1.12pt;padding-right:1.12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(Commission File Number)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:1pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(I.R.S. Employer Identification No.)</span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:3pt"><td colspan="6" style="padding:0 1pt"/><td colspan="9" style="padding:0 1pt"/></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:1.12pt;padding-right:1.12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressAddressLine1" id="f-7">300 Continental Drive</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:1.12pt;padding-right:1.12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressCityOrTown" id="f-8">Newark,</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:1.12pt;padding-right:1.12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressStateOrProvince" format="ixt-sec:stateprovnameen" id="f-9">Delaware</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:1.12pt;padding-right:1.12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressPostalZipCode" id="f-10">19713</ix:nonNumeric></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:1.12pt;padding-right:1.12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(Address of principal executive offices)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:1pt;padding-left:2.25pt;padding-right:2.25pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(Zip Code)</span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:110%">Registrant's telephone number, including area code: </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:110%">(<ix:nonNumeric contextRef="c-1" name="dei:CityAreaCode" id="f-11">302</ix:nonNumeric>) <ix:nonNumeric contextRef="c-1" name="dei:LocalPhoneNumber" id="f-12">451-0200</ix:nonNumeric> </span></div><div style="margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:144%">(Former name or former address, if changed since last report)</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities registered pursuant to Section 12(b) of the Act: </span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"/><td style="width:33.458%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.076%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:43.166%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Title of each class</span></td><td colspan="3" style="border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trading Symbol(s)</span></td><td colspan="3" style="border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Name of each exchange on which registered</span></td></tr><tr><td colspan="3" style="border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-2" name="dei:Security12bTitle" id="f-13">Common stock, par value $.20 per share</ix:nonNumeric></span></td><td colspan="3" style="border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-2" name="dei:TradingSymbol" id="f-14">SLM</ix:nonNumeric></span></td><td colspan="3" style="border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-2" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-15">The Nasdaq Global Select Market</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-3" name="dei:Security12bTitle" id="f-16">Floating Rate Non-Cumulative Preferred Stock, Series B, par value $.20 per share</ix:nonNumeric></span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-3" name="dei:TradingSymbol" id="f-17">SLMBP</ix:nonNumeric></span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-3" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-18">The Nasdaq Global Select Market</ix:nonNumeric></span></td></tr></table></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></div><div><span><br/></span></div><div style="margin-bottom:1pt;padding-left:2.25pt;padding-right:2.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:WrittenCommunications" format="ixt-sec:boolballotbox" id="f-19">&#9744;</ix:nonNumeric> Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></div><div style="margin-bottom:1pt;padding-left:2.25pt;padding-right:2.25pt"><span><br/></span></div><div style="margin-bottom:1pt;padding-left:2.25pt;padding-right:2.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:SolicitingMaterial" format="ixt-sec:boolballotbox" id="f-20">&#9744;</ix:nonNumeric> </span><span style="color:#231f20;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </span></div><div><span><br/></span></div><div style="margin-bottom:1pt;padding-left:2.25pt;padding-right:2.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:PreCommencementTenderOffer" format="ixt-sec:boolballotbox" id="f-21">&#9744;</ix:nonNumeric> </span><span style="color:#231f20;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) </span></div><div><span><br/></span></div><div style="margin-bottom:1pt;padding-left:2.25pt;padding-right:2.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:PreCommencementIssuerTenderOffer" format="ixt-sec:boolballotbox" id="f-22">&#9744;</ix:nonNumeric></span><span style="color:#231f20;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) </span></div><div><span><br/></span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></div><div><span style="color:#231f20;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Emerging growth company</span><span style="color:#231f20;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:EntityEmergingGrowthCompany" format="ixt-sec:boolballotbox" id="f-23">&#9744;</ix:nonNumeric></span><span style="color:#231f20;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9744;</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"/></tr></table></div><div style="text-align:center"><span><br/></span></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="i44fa7b80608a4f3b989a326ebee38b56_4"></div><hr style="page-break-after:always"/><div style="min-height:43.2pt;width:100%"><div><span><br/></span></div></div><div style="text-align:justify"><span><br/></span></div><div style="-sec-extract:summary;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ITEM 5.02  DEPARTURE OF DIRECTORS OR CERTAIN OFFICERS; ELECTION OF DIRECTORS; APPOINTMENT OF CERTAIN OFFICERS; COMPENSATORY ARRANGEMENTS OF CERTAIN OFFICERS.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">On September 29, 2025, SLM Corporation (the &#8220;Company&#8221;) entered into a retention agreement with Donna F. Vieira, the Company&#8217;s Executive Vice President and Chief Commercial Officer (the &#8220;Retention Agreement&#8221;). Pursuant to the Retention Agreement, Ms. Vieira will remain with the Company and continue to serve as the Company&#8217;s Chief Commercial Officer through December 31, 2025 (or such earlier date as determined by the Company in connection with the hiring of a new Chief Commercial Officer) (the &#8220;Transition Date&#8221;) and as an employee of the Company through April 3, 2026 (the &#8220;Separation Date&#8221;). Ms. Vieira will resign as Chief Commercial Officer on the Transition Date and retire as an employee of the Company on the Separation Date.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Subject to the terms and conditions of the Retention Agreement, including continued adequate performance and assistance in transition of her duties and responsibilities through the Separation Date, Ms. Vieira will receive a cash retention bonus of $750,000 (the &#8220;Retention Bonus&#8221;). The Retention Agreement contains a general release of claims by Ms. Vieira, which she must reaffirm on or immediately following the Separation Date, and certain customary restrictive covenants. In the event that Ms. Vieira voluntarily resigns her employment prior to the Separation Date, or is terminated by the Company in a Termination of Employment For Cause (as defined in the Severance Plan (referenced below)), she will not be entitled to payment of the Retention Bonus. Ms. Vieira will not be entitled to rights or benefits, including any severance, under the Company&#8217;s Amended and Restated Executive Severance Plan for Senior Officers (the &#8220;Severance Plan&#8221;). For purposes of the Company&#8217;s compensation, equity and other benefit plans, Ms. Vieira is considered retirement-eligible and will receive treatment consistent with her retirement eligibility.</span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The foregoing summary of the Retention Agreement is qualified in its entirety by the text of the Retention Agreement, a copy of which is filed herewith as Exhibit 10.1 hereto and incorporated by reference herein.</span></div><div><span><br/></span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:115%">ITEM 9.01&#160;&#160;&#160;&#160;FINANCIAL STATEMENTS AND EXHIBITS.</span></div><div style="text-align:center"><span><br/></span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(d) EXHIBITS </span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.923%"><tr><td style="width:1.0%"/><td style="width:12.809%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.703%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:83.088%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:underline">Exhibit Number</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%;text-decoration:underline">Description</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.1*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="slm09292025101.htm">Retention Agreement</a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="slm09292025101.htm">,</a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="slm09292025101.htm"> by and between SLM Corporation and Donna F. Vieira</a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="slm09292025101.htm">,</a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="slm09292025101.htm"> dated as of September 29, 2025</a></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">.</span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">104</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Cover Page Interactive Data File (formatted as Inline XBRL)</span></td></tr></table></div><div style="margin-bottom:5pt;margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:91.292%"><tr><td style="width:0.1%"/><td style="width:1.723%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:96.977%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">*</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Filed herewith. </span></td></tr></table></div><div style="height:43.2pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:43.2pt;width:100%"><div><span><br/></span></div></div><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">SIGNATURES</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div style="padding-left:216pt"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:94.803%"><tr><td style="width:1.0%"/><td style="width:39.795%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.325%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:44.580%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">SLM CORPORATION</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Date: September 30, 2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">By:</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Nicolas Jafarieh</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Nicolas Jafarieh</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:justify;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Executive Vice President and Chief Legal, Government Affairs, and Communications Officer</span></td></tr></table></div><div><span><br/></span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span></div><div style="padding-left:12.37pt;padding-right:12.37pt;text-align:center;text-indent:-22.5pt"><span><br/></span></div><div style="padding-left:12.37pt;padding-right:12.37pt;text-align:center;text-indent:-22.5pt"><span><br/></span></div><div><span><br/></span></div><div style="height:43.2pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>slm09292025101.htm
<DESCRIPTION>EX-10.1
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>Document</title></head><body><div id="i075135b10e4a474f855ab6e8a782f056_1"></div><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:3.95pt;padding-left:0.1pt;text-align:right"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Exhibit 10.1</font></div><div style="margin-top:3.95pt;padding-left:0.05pt;padding-right:0.05pt;text-align:center"><font><br></font></div><div style="margin-top:3.95pt;padding-left:0.05pt;padding-right:0.05pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%"> RETENTION AGREEMENT AND RELEASE</font></div><div style="margin-top:12pt;padding-left:5.95pt;padding-right:6.2pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">In recognition of your years of service with SLM Corporation (&#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">SLM</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;), and your agreement to remain as the Company&#8217;s Executive Vice President &#38; Chief Commercial Officer through December 31, 2025 (or such earlier date as set forth herein, the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Transition Date</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;) and as an employee of the Company through April 3, 2026 (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Effective Date</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;), the Company has agreed to offer the retention benefits set forth in this Retention Agreement (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Agreement</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;) to you, Donna Vieira.  This Agreement sets forth the mutual understanding of the parties concerning the resignation of your employment as an employee of the Company effective as of the Effective Date.   </font></div><div style="margin-top:12pt;padding-left:42pt;padding-right:6.2pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">1.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%;padding-left:9pt">EFFECTIVE DATE AND TERM&#59; DUTIES AND RESPONSIBILITIES</font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:8.5pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.7pt;text-decoration:underline">Effective Date and Term</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. Your service with SLM and Sallie Mae Bank (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Bank</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;) as their Executive Vice President &#38; Chief Commercial Officer will hereby continue in effect through the Transition Date, as of which date you hereby resign as Executive Vice President &#38; Chief Commercial Officer, and from all other officer positions, committee memberships, directorships, and other positions that you hold with SLM, the Bank and each of their subsidiaries and affiliates (together with SLM and the Bank, the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Company</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;)&#59; </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-style:italic;font-weight:400;line-height:120%">provided</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%"> that, effective as of the Transition Date, you will remain an employee of the Company, serving as Executive Vice President of SLM and the Bank and shall continue to serve in such officer positions, committee memberships, directorships, and other positions to the extent requested by the Chief Executive Officer.  Effective as of the Effective Date, you hereby resign as Executive Vice President and, to the extent applicable, any and all other officer positions, committee memberships, directorships, and other positions that you hold with the Company, if any.  You agree that you will cooperate with the Company in connection with any such resignations.  On and after the Effective Date, you will not represent yourself as being an employee, officer, director, agent or representative of the Company.    </font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:8.5pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.02pt;text-decoration:underline">Duties and Responsibilities</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. Through and until the Effective Date, you will continue to devote all of your attention and time during working hours to the affairs and business of the Company and use your best efforts to perform such duties and responsibilities as are consistent with your position and as shall, from time to time, be reasonably assigned to you by the Chief Executive Officer of the Company or the Board of Directors (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Board</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;) of the Company consistent therewith.     </font></div><div style="margin-top:12pt;padding-left:42pt;padding-right:8.5pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">2.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%;padding-left:9pt">COMPENSATION AND BENEFITS</font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:8.5pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.7pt;text-decoration:underline">Annual Base Salary</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. Your annual base salary will remain $535,545, less applicable taxes, payable in installments in accordance with the </font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">1</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:8.5pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Company&#8217;s payroll procedures in effect from time to time (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Base Salary</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;). </font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:8.5pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.02pt;text-decoration:underline">Annual Incentive Plan</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. You will continue to participate in the Company&#8217;s Annual Incentive Plan (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">AIP</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;) for 2025, subject to the terms and conditions of the AIP.   You will also be eligible to receive a prorated bonus under the AIP for 2026, subject to the terms and conditions of such AIP, with such proration to be determined based on the number of days during which you were an employee in 2026.  All such payments under the AIP for 2025 or 2026 shall be subject to applicable payroll taxes, and paid at such time as bonuses are paid to similarly situated employees of the Company.</font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:8.5pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(c)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.7pt;text-decoration:underline">Annual Long-Term Incentive Compensation.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%"> You are eligible to participate in the Company&#8217;s 2026 Long-Term Incentive Plan (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">2026 LTIP</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;), subject to the terms and conditions of the 2026 LTIP, when established.  Long-term incentive awards are governed by terms and conditions of the SLM Corporation 2021 Omnibus Incentive Plan (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Omnibus Incentive Plans</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;) and the award agreements issued thereunder.  The form of long-term incentive awards, which may include stock options, restricted stock units or performance stock units, or a combination thereof, will be determined by the Compensation Committee of the Board (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Committee</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;).  </font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:26.8pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(d)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.02pt;text-decoration:underline">Retention Payment</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. Except as set forth below, you will also be eligible to receive a cash retention bonus of $750,000, less applicable taxes, if you remain employed by the Company through the Effective Date (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Retention Bonus</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;).</font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:26.8pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">The Retention Bonus will be subject to the following additional terms&#58; (A) the Company&#8217;s Chief Executive Officer makes a good faith determination that you have (i) adequately performed your duties to the Company through the Effective Date and (ii) you reasonably assisted in the transition of your duties and responsibilities, (B) you execute the terms of the release set forth in this Agreement and do not revoke before it becomes irrevocable, and (C) as of the Effective Date, (x) the Company determines that you have satisfied those conditions set forth in Sections 2(d)(A) and 2(d)(B), and (y) you execute and deliver to the Company, on or immediately following the Effective Date, a reaffirmation of the Agreement (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Reaffirmation</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;) which is not revoked before it becomes irrevocable.  </font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:26.8pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">The Retention Bonus will be paid to you within thirty (30) days following the date you execute the Reaffirmation of the Release and such Reaffirmation has not been revoked by you&#59; </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-style:italic;font-weight:400;line-height:120%">provided</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%"> that, in the event you do not execute the Reaffirmation within sixty (60) days </font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">2</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:26.8pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">following the Effective Date (or such later date as approved by the Committee), you will not be eligible to receive the Retention Bonus.  </font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:26.8pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">In the event your employment is terminated by the Company other than due to a Termination of Employment For Cause (as such term is defined in the SLM Corporation Amended and Restated Executive Severance Plan for Senior Officers, effective as of June 18, 2024 (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Severance Plan</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;)) (including by reason of death or disability), subject to the Company&#8217;s determination that you have been complying in good faith with the terms set forth in this Section 2(d), you will be eligible to receive the Retention Bonus.  </font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:26.8pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">The Retention Bonus will not be payable to you in the event you voluntarily resign from your employment for any reason prior to the Effective Date.</font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:26.8pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(e)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.7pt;text-decoration:underline">Medical&#47;Dental&#47;Vision Continuation</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. Your current medical, dental, and vision coverage will continue through the end of the month of the Effective Date. Beginning on the first (1</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:7.8pt;font-weight:400;line-height:120%;position:relative;top:-4.2pt;vertical-align:baseline">st</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">) day of the month following the Effective Date, you will have the right to continue your current medical, dental and vision coverage through the Consolidated Omnibus Budget Reconciliation Act (&#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">COBRA</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;).</font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:26.8pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">For the avoidance of doubt, as an executive vice president of the Company, you will be eligible to participate in the Company&#8217;s Executive Retirement Health Benefit Plan, effective as of January 1, 2026 (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Health Plan</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;).  The Company acknowledges that, as of the Effective Date, your age plus years of service are sufficient to qualify in the Health Plan, under such terms and conditions set forth therein.  Your participation in, and subsequent termination of benefits under, the Health Plan will be subject to the terms and conditions of the Health Plan.</font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:26.8pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(f)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:6.03pt;text-decoration:underline">Benefit Programs</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. You and your eligible family members are eligible for participation in employee benefit plans, policies and programs provided by the Company on such terms and conditions as are generally provided to other executives of the Company.  Please be aware that nothing in this Agreement shall limit the Company&#8217;s ability to change, modify, cancel, or amend any such policies or plans.   </font></div><div style="margin-top:12pt;padding-left:42pt;padding-right:26.8pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">3.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%;padding-left:9pt">TERMINATION OF EMPLOYMENT </font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:17.55pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.7pt;text-decoration:underline">No Additional Compensation.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%"> You acknowledge that the resignation of your employment is intended to be a voluntary resignation and you do not qualify to receive severance benefits under the Severance Plan or any other severance plan, arrangement, program or agreement due to such resignation of employment.  You further agree that, in the event that you </font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">3</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:17.55pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">receive the Retention Bonus, either through meeting the conditions set forth in Section 2(d) above or as otherwise determined by the Company, you waive any right you may have to any payments or benefits set forth in the Severance Plan, and the Retention Bonus is your sole payment in respect of your termination of employment.  Unless otherwise stated in this Agreement, you agree that you waive any rights or benefits you may have under the Severance Plan or other severance plan, policy, arrangement, or agreement of the Company providing for payments or benefits upon a termination of employment.    </font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:17.55pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.02pt;text-decoration:underline">Treatment of Long-Term Incentive Awards</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. The long-term incentive awards granted to you under any long-term incentive awards you have previously received during your employment shall be treated in accordance with the respective terms and conditions applicable to such awards as set forth in the applicable award agreements&#59; </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-style:italic;font-weight:400;line-height:120%">provided</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%"> that, for the avoidance of doubt, the exercise period for each vested stock option shall remain outstanding and exercisable until the 10 year expiration date of such stock option.</font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:17.55pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(c)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.7pt;text-decoration:underline">Continued Employment</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. If the Company hires a new Chief Commercial Officer prior to the Transition Date (&#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">New CCO&#8217;s start date</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;), then, subject to your continued compliance with the obligations set forth in this Agreement, you agree that you will no longer serve as the Chief Commercial Officer as of the New CCO&#8217;s start date.  You will remain an employee of the Company, and continue to receive your existing compensation and benefits, and the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Transition Date</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221; set forth herein shall refer to the New CCO&#8217;s start date.  You acknowledge and agree that the hiring of a new Chief Commercial Officer, and your subsequent resignation as the Chief Commercial Officer on the New CCO start date, will not constitute a Termination of Employment under the Severance Plan and you will not be eligible to receive severance payments or benefits under any severance policy, plan, arrangement or agreement.  </font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:17.55pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">The Company reserves the right to terminate your employment prior to the Effective Date for any reason.  If your employment is terminated by the Company prior to the Effective Date for any reason other than a Termination of Employment For Cause, as such term is defined in the Severance Plan, you will receive a lump sum payment of the unpaid installments of your Base Salary through the Effective Date and the Retention Bonus (subject to the terms set forth in Section 2(d) hereto), and you will not be entitled to any compensation or benefits under the Severance Plan.</font></div><div style="margin-top:12pt;padding-left:42pt;padding-right:17.55pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">4.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%;padding-left:9pt">ADJUSTMENT&#47;CLAWBACK </font></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:17.55pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Any amounts you receive with respect to the Retention Bonus, AIP and LTIP shall be subject to adjustment, recoupment or clawback as may be </font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">4</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:12pt;padding-left:73.55pt;padding-right:17.55pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">required by applicable law or listing standards or as set forth in any compensation adjustment, recoupment or clawback policy of the Company as may be in effect at such time, including without limitation, the Company&#8217;s Incentive Compensation Adjustment Policy or the Company&#8217;s Financial Restatement Compensation Recovery Policy.  </font></div><div style="margin-top:12pt;padding-left:42pt;padding-right:17.55pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">5.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%;padding-left:9pt">RESTRICTIVE COVENANTS</font></div><div style="margin-top:12.05pt;padding-left:72pt;padding-right:7.2pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%;padding-left:4.02pt">Confidential, Intellectual Property and Non-solicitation </font></div><div style="margin-top:12.05pt;padding-left:73.55pt;padding-right:7.2pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">You acknowledge and agree that, subject to Section 6(b)(3) below, you are subject to restrictive covenants with respect to confidentiality and non-solicitation, including, without limitation, those set forth in your Agreement Regarding Confidentiality, Intellectual Property, Non-Solicitation.  You acknowledge and agree that all such restrictive covenants shall remain in full force and effect throughout the term of this Agreement and thereafter except as modified by this Agreement, and, by your execution of this Agreement, you hereby reaffirm and ratify such restrictions, and acknowledge that, in the event you violate such restrictive covenants, the Company may require your repayment of the Retention Bonus.</font></div><div style="margin-top:12.05pt;padding-left:73.55pt;padding-right:7.2pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">You acknowledge and agree that, with respect to any post&#173;employment restrictive covenants, including with respect to non-solicitation, the post-employment restricted period shall exist during your employment and shall begin on the Effective Date regardless of whether your employment is terminated for any reason prior to the Effective Date.</font></div><div style="margin-top:12pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt">(b)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt;padding-left:3.35pt">Non-Competition</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">&#58; You shall not, directly or indirectly, provide Competing Services (as defined herein) for any person, trade or business that engages in a Competing Business (as defined herein) with SLM, the Bank or their subsidiaries or affiliates during your employment and for a period of two (2) years following the Effective Date (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt">Non-Compete Period</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">&#8221;). For the purposes of this Section 5(b), &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt">Competing Services</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">&#8221; means owning, managing, operating, financing, working, consulting, advising, representing, or providing the same or similar services with or without compensation in any capacity as those you provided to SLM or the Bank within the last two (2) years of your employment, including any role as director and&#47;or officer, to any Competing Business. &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt">Competing Business</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">&#8221; means any person, trade or business, including any business unit of such person, trade or business, engaged in the origination, servicing, marketing, underwriting and&#47;or sale&#47;purchase of private education loans.  For the avoidance of doubt, &#8220;Competing Business&#8221; shall not include any retail banking businesses that are not in the business of private education loans&#59; </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-style:italic;font-weight:400;line-height:13.30pt">provided</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">, </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-style:italic;font-weight:400;line-height:13.30pt">however</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">, in the event that such retail banking business engages or plans to engage in the business of private education loans at any time during the Non-Compete Period, even if such business of private education loans was not part of the retail banking business on the date of your initial service with such retail </font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">5</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:12pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">banking business, such retail banking business shall be considered a &#8220;Competing Business&#8221; and such services to the retail banking business will be considered in violation of this Section 5(b). </font></div><div style="margin-top:12pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt">(c)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt;padding-left:4.7pt">Non-Solicitation </font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">You agree that, during the two (2) year period following the Effective Date (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt">Non-solicitation Period</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">&#8221;), you shall not solicit or encourage any employee, consultant or other individual independent contractor with whom you communicated within the year preceding both the Transition Date and Effective Date to leave the employ or engagement of the Company, or hire any such employees.  Further, during the Non-solicitation Period, you shall not, directly or indirectly, contact or accept business that Company could otherwise perform from any of the Company&#8217;s customers or prospective customers with whom you communicated within the two (2) years preceding both the Transition Date and the Effective Date.</font></div><div style="margin-top:12.05pt;padding-left:42pt;padding-right:7.2pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">6.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%;padding-left:9pt">RELEASE</font></div><div style="margin-top:12.05pt;padding-left:76.5pt;padding-right:7.2pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.7pt">You agree to irrevocably and unconditionally fully and forever waive, release, and discharge the Company, the Bank, and all of their subsidiaries, affiliates, predecessors, successors, and all related companies, and all of their former and current officers, employees, directors, agents, representatives, advisors and employee benefit programs (and the trustees, administrators, fiduciaries, and insurers of such programs) of any of them (collectively, the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Released Parties</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;) from any and all actions, charges, claims, demands, causes of actions, judgments, rights, fees, damages, debts, obligations, liabilities, and expenses (inclusive of attorneys&#8217; fees) of any kind whatsoever, whether known or unknown, which you now have or may have had through the date you sign this Agreement, except claims that the law does not permit you to waive by signing this Agreement. For example, you are releasing (a) any and all claims you might have under the Age Discrimination in Employment Act (&#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">ADEA</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;), the Worker Adjustment and Retraining Notification Act of 1980 (including any state or local equivalents), Title VII of the Civil Rights Act of 1964, Sections 1981 and 1983 of the Civil Rights Act of 1866, the National Labor Relations Act, the Americans with Disabilities Act (&#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">ADA</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;), the Family and Medical Leave Act, the Genetic Information Non-Discrimination Act (&#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">GINA</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;) of 2008, the Employee Retirement Income Security Act of 1974 (&#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">ERISA</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;), any other federal, state or local laws, and claims for individual relief under the Sarbanes-Oxley Act of 2002, individual relief under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and The American Recovery and Reinvestment Act of 2009&#59; (b) any and all claims for compensation of any type whatsoever, including but not limited to claims for salary, wages, bonuses, commissions, incentive compensation, vacation, and severance that may be legally waived and released&#59; (c) any and all claims arising under common law, tort, contract, and quasi-contract law&#59; and (d) any and all claims for monetary or </font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">6</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:12.05pt;padding-left:76.5pt;padding-right:7.2pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">equitable relief, including but not limited to attorneys&#8217; fees, backpay, front pay, reinstatement, experts&#8217; fees, medical fees or expenses, costs and disbursements, punitive damages, liquidated damages, and penalties.</font></div><div style="padding-left:72pt;text-align:justify"><font><br></font></div><div style="padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">It is understood and agreed that, by entering into this Agreement, the Company does not admit any violation of law, or any of your rights, and has entered into this Agreement solely in the interest of resolving finally all claims and issues relating to your employment and separation.</font></div><div style="padding-left:72pt;text-align:justify"><font><br></font></div><div style="padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">The Company and you, the Parties (&#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Parties</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;), expressly agree, however, that nothing in this Agreement shall preclude your participation as a member of a class in any suit or regulatory action brought against the Released Parties arising out of or relating to any alleged securities violations or diminution in the value of the Company securities.  </font></div><div style="padding-left:72pt;text-align:justify"><font><br></font></div><div style="padding-left:76.5pt;padding-right:6.65pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%;padding-left:4.02pt">Covenant Not To Sue or Otherwise Seek Recovery&#58; </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">You agree not to sue the Released Parties or otherwise seek recovery with respect to any claims, demands, liabilities or obligations released by this Agreement. The Parties agree, however, that nothing contained in this covenant or elsewhere in this Agreement or otherwise shall&#58;</font></div><div style="margin-top:11.5pt;padding-left:90pt;padding-right:5.95pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">1.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:9pt">prevent you from challenging, under the Older Workers Benefits Protection Act (29 U.S.C. &#167; 626), the knowing and voluntary nature of this release of any age claims in this Agreement before a court, the Equal Employment Opportunity Commission (&#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">EEOC</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;), or any other federal, state, or local agency&#59;</font></div><div style="margin-top:11.5pt;padding-left:90pt;padding-right:5.95pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">2.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:9pt">prevent you from enforcing any future claims or rights that arise under ADEA after you have signed this Agreement&#59; or</font></div><div style="margin-top:11.5pt;padding-left:90pt;padding-right:5.95pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">3.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:9pt">prohibit or restrict you from&#58; (i) making any disclosure of information required by law&#59; (ii) filing a charge, initiating, making disclosures, testifying in, providing information to, or assisting in an investigation or proceeding brought by or to any governmental or regulatory body or official, or in any judicial or administrative action&#59; (iii) communicating directly with and providing information, including documents, not otherwise protected from disclosure by any applicable law or privilege to the Securities and Exchange Commission or any other governmental or regulatory body or official regarding possible legal violations, without disclosure to the Company&#59; (iv) making disclosures that are required or protected under the Sarbanes-Oxley Act of 2002, the Securities Exchange Act of 1934, and any other law, rule or regulation, subject to the jurisdiction of the Securities and Exchange Commission&#59; or (v) testifying, participating in or otherwise assisting in a proceeding relating to an alleged violation of any federal or state employment law or any federal law relating to fraud or any rule or regulation of the </font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">7</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:11.5pt;padding-left:90pt;padding-right:5.95pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Securities and Exchange Commission or any self-regulatory organization.</font></div><div style="margin-top:11.5pt;padding-left:72pt;padding-right:5.95pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(c)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%;padding-left:4.7pt">Additional Representations and Promises&#58; </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">You further acknowledge and</font></div><div style="padding-left:36pt;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">agree that&#58;</font></div><div style="margin-top:3.25pt;padding-left:18pt;padding-right:11.4pt"><font><br></font></div><div style="margin-top:3.25pt;padding-left:90pt;padding-right:11.4pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">1.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:9pt">You will return all the Company and Released Parties&#8217; property in your possession or control to them, except as set forth in Section 6(b)(3) and Section 7.</font></div><div style="margin-top:3.25pt;padding-left:90pt;padding-right:11.4pt"><font><br></font></div><div style="margin-top:3.25pt;padding-left:90pt;padding-right:11.4pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">2.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:9pt">Except as set forth in Section 6(b)(3) and Section 7, you have disclosed or will disclose to the Company on or before the Effective Date any information you have concerning any conduct involving the Company that you have reason to believe may be unlawful or that involves any false claims to the United States. You promise to cooperate fully in any investigation the Company undertakes into matters occurring during your employment with the Company, except as set forth in Section 6(b)(3) and Section 7. In addition, to the fullest extent permitted by law, you hereby irrevocably assign to the U.S. government any right you might have to any proceeds or awards in connection with any false claims proceedings against the Company.</font></div><div style="margin-top:3.25pt;padding-right:11.4pt;text-align:justify"><font><br></font></div><div style="margin-top:3.25pt;padding-left:90pt;padding-right:11.4pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">3.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:9pt">If you breach any provisions of this Agreement, you agree that you will pay for all costs incurred by any Released Parties, or any entities or individuals covered by this Agreement, including reasonable attorneys&#8217; fees, in defending against your claim and seeking to uphold your release.</font></div><div style="margin-top:3.25pt;padding-left:90pt;padding-right:11.4pt;text-align:justify"><font><br></font></div><div style="margin-top:3.25pt;padding-left:90pt;padding-right:11.4pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">4.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:9pt">You agree to keep the terms of this Agreement completely confidential except as may be required or permitted by statute, regulation or court order, and except as set forth in Section 6(b)(3) or Section 7. In addition, and notwithstanding the foregoing, you may disclose such information as permitted under Section 6(b) or Sections 7 through 13 to your immediate family and professional representatives, so long as they are informed and agree to be bound by this confidentiality clause. This Agreement shall not be offered or received in evidence in any action or proceeding in any court, arbitration, administrative agency or other tribunal for any purpose whatsoever other than to carry out or enforce the provisions of this Agreement.</font></div><div style="margin-top:3.25pt;padding-left:90pt;padding-right:11.4pt;text-align:justify"><font><br></font></div><div style="margin-top:3.25pt;padding-left:90pt;padding-right:11.4pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">5.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:9pt">You understand that, except as set forth in this Agreement, the Company in the future may change employee benefits or pay. You understand that, pursuant to the terms of the Agreement, your job will be refilled.</font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">8</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:3.25pt;padding-left:90pt;padding-right:11.4pt;text-align:justify"><font><br></font></div><div style="margin-top:3.25pt;padding-left:90pt;padding-right:11.4pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">6.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:9pt">You have not suffered any job-related wrongs or injuries, such as any type of discrimination, for which you might still be entitled to compensation or relief in the future. You have properly reported all hours that you have worked, and you have been paid all wages, overtime, commissions, compensation, benefits, and other amounts that the Company or any Released Party should have paid you in the past, other than with respect to any benefit plan terminations or distributions authorized as of the Effective Date.</font></div><div style="margin-top:3.25pt;padding-right:11.4pt;text-align:justify"><font><br></font></div><div style="padding-left:90pt;padding-right:6.6pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">7.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:9pt">You intentionally are releasing claims that you do not know you might have and that, with hindsight, you might regret having released. You have not assigned or given away any of the claims that you are releasing.</font></div><div style="margin-top:11.5pt;padding-left:90pt;padding-right:11.3pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">8.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:9pt">If you initially did not think any representation you were making in this Agreement was true, or if you initially were uncomfortable making it, you resolved all your concerns before signing this Agreement. You have carefully read this Agreement&#59; you fully understand what it means&#59; you are entering into it knowingly and voluntarily&#59; and all your representations in it are true. The Company would not have signed this Agreement but for your promises and representations.</font></div><div style="margin-top:11.5pt;padding-left:90pt;padding-right:11.3pt;text-align:justify"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:700;line-height:120%">7.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:9.75pt">CONFIDENTIALITY</font></div><div><font><br></font></div><div style="padding-left:54pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">You recognize that you work as an employee of the Company that brought or may have brought you into close contact with confidential information of the Company not publicly known. This may include, but is not limited to, know-how, technical data, methods, processes, formulations, techniques, developments, inventions, research projects, new products, plans for future developments, responses to &#8220;Requests for Proposals,&#8221; &#8220;Letters of Understanding,&#8221; bid information for government contracts, negotiations for new business ventures or strategic alliances, litigation and potential litigation matters, computer code and&#47;or design of proprietary loan systems, personnel records and salary information, information about costs, profits, markets, sales, and lists of customers, potential customers and&#47;or employees. This list is merely illustrative and confidential information is not limited to the illustrations.</font></div><div style="margin-top:11.5pt;padding-left:54pt;padding-right:5.05pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">You expressly acknowledge and agree that the Company&#8217;s confidential information is proprietary and confidential and that, if any of the confidential information was imparted or became known by any persons, including me, engaging in a business in any way competitive with the Company, such disclosure would result in hardship, loss, irreparable injury and damage to the Company, the measurement of which would be difficult, if not impossible, to determine. You further expressly agree that the Company has a legitimate </font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">9</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:11.5pt;padding-left:54pt;padding-right:5.05pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">interest in protecting the confidential information and its business goodwill, and that it is necessary for the Company to protect its business from such hardship, loss, irreparable injury and damage. You further acknowledge that the preservation and protection of the confidential information is an essential part of your duties of employment and that, as a result of your employment with the Company, you have a duty of fidelity, loyalty, and trust to the Company in handling the confidential information.</font></div><div style="margin-top:12pt;padding-left:54pt;padding-right:6.1pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">You agree to keep secret all such confidential information and trade secrets of the Company and agree not to, directly or indirectly, other than as necessary in the Company&#8217;s business and in the scope of your employment, disclose or use any such confidential information at any time (including any time following the Effective Date) except as (1) provided in Section 6(b)(3), this Section 7 or otherwise as set forth in this Agreement&#59; (2) required or permitted by statute, regulation or court order&#59; or (3) pursuant to written consent given by the Company&#8217;s General Counsel. In addition, you recognize that you may have been exposed, by reason of your employment, to certain information, which is confidential or proprietary to third parties. You agree that you will not disclose or use at any time, without the prior written consent of such third party and the Company, any such confidential or proprietary information. You agree that all written and computer-stored materials (including correspondence, memoranda, manuals, notes, and notebooks) which were in your possession from time to time (whether or not written or prepared by you) embodying confidential information should be and remain the Company&#8217;s sole property and you will use all reasonable precautions to assure that all such written and computer-stored materials are properly protected and kept from unauthorized persons. You further agree to deliver same, including all copies, promptly to the Company upon termination of your employment, or at any time it may request. In the event that you are unsure whether certain material or information is confidential, you agree to consult the Company&#8217;s Legal Department for resolution and agree to be bound by the Legal Department&#8217;s decision.</font></div><div style="margin-top:12pt;padding-left:54pt;padding-right:6.1pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Notwithstanding the foregoing, nothing in this Agreement or otherwise limits your ability to communicate directly with and provide information, including documents, not otherwise protected from disclosure by any applicable law or privilege to the Securities and Exchange Commission (the &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">SEC</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;), or any other federal, state or local governmental agency or commission or self-regulatory organization (each such agency, commission or organization, a &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Government Agency</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;) regarding possible legal violations, without disclosure to the Company. The Company may not retaliate against you for any of these activities, and nothing in this Agreement requires you to waive any monetary award or other relief that you might become entitled to from the SEC or any other Government Agency.  Nothing in this Agreement or otherwise requires you to disclose any communications you may have had or may in the future have or information you may have provided or may in the future provide to the SEC or any other Governmental Agency regarding possible legal violations.</font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">10</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:12pt;padding-left:54pt;padding-right:6.1pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Pursuant to the Defend Trade Secrets Act of 2016, the Company and you acknowledge and agree that you shall not have criminal or civil liability under any federal or state trade secret law for the disclosure of a trade secret that (i) is made (A) in confidence to a federal, state, or local government official, either directly or indirectly, or to an attorney and (B) solely for the purpose of reporting or investigating a suspected violation of law&#59; or (ii) is made in a complaint or other document filed in a lawsuit or other proceeding, if such filing is made under seal. In addition, and without limiting the preceding sentence, if you file a lawsuit for retaliation by the Company for reporting a suspected violation of law, you may disclose the trade secret to your attorney and may use the trade secret information in the court proceeding, if you (X) file any document containing the trade secret under seal and (Y) do not disclose the trade secret, except pursuant to court order.</font></div><div style="padding-left:1.95pt"><font><br></font></div><div style="padding-left:19.95pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt">8.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt;padding-left:9pt">INTELLECTUAL PROPERTY</font></div><div style="padding-left:1.95pt"><font><br></font></div><div style="padding-left:36pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">You agree that all Inventions (as defined below) conceived of or made, produced or written by you alone or with others, whether or not during usual business hours, during the period of your employment by the Company, shall belong to the Company, unless specifically disclaimed by the Company&#59; </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-style:italic;font-weight:400;line-height:13.30pt">provided</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt"> such Inventions grew out of your work with the Company or are related in any manner to the business actually engaged in or actively anticipated during your employment at the Company (i.e., if you invent a new lawn mower, the Company shall not own such invention because the invention did not grow out of your work with the Company and it is not related to the Company&#8217;s actual or anticipated business).</font></div><div style="padding-left:36pt;text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">For purposes of this Agreement, the term &#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt">Inventions</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">&#8221; means any of the following materials and information (whether or not reduced to writing, whether or not patentable, whether or not reduced to practice, and all copyright and copyrightable material) which you discover, conceive of or develop, in whole or in part, either solely or jointly with others, as a direct or indirect result of your employment with the Company, in the course of your employment with the Company (in any capacity, whether employee, managerial, planning, sales, research, or otherwise) or through the use of any of the Company&#8217;s facilities or resources (including, but not limited to, the Company&#8217;s Trade Secrets)&#58; discoveries, improvements, processes, devices, designs, apparatuses, practices, concepts, compositions, formulas, techniques, machines, articles of manufacture, methods (including business methods), product concepts and ideas, the nature and results of research and development activities, technical information on product or program performance and reliability, formulas, &#8220;know-how,&#8221; computer programs, source code, object code, or specifications.</font></div><div style="padding-left:36pt;text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">You hereby agree that all inventions, patents and copyrights covered by this Agreement are and will be the sole property of the Company and the Company is free to use them in any way in its best interest. For instance, but without limitation, the rights enjoyed by the Company hereunder may be assigned, licensed or sold without your consent at any time to any successor-in-interest of the Company, or to any parent, sister corporation, affiliate or subsidiary of the Company or any third party. The Company and its licensees, successors, and assigns (direct or indirect) are not required to designate you as an author of any Invention which is subject to this </font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">11</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="padding-left:36pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">provision, when it is distributed, publicly or otherwise, or to secure your permission to change or otherwise alter its integrity.</font></div><div style="padding-left:36pt;text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">You further agree that you will, if you have not yet already&#58; (a) promptly and fully disclose such Inventions to the Company&#59; (b) assign to the Company or its nominee for its sole use and benefit all your rights, title, and interest in and to such inventions for the United States and all foreign countries&#59; and (c) sign and deliver promptly to the Company written instruments and give testimony or furnish other data as may be necessary or proper in the opinion of the Company to obtain, maintain and enforce patents and&#47;or copyrights or assignments thereof (as applicable) for such inventions in the United States and all foreign countries. You hereby assign, sell, transfer, and release to the Company all your right, title and interest in and to each and every invention (and improvements therein and thereto) required to be disclosed by the terms of the Agreement. These obligations shall continue beyond the termination of your employment with respect to such inventions made or conceived by you during the period of your employment.</font></div><div style="padding-left:36pt;text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">If any, attached to this Agreement as </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt;text-decoration:underline">Schedule B</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt"> is a complete list of any inventions, patented or unpatented, including brief descriptions thereof or title and dates and documents describing the invention, which you conceived or made prior to the employment by the Company and which you wish to exclude from this Agreement.</font></div><div style="padding-left:36pt;text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:19.95pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:700;line-height:120%">9.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:9.75pt">NON-DISPARAGEMENT</font></div><div style="padding-left:18pt;text-align:justify"><font><br></font></div><div style="padding-left:36pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">Except for such truthful disclosures as permitted by Section 6(b)(3) and Section 7 of this Agreement, you further agree not to disparage, place in a false or negative light or criticize, or make any false statements that may damage the reputation of, orally or in writing, the Company, its business practices, products, policies, services, decisions, directors, officers, employees, agents, representatives, advisors or any other entity or person covered by this Agreement.</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:19.95pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">10.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt;padding-left:3pt">You expressly agree that the markets served by the Company extend nationally and are not dependent on the geographic location of the personnel or the businesses by which</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt"> </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">they are employed and that the restrictions set forth in Sections 5 and 7 through 10 have</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt"> </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">been designed to be reasonable and are no greater than are required for the protection of the Company and do not prevent you from earning a livelihood by working in positions that do not compete with the Company. In the event that a court shall determine that any provision of the Agreement is unenforceable, the parties shall request that the court construe this Agreement in such a fashion as to render it enforceable and to revise time limits to those minimum limits that the court believes are reasonable to protect the interests of the Company. You further acknowledge that your employment at the Company is employment at-will and this Agreement does not alter this at-will relationship. You acknowledge and agree that this covenant has unique, substantial and immeasurable value to the Company, that you have sufficient skills to provide a livelihood for you while this covenant remains in force, and that this covenant will not interfere with your ability to work consistent with your experience, training, and education. To enable the Company to monitor compliance with the obligations imposed by this Agreement, you further agree to inform in writing the Company&#8217;s Chief People Officer of the identity of your subsequent employer(s) and your prospective job title </font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">12</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="padding-left:19.95pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">and responsibilities prior to beginning employment. You agree that this notice</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt"> </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">requirement shall remain in effect during the Non-Compete Period and the Non-Solicitation Period.</font></div><div style="padding-left:18pt;text-align:justify"><font><br></font></div><div style="padding-left:19.95pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">11.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt;padding-left:3pt">Sections 5 and 7 through 10 do not in any way restrict or impede you from exercising protected rights to the extent that such rights cannot be waived by agreement or from complying with any applicable law or regulation or a valid order of a court of competent jurisdiction or an authorized government agency&#59; </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-style:italic;font-weight:400;line-height:13.30pt">provided </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">that such compliance does not exceed that required by the law, regulation, or order.</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:19.95pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt">12.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:13.30pt;padding-left:3pt">The illegality, unenforceability, or ineffectiveness of any provision of Sections 5 and 7 through 11 shall not affect the legality, enforceability, or effectiveness of any other provision of this Agreement. Notwithstanding the confidentiality provisions identified in Sections 6(c)(4) and 7 of this Agreement, you may disclose your restrictive covenants with the Company to prospective employers and agree that the Company may provide a copy of this Agreement to your prospective or future employers.</font></div><div style="margin-top:12pt;padding-left:19.95pt;padding-right:10.7pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">13.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%;padding-left:3pt">REVIEW PERIOD</font></div><div style="margin-top:12pt;padding-left:18pt;padding-right:10.7pt"><font><br></font></div><div style="padding-left:36pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">You hereby acknowledge (a) that you initially received a copy of the original draft of this Agreement on or before September 29, 2025&#59; (b) that you were offered a period of twenty-one (21) calendar days to review and consider it&#59; (c) that you understand you could use as much of the twenty-one (21) calendar-day period as you wished prior to signing&#59; and (d) that you were strongly encouraged to consult with an attorney in writing before signing this Agreement, and understood whether or not to do so was your decision. You waive any rights to further time to consider the Agreement.</font></div><div><font><br></font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">13</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:12pt;padding-left:19.95pt;padding-right:9.05pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">14.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%;padding-left:3pt">REVOCATION OF CLAIMS </font></div><div><font><br></font></div><div style="padding-left:36pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">You understand that you may revoke the waiver of the ADEA claims made in this Agreement within seven (7) days of you signing. In the event that you revoke your waiver and release of claims under ADEA, the Agreement shall not be effective or enforceable and you will not receive the Retention Bonus or other payments and benefits set forth in this Agreement. Revocation of claims can be made by delivering a written notice of revocation to the General Counsel, SLM Corporation, 300 Continental Drive, Newark, DE 19713. Such revocation shall also be sent by email to the Chief People Officer.</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:19.95pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">15.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:3pt">You acknowledge that you have read and understand all of the provisions of this Agreement. This Agreement represents the entire agreement between the Parties concerning the subject matter hereof and shall not be altered, amended, modified, or otherwise changed except by a writing executed by both Parties. You understand and agree that this Agreement, if not timely revoked pursuant to Section 14, is final and binding when executed by you. You sign this document freely, knowingly and voluntarily. You acknowledge that you have not relied upon any representation or statement, written or oral, not set forth in this Agreement. If any provision of this Agreement is held by a court of competent jurisdiction or by an arbitrator to be unenforceable or contrary to law, the remainder of that provision and the remaining provisions of this Agreement will remain in full force and effect to the maximum extent permitted by applicable law. If this Agreement is held to be unenforceable or contrary to law, you agree to repay the Retention Bonus or other payments and benefits set forth in this Agreement that you received. </font></div><div style="padding-left:18pt;text-align:justify"><font><br></font></div><div style="padding-left:19.95pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">16.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:3pt">In addition, except as set forth in Section 6(b)(3) and Section 7, and in consideration of the Retention Bonus and other consideration described in this Agreement, you further agree to cooperate with the Company, its affiliates, and its legal counsel in any legal proceedings currently pending or brought in the future against the Company, including, but not limited to&#58; (1) participation as a witness&#59; (2) drafting, producing, and reviewing documents&#59; (3) assisting with interviews, depositions, discovery, hearings, and trial&#59; and (4) contacting the Company. In the event you are requested, with reasonable notice, to travel as part of this litigation cooperation, the Company agrees to pay your reasonable out of pocket expenses subject to the Company&#8217;s then-existing reimbursement policies, including the submission of reasonable documentation.</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:19.95pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">17.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:3pt">This Agreement may be executed and delivered (including by electronic mail in portable document format (PDF), facsimile, or other electronic transmission) by the Parties in two or more counterparts, each of which is deemed to be an original, with all such counterparts constituting one and the same instrument, and all signatures need not appear on any one counterpart.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">14</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:12.05pt;padding-left:19.95pt;padding-right:7.2pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">18.</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%;padding-left:3pt">MISCELLANEOUS</font></div><div style="margin-top:12.05pt;padding-left:73.55pt;padding-right:7.2pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(a)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.7pt;text-decoration:underline">Notices.</font></div><div><font><br></font></div><div style="padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Notices given pursuant to this Agreement shall be in writing and shall be deemed received when personally delivered, or on the date of written. confirmation of receipt by (i) overnight carrier, (ii) registered or certified mail, return receipt requested, postage prepaid, or (iii) such other method of delivery as provides a written confirmation of delivery. Notice to the Company shall be directed to&#58;</font></div><div style="text-align:justify"><font><br></font></div><div style="padding-left:72pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Nicolas Jafarieh</font></div><div style="padding-left:108pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Executive Vice President and Chief Legal, Government Affairs, and Communications Officer</font></div><div style="padding-left:72pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">SLM Corporation</font></div><div style="padding-left:72pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">300 Continental Drive</font></div><div style="padding-left:72pt;text-align:justify;text-indent:36pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Newark, DE 19713</font></div><div style="padding-left:36pt;text-align:justify;text-indent:36pt"><font><br></font></div><div style="padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Notices to or with respect to you will be directed to you, or in the event of your death, your executors, personal representatives or distributees, at your home address as set forth in the records of the Company.</font></div><div style="margin-top:12.05pt;padding-left:73.55pt;padding-right:7.2pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(b)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.02pt;text-decoration:underline">Assignment of Agreement</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. This Agreement is personal to you and shall not be assignable by you without the prior written consent of the Company.  This Agreement shall inure to the benefit of and be binding upon the Company and its respective successors and assigns.  The Company may assign this Agreement, without your consent, to any </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">successor (whether directly or </font><font style="color:#232323;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">indirectly, </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">by </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">agreement, </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">purchase, merger, consolidation, operation of </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">law </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">or otherwise) to all, substantially </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">all </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">or a </font><font style="color:#232323;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">substantial </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">portion of the business and&#47;or </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">assets </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">of the Company, as applicable. If and </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">to </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">the </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">extent that </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">this Agreement </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">is </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">so assigned</font><font style="color:#595e60;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">, </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">the &#8220;</font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Company&#8221; </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">as </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">used </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">throughout this </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Agreement shall mean </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">the </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Company </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">as </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">herein before </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">defined and any successor </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">to its business </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">and&#47;or </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">assets as aforesaid</font><font style="color:#595e60;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. </font><font style="color:#232323;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">In </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">the </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">event </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">of your death, </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">all </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">amounts </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">and </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">benefits then payable or otherwise due to you will be </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">paid </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">or provided to your estate, </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">except </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">to the extent you </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">have appointed </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">a </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">ben</font><font style="color:#595e60;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">e</font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">ficiary in </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">writing </font><font style="color:#444444;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">pursuant to the </font><font style="color:#343434;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">terms of any particular plan, policy or arrangement.</font></div><div style="margin-top:12.05pt;padding-left:73.55pt;padding-right:7.2pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(c)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.7pt;text-decoration:underline">Mer</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">g</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;text-decoration:underline">er of Terms</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. Except as expressly provided herein, this Agreement supersedes all prior discussions and agreements between you and the Company or any member of the Company with respect to the subject matters covered herein.</font></div><div style="margin-top:12.05pt;padding-left:73.55pt;padding-right:7.2pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(d)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.02pt;text-decoration:underline">Governin</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">g</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;text-decoration:underline"> Law&#59; Amendments</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. This Agreement shall be governed by and construed in accordance with the laws of the State of Delaware, without reference to principles of conflict of laws. This Agreement may not be </font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">15</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-top:12.05pt;padding-left:73.55pt;padding-right:7.2pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">amended or modified other than by a written agreement executed by you and an authorized employee of the Company.</font></div><div style="margin-top:12.05pt;padding-left:73.55pt;padding-right:7.2pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(e)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.7pt;text-decoration:underline">Dispute Resolution</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">.  Except with respect to the provision in Section 6 concerning securities litigation, you agree to resolve any disputes you may have through final and binding arbitration.  You are agreeing to arbitrate any dispute about the validity of this Agreement or any discrimination claim, which means that an Arbitrator and not a court of law will decide issues of arbitrability and of liability with respect to any claim you may bring&#59; </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-style:italic;font-weight:400;line-height:120%">provided</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">, </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-style:italic;font-weight:400;line-height:120%">however</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">, that either party may pursue a temporary restraining order and&#47;or preliminary injunctive relief, with expedited discovery where necessary, in a court of competent jurisdiction to protect common law or contractual trade secret or confidential information rights and to enforce the post-employment restrictions in Sections 5 and 7 through 10.  You also agree to resolve through final and binding arbitration any disputes you have with the Company, its affiliates, or any current or former officers, employees or directors who elect to arbitrate those disputes under this subsection.  Arbitrations shall be conducted by JAMS (also known as Judicial Arbitration &#38; Mediation Services) in accordance with its employment dispute resolution rules.  This agreement to arbitrate does not apply to government agency proceedings, but does apply to any lawsuit you might bring, including but not limited to any lawsuit related to a government agency proceeding.  </font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">BY AGREEING TO THIS AGREEMENT, YOU UNDERSTAND THAT YOU ARE WAIVING YOUR RIGHT TO A JURY TRIAL.</font></div><div style="padding-left:72pt"><font><br></font></div><div style="margin-bottom:12pt;padding-left:73.55pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(f)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:6.03pt;text-decoration:underline">Severability&#59; Captions</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. In the event that any provision of this Agreement is determined to be invalid or unenforceable, in whole or in part, the remaining provisions of this Agreement will be unaffected thereby and shall remain in full force and effect to the fullest extent permitted by law. The captions in this Agreement are not part of the provisions of this Agreement and will have no force or effect.</font></div><div style="margin-bottom:12pt;padding-left:73.55pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(g)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.02pt;text-decoration:underline">Section 409A</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. The provisions of this subparagraph will only apply if and to the extent required to avoid the imposition of taxes, interest and penalties on you under Section 409A of the Internal Revenue Code of 1986, as amended (&#8220;</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:120%">Section 409A</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#8221;). Section 409A applies to nonqualified deferred compensation which exists if an individual has a &#8220;legally binding right&#8221; to compensation that is or may be payable in a later year. In furtherance of the objective of this subparagraph, to the extent that any regulations or other guidance issued under Section 409A would result in your being subject to payment of taxes, interest or penalties under Section 409A, you and the Company agree to use our best efforts to amend this Agreement in order to avoid or limit the imposition of any such taxes, interest or penalties, while maintaining to the maximum extent practicable the original intent of the applicable provisions. This subparagraph 19(g) does not guarantee that you </font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">16</font></div></div></div><hr style="page-break-after:always"><div style="min-height:67.68pt;width:100%"><div style="text-align:right"><font><br></font></div><div><font><br></font></div></div><div style="margin-bottom:12pt;padding-left:73.55pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">will not be subject to taxes, interest or penalties under Section 409A with respect to compensation or benefits described or referenced in this Agreement, and in no event shall the Company be liable to you with respect to any taxes, interest or penalties under Section 409A.</font></div><div style="margin-bottom:12pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Furthermore and notwithstanding any provision of this Agreement to the contrary, to the extent necessary to avoid the imposition of taxes, interest and penalties on you under Section 409A, if at the time of the termination of your employment you are a &#8220;specified employee&#8221; (as defined in Section 409A), you will not be entitled to any payments upon termination of employment until the first day of the seventh month after the termination of employment and any such payments to which you would  otherwise be entitled during the first six months following your termination of employment will be accumulated and paid without interest on the first day of the seventh month after the termination of employment.</font></div><div style="margin-bottom:12pt;padding-left:73.55pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(h)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:4.02pt;text-decoration:underline">Withholding Requirements</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. All amounts paid or provided to you under this Agreement shall be subject to any applicable income, payroll or other tax withholding requirements.</font></div><div style="margin-bottom:12pt;padding-left:73.55pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">(i)</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%;padding-left:6.69pt;text-decoration:underline">Survival</font><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">. The provisions of Sections 3 through 12 shall survive the expiration of the term of this Agreement and the termination of your employment.</font></div><div style="padding-left:2pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:700;line-height:13.30pt">Before you sign this Agreement, please read through each section and carefully consider it. SLM recommends that you discuss it with your personal attorney (any personal attorney fees are not covered under the terms of this Agreement). You have up to twenty-one (21) calendar days to consider this Agreement. By signing this Agreement, you will be waiving any claims whether known or unknown.</font></div><div style="text-align:justify"><font><br></font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:46.454%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.210%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:39.036%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt"><font style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#47;s&#47; Will Wolf</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:right"><font style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Date&#58;</font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt"><font style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">September 29, 2025</font></div></td></tr></table></div><div><font><br></font></div><div><font style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Will Wolf</font></div><div><font style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Chief People Officer</font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Agreed and Signed by&#58;</font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:46.454%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.210%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:39.036%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt"><font style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">&#47;s&#47; Donna Vieira</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt;text-align:right"><font style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Date&#58;</font></div></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:2.77pt;padding-right:2.77pt"><font style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">September 29, 2025</font></div></td></tr></table></div><div><font><br></font></div><div><font style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',serif;font-size:12pt;font-weight:400;line-height:120%">Donna Vieira</font></div><div style="height:56.16pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',serif;font-size:11pt;font-weight:400;line-height:80%">17</font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>slm-20250929.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:8166311e-5e51-41a7-b356-b2b01fc0844b,g:3eb3d811-8844-41df-bd10-2342f8eb2959-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:slm="http://www.salliemae.com/20250929" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.salliemae.com/20250929">
  <xs:import namespace="http://fasb.org/us-gaap/2024" schemaLocation="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2024" schemaLocation="https://xbrl.sec.gov/dei/2024/dei-2024.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/exch/2024" schemaLocation="https://xbrl.sec.gov/exch/2024/exch-2024.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="slm-20250929_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="slm-20250929_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="slm-20250929_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="DocumentandEntityInformationDocument" roleURI="http://www.salliemae.com/role/DocumentandEntityInformationDocument">
        <link:definition>0000001 - Document - Document and Entity Information Document</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>4
<FILENAME>slm-20250929_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:8166311e-5e51-41a7-b356-b2b01fc0844b,g:3eb3d811-8844-41df-bd10-2342f8eb2959-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
  <link:roleRef roleURI="http://www.salliemae.com/role/DocumentandEntityInformationDocument" xlink:type="simple" xlink:href="slm-20250929.xsd#DocumentandEntityInformationDocument"/>
  <link:definitionLink xlink:role="http://www.salliemae.com/role/DocumentandEntityInformationDocument" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityInformationLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitiesTable_85e84195-d9fe-457f-b5e6-73bba0698f58" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntitiesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntitiesTable_85e84195-d9fe-457f-b5e6-73bba0698f58" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityListingsExchangeAxis_7f9f1340-0b3a-4d63-86bc-c930eb701e24" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityListingsExchangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntitiesTable_85e84195-d9fe-457f-b5e6-73bba0698f58" xlink:to="loc_dei_EntityListingsExchangeAxis_7f9f1340-0b3a-4d63-86bc-c930eb701e24" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_ExchangeDomain_7f9f1340-0b3a-4d63-86bc-c930eb701e24_default" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_ExchangeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_EntityListingsExchangeAxis_7f9f1340-0b3a-4d63-86bc-c930eb701e24" xlink:to="loc_dei_ExchangeDomain_7f9f1340-0b3a-4d63-86bc-c930eb701e24_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_ExchangeDomain_1975a1a8-dce6-4918-b51d-07c8a3835637" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_ExchangeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_EntityListingsExchangeAxis_7f9f1340-0b3a-4d63-86bc-c930eb701e24" xlink:to="loc_dei_ExchangeDomain_1975a1a8-dce6-4918-b51d-07c8a3835637" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_exch_XNGS_2de56871-bdd4-467c-bacc-33ecbf862f21" xlink:href="https://xbrl.sec.gov/exch/2024/exch-2024.xsd#exch_XNGS"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_ExchangeDomain_1975a1a8-dce6-4918-b51d-07c8a3835637" xlink:to="loc_exch_XNGS_2de56871-bdd4-467c-bacc-33ecbf862f21" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_8d5c4b8a-1614-4196-a690-ef8eb5b8e14a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntitiesTable_85e84195-d9fe-457f-b5e6-73bba0698f58" xlink:to="loc_us-gaap_StatementClassOfStockAxis_8d5c4b8a-1614-4196-a690-ef8eb5b8e14a" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_8d5c4b8a-1614-4196-a690-ef8eb5b8e14a_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_8d5c4b8a-1614-4196-a690-ef8eb5b8e14a" xlink:to="loc_us-gaap_ClassOfStockDomain_8d5c4b8a-1614-4196-a690-ef8eb5b8e14a_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_e91dbeb5-9165-46f8-9a91-5b85a04b5447" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ClassOfStockDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_8d5c4b8a-1614-4196-a690-ef8eb5b8e14a" xlink:to="loc_us-gaap_ClassOfStockDomain_e91dbeb5-9165-46f8-9a91-5b85a04b5447" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_241f0eb9-527a-4286-919f-a786f1250cba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonClassAMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_e91dbeb5-9165-46f8-9a91-5b85a04b5447" xlink:to="loc_us-gaap_CommonClassAMember_241f0eb9-527a-4286-919f-a786f1250cba" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncumulativePreferredStockMember_336b3ae1-ee70-4ecf-91a8-4247a77c119c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoncumulativePreferredStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_e91dbeb5-9165-46f8-9a91-5b85a04b5447" xlink:to="loc_us-gaap_NoncumulativePreferredStockMember_336b3ae1-ee70-4ecf-91a8-4247a77c119c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressesAddressTypeAxis_fe32dad8-c6ac-4d34-986c-5d03f612cb16" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressesAddressTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_EntitiesTable_85e84195-d9fe-457f-b5e6-73bba0698f58" xlink:to="loc_dei_EntityAddressesAddressTypeAxis_fe32dad8-c6ac-4d34-986c-5d03f612cb16" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AddressTypeDomain_fe32dad8-c6ac-4d34-986c-5d03f612cb16_default" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AddressTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_EntityAddressesAddressTypeAxis_fe32dad8-c6ac-4d34-986c-5d03f612cb16" xlink:to="loc_dei_AddressTypeDomain_fe32dad8-c6ac-4d34-986c-5d03f612cb16_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AddressTypeDomain_581061fc-70a7-447a-88c3-e68a113e4eb3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AddressTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_EntityAddressesAddressTypeAxis_fe32dad8-c6ac-4d34-986c-5d03f612cb16" xlink:to="loc_dei_AddressTypeDomain_581061fc-70a7-447a-88c3-e68a113e4eb3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_FormerAddressMember_41ad7ac9-45bc-4756-8964-e52d11dcc934" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_FormerAddressMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_AddressTypeDomain_581061fc-70a7-447a-88c3-e68a113e4eb3" xlink:to="loc_dei_FormerAddressMember_41ad7ac9-45bc-4756-8964-e52d11dcc934" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_a87b8f2a-97ea-464b-8cbc-2d46539ef829" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_DocumentType_a87b8f2a-97ea-464b-8cbc-2d46539ef829" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_e12bb858-351a-4185-9539-3617d50e1060" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_DocumentPeriodEndDate_e12bb858-351a-4185-9539-3617d50e1060" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_fb82950d-7e68-4a3f-80f0-d205ec365fd6" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityRegistrantName_fb82950d-7e68-4a3f-80f0-d205ec365fd6" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_c672aed5-f82a-4197-a3f5-ec3c9ceae39f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityCentralIndexKey_c672aed5-f82a-4197-a3f5-ec3c9ceae39f" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_27c84e5c-0028-4421-a1f6-671dfbbafa5f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_AmendmentFlag_27c84e5c-0028-4421-a1f6-671dfbbafa5f" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_49f47dab-8d53-4ebb-b83a-e14310462dba" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityIncorporationStateCountryCode_49f47dab-8d53-4ebb-b83a-e14310462dba" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_73a089de-b226-4ecf-84ff-869d5e47f339" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityFileNumber_73a089de-b226-4ecf-84ff-869d5e47f339" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_cd5644ba-859c-4217-b35a-9e7c3131c09b" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityTaxIdentificationNumber_cd5644ba-859c-4217-b35a-9e7c3131c09b" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_33791986-4386-4dae-af2a-304762b2eade" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityAddressAddressLine1_33791986-4386-4dae-af2a-304762b2eade" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_6e13d858-f5bd-4232-a2c0-ee6a0a166533" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityAddressCityOrTown_6e13d858-f5bd-4232-a2c0-ee6a0a166533" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_2e1ce6b7-3112-45b9-8e9d-718ddbadc447" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityAddressStateOrProvince_2e1ce6b7-3112-45b9-8e9d-718ddbadc447" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_09d94b11-5ece-4c9f-bea9-6a9468d858cd" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityAddressPostalZipCode_09d94b11-5ece-4c9f-bea9-6a9468d858cd" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_6e2d079c-2647-4fdf-8d1b-b702bfe68f1f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_CityAreaCode_6e2d079c-2647-4fdf-8d1b-b702bfe68f1f" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_e45710ac-c551-4c7a-b512-97fbb3df5498" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_LocalPhoneNumber_e45710ac-c551-4c7a-b512-97fbb3df5498" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInformationFormerLegalOrRegisteredName_e5366934-2588-44d4-97fa-4601bf9fb520" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityInformationFormerLegalOrRegisteredName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityInformationFormerLegalOrRegisteredName_e5366934-2588-44d4-97fa-4601bf9fb520" xlink:type="arc" order="14"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_35fd44ac-509e-47b9-bd5e-5013a33ce06f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_WrittenCommunications_35fd44ac-509e-47b9-bd5e-5013a33ce06f" xlink:type="arc" order="15"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_99b3b272-579b-4076-be09-9a0728757764" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_SolicitingMaterial_99b3b272-579b-4076-be09-9a0728757764" xlink:type="arc" order="16"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_5b104298-12ac-4b37-b5ac-7038e8be70b3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_PreCommencementTenderOffer_5b104298-12ac-4b37-b5ac-7038e8be70b3" xlink:type="arc" order="17"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_d11a82df-0de1-40ce-9a56-4f64959fcc26" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_d11a82df-0de1-40ce-9a56-4f64959fcc26" xlink:type="arc" order="18"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_8f5b2072-e510-400a-8b05-35594220d9e6" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_Security12bTitle_8f5b2072-e510-400a-8b05-35594220d9e6" xlink:type="arc" order="19"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_3f9c644b-59a7-4391-aa42-0a14ce8791a6" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_TradingSymbol_3f9c644b-59a7-4391-aa42-0a14ce8791a6" xlink:type="arc" order="20"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_20d5dd65-4728-4d8f-b054-7ff66655b02c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_SecurityExchangeName_20d5dd65-4728-4d8f-b054-7ff66655b02c" xlink:type="arc" order="21"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_e61f9761-7e4f-4d4b-99d4-32e9ddcc2f5f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityEmergingGrowthCompany_e61f9761-7e4f-4d4b-99d4-32e9ddcc2f5f" xlink:type="arc" order="22"/>
  </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>slm-20250929_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:8166311e-5e51-41a7-b356-b2b01fc0844b,g:3eb3d811-8844-41df-bd10-2342f8eb2959-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_us-gaap_ClassOfStockDomain_45b4c64a-e094-4108-8d45-2ae511e80e5a_terseLabel_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:label id="lab_us-gaap_ClassOfStockDomain_label_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ClassOfStockDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfStockDomain" xlink:to="lab_us-gaap_ClassOfStockDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_05678e7a-dc46-40b0-a63c-abf29b963b18_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntitiesTable_d320ced4-197f-4839-9007-d6fc00c47c58_terseLabel_en-US" xlink:label="lab_dei_EntitiesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entities [Table]</link:label>
    <link:label id="lab_dei_EntitiesTable_label_en-US" xlink:label="lab_dei_EntitiesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entities [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitiesTable" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntitiesTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntitiesTable" xlink:to="lab_dei_EntitiesTable" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityListingsExchangeAxis_38902abd-9c5f-4658-b7ad-69ddd07b2802_terseLabel_en-US" xlink:label="lab_dei_EntityListingsExchangeAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Listings, Exchange [Axis]</link:label>
    <link:label id="lab_dei_EntityListingsExchangeAxis_label_en-US" xlink:label="lab_dei_EntityListingsExchangeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Listings, Exchange [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityListingsExchangeAxis" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityListingsExchangeAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityListingsExchangeAxis" xlink:to="lab_dei_EntityListingsExchangeAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_28f8fe4f-00ef-4900-8ae4-5d96ba35edbc_terseLabel_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_label_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementClassOfStockAxis" xlink:to="lab_us-gaap_StatementClassOfStockAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SecurityExchangeName_caf8b1f3-8dd2-42d3-b0cf-9b1b0312ec4c_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_label_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCityOrTown_08f93666-5f0d-4a38-a715-70ca586a4965_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SolicitingMaterial_1eead4cd-a349-464c-9978-0cd6c72d9cfe_terseLabel_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Soliciting Material</link:label>
    <link:label id="lab_dei_SolicitingMaterial_label_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Soliciting Material</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial" xlink:to="lab_dei_SolicitingMaterial" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_106e0327-f7fb-46f8-a7ac-1b264262483b_terseLabel_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cover page.</link:label>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CityAreaCode_5b0abf1b-56bd-4db9-ba6d-c5eb303f63cf_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_label_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityInformationFormerLegalOrRegisteredName_7c3a0162-8932-4c49-bb42-1fe635e144a5_terseLabel_en-US" xlink:label="lab_dei_EntityInformationFormerLegalOrRegisteredName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Information, Former Legal or Registered Name</link:label>
    <link:label id="lab_dei_EntityInformationFormerLegalOrRegisteredName_label_en-US" xlink:label="lab_dei_EntityInformationFormerLegalOrRegisteredName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Information, Former Legal or Registered Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInformationFormerLegalOrRegisteredName" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityInformationFormerLegalOrRegisteredName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityInformationFormerLegalOrRegisteredName" xlink:to="lab_dei_EntityInformationFormerLegalOrRegisteredName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_a7edd634-82ac-4c89-8b94-1019fd2c9bed_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="lab_dei_EntityTaxIdentificationNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_1e3793db-53f1-4c7d-90bf-6a3c411a2860_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AddressTypeDomain_8f727156-fa07-47eb-9e59-0efd331c0d4e_terseLabel_en-US" xlink:label="lab_dei_AddressTypeDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Address Type [Domain]</link:label>
    <link:label id="lab_dei_AddressTypeDomain_label_en-US" xlink:label="lab_dei_AddressTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Address Type [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AddressTypeDomain" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AddressTypeDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AddressTypeDomain" xlink:to="lab_dei_AddressTypeDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_TradingSymbol_b5a5699e-be72-4b7b-8128-343adcebe749_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_label_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityRegistrantName_e94c776e-5d2c-46ca-b60f-6374e6eefcb7_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementTenderOffer_ad18e0ae-74a4-437b-9f54-426088e8db11_terseLabel_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer" xlink:to="lab_dei_PreCommencementTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_f420c1b6-0b3d-4ab9-8024-e1303b6f3ecb_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NoncumulativePreferredStockMember_08fc7ff7-f2b0-40df-b6f0-eebfe828a44b_terseLabel_en-US" xlink:label="lab_us-gaap_NoncumulativePreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Noncumulative Preferred Stock [Member]</link:label>
    <link:label id="lab_us-gaap_NoncumulativePreferredStockMember_label_en-US" xlink:label="lab_us-gaap_NoncumulativePreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noncumulative Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncumulativePreferredStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoncumulativePreferredStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoncumulativePreferredStockMember" xlink:to="lab_us-gaap_NoncumulativePreferredStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCentralIndexKey_4fae8231-6ebf-4bc9-9207-020fb4596265_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFileNumber_504702f5-b231-4c4c-8f44-891ce66e6a02_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_label_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressStateOrProvince_ffe62ca0-96cb-42a1-b079-8f16ed44586b_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince" xlink:to="lab_dei_EntityAddressStateOrProvince" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonClassAMember_37138b1a-52d6-4739-86c8-0448d5cb1479_terseLabel_en-US" xlink:label="lab_us-gaap_CommonClassAMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common Class A [Member]</link:label>
    <link:label id="lab_us-gaap_CommonClassAMember_label_en-US" xlink:label="lab_us-gaap_CommonClassAMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Class A [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonClassAMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonClassAMember" xlink:to="lab_us-gaap_CommonClassAMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_48eea63c-7f6f-4c41-9f1b-23f457cb6a56_terseLabel_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer" xlink:to="lab_dei_PreCommencementIssuerTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine1_a2f24a3e-78d9-4259-9acc-dc6597d915fd_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressPostalZipCode_c72892e9-250c-46c1-a1f3-ea332ac8e474_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_WrittenCommunications_5f88d7f1-aa79-43ae-b6ac-309b54ecc90b_terseLabel_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Written Communications</link:label>
    <link:label id="lab_dei_WrittenCommunications_label_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Written Communications</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_WrittenCommunications" xlink:to="lab_dei_WrittenCommunications" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_LocalPhoneNumber_72558171-2fa3-4e3d-9ccc-47f3da5f0464_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_label_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_ExchangeDomain_bed152d9-ddde-4144-8e7f-d05547db2bef_terseLabel_en-US" xlink:label="lab_dei_ExchangeDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exchange [Domain]</link:label>
    <link:label id="lab_dei_ExchangeDomain_label_en-US" xlink:label="lab_dei_ExchangeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Exchange [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_ExchangeDomain" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_ExchangeDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_ExchangeDomain" xlink:to="lab_dei_ExchangeDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_Security12bTitle_e5917e37-235c-4e1a-80ff-0361302e8804_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_label_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_FormerAddressMember_ea3570d1-d724-4a05-af19-26c50b06af22_terseLabel_en-US" xlink:label="lab_dei_FormerAddressMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Former Address [Member]</link:label>
    <link:label id="lab_dei_FormerAddressMember_label_en-US" xlink:label="lab_dei_FormerAddressMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Former Address [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_FormerAddressMember" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_FormerAddressMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_FormerAddressMember" xlink:to="lab_dei_FormerAddressMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_8b8d1fe3-a812-4791-8020-74a4c7bc5048_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityInformationLineItems_88cae7bd-89e8-49e7-ba83-7f1cda1df218_terseLabel_en-US" xlink:label="lab_dei_EntityInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Information [Line Items]</link:label>
    <link:label id="lab_dei_EntityInformationLineItems_label_en-US" xlink:label="lab_dei_EntityInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Information [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInformationLineItems" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityInformationLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityInformationLineItems" xlink:to="lab_dei_EntityInformationLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentType_b89b5155-0180-435f-bbdb-5989418d5462_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
    <link:label id="lab_exch_XNGS_19896c51-fe97-45e6-bd75-46275ce6ce5e_terseLabel_en-US" xlink:label="lab_exch_XNGS" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">NASDAQ/NGS (GLOBAL SELECT MARKET) [Member]</link:label>
    <link:label id="lab_exch_XNGS_label_en-US" xlink:label="lab_exch_XNGS" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">NASDAQ/NGS (GLOBAL SELECT MARKET) [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_exch_XNGS" xlink:href="https://xbrl.sec.gov/exch/2024/exch-2024.xsd#exch_XNGS"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_exch_XNGS" xlink:to="lab_exch_XNGS" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressesAddressTypeAxis_31d29680-3bcb-4663-b88f-37356cc5fff7_terseLabel_en-US" xlink:label="lab_dei_EntityAddressesAddressTypeAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Addresses, Address Type [Axis]</link:label>
    <link:label id="lab_dei_EntityAddressesAddressTypeAxis_label_en-US" xlink:label="lab_dei_EntityAddressesAddressTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Addresses, Address Type [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressesAddressTypeAxis" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressesAddressTypeAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressesAddressTypeAxis" xlink:to="lab_dei_EntityAddressesAddressTypeAxis" xlink:type="arc" order="1"/>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>slm-20250929_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:8166311e-5e51-41a7-b356-b2b01fc0844b,g:3eb3d811-8844-41df-bd10-2342f8eb2959-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.salliemae.com/role/DocumentandEntityInformationDocument" xlink:type="simple" xlink:href="slm-20250929.xsd#DocumentandEntityInformationDocument"/>
  <link:presentationLink xlink:role="http://www.salliemae.com/role/DocumentandEntityInformationDocument" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_03c8c8d8-5107-4372-b398-36d6164882f4" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitiesTable_85e84195-d9fe-457f-b5e6-73bba0698f58" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntitiesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_03c8c8d8-5107-4372-b398-36d6164882f4" xlink:to="loc_dei_EntitiesTable_85e84195-d9fe-457f-b5e6-73bba0698f58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityListingsExchangeAxis_7f9f1340-0b3a-4d63-86bc-c930eb701e24" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityListingsExchangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntitiesTable_85e84195-d9fe-457f-b5e6-73bba0698f58" xlink:to="loc_dei_EntityListingsExchangeAxis_7f9f1340-0b3a-4d63-86bc-c930eb701e24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_ExchangeDomain_1975a1a8-dce6-4918-b51d-07c8a3835637" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_ExchangeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityListingsExchangeAxis_7f9f1340-0b3a-4d63-86bc-c930eb701e24" xlink:to="loc_dei_ExchangeDomain_1975a1a8-dce6-4918-b51d-07c8a3835637" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_exch_XNGS_2de56871-bdd4-467c-bacc-33ecbf862f21" xlink:href="https://xbrl.sec.gov/exch/2024/exch-2024.xsd#exch_XNGS"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_ExchangeDomain_1975a1a8-dce6-4918-b51d-07c8a3835637" xlink:to="loc_exch_XNGS_2de56871-bdd4-467c-bacc-33ecbf862f21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_8d5c4b8a-1614-4196-a690-ef8eb5b8e14a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntitiesTable_85e84195-d9fe-457f-b5e6-73bba0698f58" xlink:to="loc_us-gaap_StatementClassOfStockAxis_8d5c4b8a-1614-4196-a690-ef8eb5b8e14a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_e91dbeb5-9165-46f8-9a91-5b85a04b5447" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_8d5c4b8a-1614-4196-a690-ef8eb5b8e14a" xlink:to="loc_us-gaap_ClassOfStockDomain_e91dbeb5-9165-46f8-9a91-5b85a04b5447" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_241f0eb9-527a-4286-919f-a786f1250cba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_e91dbeb5-9165-46f8-9a91-5b85a04b5447" xlink:to="loc_us-gaap_CommonClassAMember_241f0eb9-527a-4286-919f-a786f1250cba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncumulativePreferredStockMember_336b3ae1-ee70-4ecf-91a8-4247a77c119c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoncumulativePreferredStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_e91dbeb5-9165-46f8-9a91-5b85a04b5447" xlink:to="loc_us-gaap_NoncumulativePreferredStockMember_336b3ae1-ee70-4ecf-91a8-4247a77c119c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressesAddressTypeAxis_fe32dad8-c6ac-4d34-986c-5d03f612cb16" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressesAddressTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntitiesTable_85e84195-d9fe-457f-b5e6-73bba0698f58" xlink:to="loc_dei_EntityAddressesAddressTypeAxis_fe32dad8-c6ac-4d34-986c-5d03f612cb16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AddressTypeDomain_581061fc-70a7-447a-88c3-e68a113e4eb3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AddressTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityAddressesAddressTypeAxis_fe32dad8-c6ac-4d34-986c-5d03f612cb16" xlink:to="loc_dei_AddressTypeDomain_581061fc-70a7-447a-88c3-e68a113e4eb3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_FormerAddressMember_41ad7ac9-45bc-4756-8964-e52d11dcc934" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_FormerAddressMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_AddressTypeDomain_581061fc-70a7-447a-88c3-e68a113e4eb3" xlink:to="loc_dei_FormerAddressMember_41ad7ac9-45bc-4756-8964-e52d11dcc934" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityInformationLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntitiesTable_85e84195-d9fe-457f-b5e6-73bba0698f58" xlink:to="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_a87b8f2a-97ea-464b-8cbc-2d46539ef829" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_DocumentType_a87b8f2a-97ea-464b-8cbc-2d46539ef829" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_e12bb858-351a-4185-9539-3617d50e1060" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_DocumentPeriodEndDate_e12bb858-351a-4185-9539-3617d50e1060" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_fb82950d-7e68-4a3f-80f0-d205ec365fd6" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityRegistrantName_fb82950d-7e68-4a3f-80f0-d205ec365fd6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_c672aed5-f82a-4197-a3f5-ec3c9ceae39f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityCentralIndexKey_c672aed5-f82a-4197-a3f5-ec3c9ceae39f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_27c84e5c-0028-4421-a1f6-671dfbbafa5f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_AmendmentFlag_27c84e5c-0028-4421-a1f6-671dfbbafa5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_49f47dab-8d53-4ebb-b83a-e14310462dba" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityIncorporationStateCountryCode_49f47dab-8d53-4ebb-b83a-e14310462dba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_73a089de-b226-4ecf-84ff-869d5e47f339" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityFileNumber_73a089de-b226-4ecf-84ff-869d5e47f339" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_cd5644ba-859c-4217-b35a-9e7c3131c09b" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityTaxIdentificationNumber_cd5644ba-859c-4217-b35a-9e7c3131c09b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_33791986-4386-4dae-af2a-304762b2eade" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityAddressAddressLine1_33791986-4386-4dae-af2a-304762b2eade" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_6e13d858-f5bd-4232-a2c0-ee6a0a166533" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityAddressCityOrTown_6e13d858-f5bd-4232-a2c0-ee6a0a166533" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_2e1ce6b7-3112-45b9-8e9d-718ddbadc447" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityAddressStateOrProvince_2e1ce6b7-3112-45b9-8e9d-718ddbadc447" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_09d94b11-5ece-4c9f-bea9-6a9468d858cd" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityAddressPostalZipCode_09d94b11-5ece-4c9f-bea9-6a9468d858cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_6e2d079c-2647-4fdf-8d1b-b702bfe68f1f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_CityAreaCode_6e2d079c-2647-4fdf-8d1b-b702bfe68f1f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_e45710ac-c551-4c7a-b512-97fbb3df5498" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_LocalPhoneNumber_e45710ac-c551-4c7a-b512-97fbb3df5498" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInformationFormerLegalOrRegisteredName_e5366934-2588-44d4-97fa-4601bf9fb520" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityInformationFormerLegalOrRegisteredName"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityInformationFormerLegalOrRegisteredName_e5366934-2588-44d4-97fa-4601bf9fb520" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_35fd44ac-509e-47b9-bd5e-5013a33ce06f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_WrittenCommunications_35fd44ac-509e-47b9-bd5e-5013a33ce06f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_99b3b272-579b-4076-be09-9a0728757764" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_SolicitingMaterial_99b3b272-579b-4076-be09-9a0728757764" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_5b104298-12ac-4b37-b5ac-7038e8be70b3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_PreCommencementTenderOffer_5b104298-12ac-4b37-b5ac-7038e8be70b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_d11a82df-0de1-40ce-9a56-4f64959fcc26" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_d11a82df-0de1-40ce-9a56-4f64959fcc26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_8f5b2072-e510-400a-8b05-35594220d9e6" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_Security12bTitle_8f5b2072-e510-400a-8b05-35594220d9e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_3f9c644b-59a7-4391-aa42-0a14ce8791a6" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_TradingSymbol_3f9c644b-59a7-4391-aa42-0a14ce8791a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_20d5dd65-4728-4d8f-b054-7ff66655b02c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_SecurityExchangeName_20d5dd65-4728-4d8f-b054-7ff66655b02c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_e61f9761-7e4f-4d4b-99d4-32e9ddcc2f5f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityInformationLineItems_8a9ac7c4-ed8d-40ff-8a3d-e1f325eaf01f" xlink:to="loc_dei_EntityEmergingGrowthCompany_e61f9761-7e4f-4d4b-99d4-32e9ddcc2f5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information Document<br></strong></div></th>
<th class="th"><div>Sep. 29, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityInformationLineItems', window );"><strong>Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Sep. 29,  2025<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">SLM CORP<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001032033<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-13251<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">52-2013874<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">300 Continental Drive<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Newark,<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">19713<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">302<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">451-0200<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember', window );">Common Class A [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityInformationLineItems', window );"><strong>Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common stock, par value $.20 per share<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">SLM<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_NoncumulativePreferredStockMember', window );">Noncumulative Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityInformationLineItems', window );"><strong>Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Floating Rate Non-Cumulative Preferred Stock, Series B, par value $.20 per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">SLMBP<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14a<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonClassAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_NoncumulativePreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_NoncumulativePreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
.report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

.report table.authRefData a {
	display: block;
	font-weight: bold;
}

.report table.authRefData p {
	margin-top: 0px;
}

.report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

.report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

.report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

.report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
.pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
.report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

.report hr {
	border: 1px solid #acf;
}

/* Top labels */
.report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

.report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

.report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

.report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

.report td.pl div.a {
	width: 200px;
}

.report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
.report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
.report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
.report .re, .report .reu {
	background-color: #def;
}

.report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
.report .ro, .report .rou {
	background-color: white;
}

.report .rou td {
	border-bottom: 1px solid black;
}

.report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
.report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
.report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

.report .nump {
	padding-left: 2em;
}

.report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
.report .text {
	text-align: left;
	white-space: normal;
}

.report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

.report .text .more {
	display: none;
}

.report .text .note {
	font-style: italic;
	font-weight: bold;
}

.report .text .small {
	width: 10em;
}

.report sup {
	font-style: italic;
}

.report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.25.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>3</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>2</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="slm-20250929.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>0000001 - Document - Document and Entity Information Document</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.salliemae.com/role/DocumentandEntityInformationDocument</Role>
      <ShortName>Document and Entity Information Document</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" isOnlyDei="true" isUsgaap="true" original="slm-20250929.htm">slm-20250929.htm</File>
    <File>slm-20250929.xsd</File>
    <File>slm-20250929_def.xml</File>
    <File>slm-20250929_lab.xml</File>
    <File>slm-20250929_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="25">http://xbrl.sec.gov/dei/2024</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>14
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "slm-20250929.htm": {
   "nsprefix": "slm",
   "nsuri": "http://www.salliemae.com/20250929",
   "dts": {
    "inline": {
     "local": [
      "slm-20250929.htm"
     ]
    },
    "schema": {
     "local": [
      "slm-20250929.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd",
      "https://xbrl.fasb.org/srt/2024/elts/srt-roles-2024.xsd",
      "https://xbrl.fasb.org/srt/2024/elts/srt-types-2024.xsd",
      "https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd",
      "https://xbrl.fasb.org/us-gaap/2024/elts/us-roles-2024.xsd",
      "https://xbrl.fasb.org/us-gaap/2024/elts/us-types-2024.xsd",
      "https://xbrl.sec.gov/country/2024/country-2024.xsd",
      "https://xbrl.sec.gov/dei/2024/dei-2024.xsd",
      "https://xbrl.sec.gov/exch/2024/exch-2024.xsd",
      "https://xbrl.sec.gov/stpr/2024/stpr-2024.xsd"
     ]
    },
    "definitionLink": {
     "local": [
      "slm-20250929_def.xml"
     ]
    },
    "labelLink": {
     "local": [
      "slm-20250929_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "slm-20250929_pre.xml"
     ]
    }
   },
   "keyStandard": 22,
   "keyCustom": 0,
   "axisStandard": 1,
   "axisCustom": 0,
   "memberStandard": 2,
   "memberCustom": 0,
   "hidden": {
    "total": 2,
    "http://xbrl.sec.gov/dei/2024": 2
   },
   "contextCount": 3,
   "entityCount": 1,
   "segmentCount": 2,
   "elementCount": 36,
   "unitCount": 0,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2024": 25
   },
   "report": {
    "R1": {
     "role": "http://www.salliemae.com/role/DocumentandEntityInformationDocument",
     "longName": "0000001 - Document - Document and Entity Information Document",
     "shortName": "Document and Entity Information Document",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "slm-20250929.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "slm-20250929.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "dei_AddressTypeDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "AddressTypeDomain",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Address Type [Domain]",
        "label": "Address Type [Domain]",
        "documentation": "An entity may have several addresses for different purposes and this domain represents all such types."
       }
      }
     },
     "auth_ref": []
    },
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amendment Flag",
        "label": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CityAreaCode",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "City Area Code",
        "label": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ClassOfStockDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ClassOfStockDomain",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Class of Stock [Domain]",
        "label": "Class of Stock [Domain]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommonClassAMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommonClassAMember",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common Class A [Member]",
        "label": "Common Class A [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cover page.",
        "label": "Cover [Abstract]",
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Period End Date",
        "label": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentType",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Type",
        "label": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntitiesTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntitiesTable",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entities [Table]",
        "label": "Entities [Table]",
        "documentation": "Container to assemble all relevant information about each entity associated with the document instance"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, Address Line One",
        "label": "Entity Address, Address Line One",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, City or Town",
        "label": "Entity Address, City or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, Postal Zip Code",
        "label": "Entity Address, Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, State or Province",
        "label": "Entity Address, State or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressesAddressTypeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressesAddressTypeAxis",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Addresses, Address Type [Axis]",
        "label": "Entity Addresses, Address Type [Axis]",
        "documentation": "The axis of a table defines the relationship between the domain members or categories in the table and the line items or concepts that complete the table."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Central Index Key",
        "label": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Emerging Growth Company",
        "label": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity File Number",
        "label": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Incorporation, State or Country Code",
        "label": "Entity Incorporation, State or Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityInformationFormerLegalOrRegisteredName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityInformationFormerLegalOrRegisteredName",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Information, Former Legal or Registered Name",
        "label": "Entity Information, Former Legal or Registered Name",
        "documentation": "Former Legal or Registered Name of an entity"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityInformationLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityInformationLineItems",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Information [Line Items]",
        "label": "Entity Information [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityListingsExchangeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityListingsExchangeAxis",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Listings, Exchange [Axis]",
        "label": "Entity Listings, Exchange [Axis]",
        "documentation": "The axis of a table defines the relationship between the domain members or categories in the table and the line items or concepts that complete the table."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Registrant Name",
        "label": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Tax Identification Number",
        "label": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_ExchangeDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "ExchangeDomain",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Exchange [Domain]",
        "label": "Exchange [Domain]",
        "documentation": "The set of all exchanges. MIC exchange codes are drawn from ISO 10383."
       }
      }
     },
     "auth_ref": []
    },
    "dei_FormerAddressMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "FormerAddressMember",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Former Address [Member]",
        "label": "Former Address [Member]",
        "documentation": "Former address for entity"
       }
      }
     },
     "auth_ref": [
      "r6",
      "r7"
     ]
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Local Phone Number",
        "label": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NoncumulativePreferredStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NoncumulativePreferredStockMember",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Noncumulative Preferred Stock [Member]",
        "label": "Noncumulative Preferred Stock [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "PreCommencementIssuerTenderOffer",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pre-commencement Issuer Tender Offer",
        "label": "Pre-commencement Issuer Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "dei_PreCommencementTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "PreCommencementTenderOffer",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pre-commencement Tender Offer",
        "label": "Pre-commencement Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "Security12bTitle",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Title of 12(b) Security",
        "label": "Title of 12(b) Security",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Security Exchange Name",
        "label": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_SolicitingMaterial": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "SolicitingMaterial",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Soliciting Material",
        "label": "Soliciting Material",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "us-gaap_StatementClassOfStockAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StatementClassOfStockAxis",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Class of Stock [Axis]",
        "label": "Class of Stock [Axis]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "TradingSymbol",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Trading Symbol",
        "label": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "dei_WrittenCommunications": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "WrittenCommunications",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Written Communications",
        "label": "Written Communications",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act."
       }
      }
     },
     "auth_ref": [
      "r8"
     ]
    },
    "exch_XNGS": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/exch/2024",
     "localname": "XNGS",
     "presentation": [
      "http://www.salliemae.com/role/DocumentandEntityInformationDocument"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "NASDAQ/NGS (GLOBAL SELECT MARKET) [Member]",
        "label": "NASDAQ/NGS (GLOBAL SELECT MARKET) [Member]"
       }
      }
     },
     "auth_ref": []
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 10-Q",
   "Number": "249",
   "Section": "308",
   "Subsection": "a"
  },
  "r7": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 8-K",
   "Number": "249",
   "Section": "308"
  },
  "r8": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "425"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>15
<FILENAME>0001032033-25-000026-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001032033-25-000026-xbrl.zip
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M:#7B?=4L^']8U2P 7^771T52"=Z60DA(-$L%8.=O[5:O>46ZO7JOV5U4@V/
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MP5S]].=)TTMV>ZD$*:[;XFABVTMH4V?[!_I+K/Y5D.FGNV*VNHF?QDG"4(I
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M!F%P2O7='CIAP08P=.!&TL=M;T;(KBRSCJ3Q=I%RV#074-_N2V+,6XY).$V
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M/6%\,TIV90UU+)5'@^6G_0>Z8B^_O'FQ^J)[Z?X[V)L7_P=02P,$%     @
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MSU!?+YV0KYN56'.KXALI"[Q& G2]Y%UE'R>$8.^1_D0M =8'<$IGE67XX*V
M$KOD&I.EFQ7J-LGKDG)!I/-B74C6-%E,"5@EA/$+:MI%/Y#Z['3<'"2OF!*Z
MT*-#6SF_;E8C/..%.O!"XR6!4&:_0C8^T,0S> SF8^'W1(5WR^1<;DV&++D@
MK/.Z,JRP1*#'=Z*EL:P\NSL49(-O9XED^0F\H6L=W?M_U3C4FNO";Z.@3U*#
MB,(P&[\WO7?F'\"3I" H=0:W7LAZZ66I&S1[?>=_\ YOWUZ8F!'LIJ*BW=%[
M&1_,5N:A/3@M9Z2!<!R)K^?S(6RRJ,/87<6R8[P"'5&J$!)"38:_:&UMD'_Q
M3&X[==PK<"G*T63*[[7=SV??IZ0DRW[D5HP1#YA8?-9X?B;,-^+4:BE@CI&Q
MQ<3?NX)N4(4XSZP X?6@#(2=?+E"</HO.-D6+[YRC]0)5$ &[ PTM*@;I/VJ
MDHKP_TN <@N]%!WCN0^^Z#@QG?Z',?V<'XJ?TXKP>,[.5T9+K9,K[V8.D8NR
MN%6ECT4P.,B6R;L$\]2 1\$$GG5&^1:#+%>_N8O'7 F(20G1I4#,1@S X9_5
M=7EI/9W!/:;&]1?=66=4/>"Q6^E0@$.^<U]94E?$8:,SG;DXD(+JI<IMCQ5_
M_V34CRK6P1%/B;=W37M6OM Z[<C$K(MIVGUX'*Q-*N;D]%^_75UC[H7@:F_?
MG?SQYN3M__EN5=,)@AFF>9U).$MO/C*Q=)A-]D(K"HDT+2CWR*C03<\2XXNQ
M"88=G.J95ONC-+H;P@&+6@)#:,-G(CH)P1\\A^#797,@7SAX?'1L.D$@$%T4
MX51,<XI(4/"(X^G>8=%2^RML";:76@2_9J-8^CN7VR@,+*P>=V]>5PP6H.=Z
MC8^,R=O-E1.<F#$&'V0L1>?UOX 1D)&I*J43=(UW+\1 PI$VESM]L95WWYG6
M[P%VN#8'V.7@ZOKRC-OGO+WX?7!^<KXJXZS?"I'W:'O6C]>XA]%C@ CN7P<.
M]U,D:TSXS@3QQ&=PFJ0I[%JDJ_I0()M^Q;3=YWFV51(.A_?JBCND:[DZ5>JB
M%7M\A;K<J_:B/]K*/MH8;F[L;[J,'@R8-+_4G#VHQE#7@$JJRI8!,W(6(Y&)
MSQH3[ZC0<($.S9N, N1T6)#6I;J!HP!U\%O_@0L$(*35OW(&<7_P(=+,>=UO
M[D7,X?_'-?P3QCOB&_G-=_ -M9_#)TZ+((%PI-RQ01FJ%4*6)=JC](-MU.F"
MZZD- $X79[?#<J:#!A<0,]U#A/+9>$DB:**I:(!=.BJ4;Y,<JS:73)/?"1!/
M5CGM>=B%:OB<S=JN)[M'FQN+X@AY6?WTX^[Q_FLG\K!@VGTKQ;U3>SOBQ..]
MMSIN"[(G^2,6> J5+DH<VL8S0RS T1&U1E"@H,V;2G>%NPEW7%H>47GX$K6U
M/&[WM_=W\)&/D6!?\'!_FN"S0QP0JE,R0*NDG^(R/3-,UH.[B04ORRO=GR8E
M@QK63OX5:N!P(",'";[BZH"2"IIUZ(R#V9M&Z& #E+1/BB@F.(_I#D('A<IN
MHAOFRXZ<6[_1/^JZ=4>K,C;^FQW*< BV0=F2?4>#U7L5M>E='FSL;4HAQ/(2
M_%[S&GHEK4BIX .]1I]2I>M1=+G1K"Y 16I\N5.W? A[,^Q_]MHBW?OL!5,5
M857*74:6'MPTNJ&_N,45_3EFUY8L0>[)$U*.I4[Y^RC&JD#\RS28XEL4#DP+
MUZ>,IK0UA6-8E_V(A9H7QM#TP@0Z=!#-HA&9JZ48GVC=N&4&R&>@>^3@9C5<
M.ABG@ /1WVUM&+![(-,YAE [U O29P>W,(5"<].1+-3'?ENE;*^3O.E!K8N\
M+=78S74PFAQI1@UT9<GEK.Q->B4'NU)2--*O;R3"7GQ4+*J4=;@KDDK@-'J9
MRRA5]#>HEM$$\RGP>#!L;E$EJ[@>L8BF.9>++*M[%&EHKXE)U.JST3"RLC%5
M10FV0,FH&99^2<VAA@X@7T(/=EMB+1CF^N"TM&CT!]72(PC7:CXF^1VFOOJ<
MCG9E@+B/G<)HK"M=.85:D3_[#,'$$"XQ*#H]X"C7W[(Y0AH84H[2J%:Y]YT0
MG6%MG*5%['X;\8@T4(Y.B014#P9WO:;)[IP\IVPH97/X9%(V:Q"DT/NU*<'A
M\MUJTI/4'P\./N1\NO]\,A2"QFP3WW[1<W19M/,8T 8<CW*C8*Z5_L5M>M8[
M-/ (>-.50@,$.64W[FJE,/M"">_>7':'K^E6\7OZANXYX[H'%H_]3;CD7LID
M7?QRCFE;JU8&B4:"RD9PJ$8W;.+:YL7B54:<!6:<%<:&P#S$3 'NXYFBS4PX
MT2(BMXS.XKL)DV918VAP%$84DG1<0%Y6!'4PW5HNP-DF+!G57&.A0<^E2I/F
M\&CY+=#"Z:A.(M<7 =*VN-STT$$O@4LQPZ:1T[&*C3E<'#7#Z8A&#",<46;"
MCW_9EJAU&CL58+H=+G&.42VJ]R8FO3V"/9M/D6Z O7I35&*_6&T9?"=\Q?7X
MX@AR1]*A(WN^SGG<HS5*I[\;G%P-OCS;<[2]>K)G+:I$UJ<.WSNX<H<R6[I=
M9Z:BB\@W,,\YUQ%G]"6Y>#/43/"</(R3<C2!15.^[M+Q,\DP<J_N=M0[=&+>
M&+57,6SELLP+-C_-W_HFY.](\4*4):KLN#_1ZQ=<!R D9+GE%M4JU/:V+Z6Y
M?>F$'LFI*B4JF4NK\#8#BF8[V=#ZI2I \A1?";Y'4L+QPH\8P^DS,B^=$=JV
M+E1A6\;INU$':JM%I\$&"$O*:BN5J>V;()X$( X^($E,;UWD;8M ?>YH68AT
M>IM%$_](HV2*BZ[@B=BZ:!35$N0W/_ZKCF^F(@A4G RKQI(232.Z2ZR&U*+(
MELF$ 0BO[:+ 1708=L9,$X7@2CQM\#'@B!>9FI=R'-*]S5J#TP,G'!RR98Y;
M+3394DP<$[BYSNC/T.D&"/_FDL^\L'73DRCV@-J&YIUH09N( 4$@\/386@R$
MY,6YDG '9F<9!P!J@RNXAW.Z'UL>[BTYD:(^1;!9E,67L,[ GX-"]-9*'DVU
MWP3?;U1_GX!J.04E4R0&(@]6@ .17P,:P)/30=\L@*P7_LB+CS!O#N"0>9A!
M#26T6.<Y'(S)R!(H@OSMOGRQXY((D[U94>"J"%(X(=( H1RW48J; YYTC2C\
MX/>S,V/H@7&=!I=<T6_N>G00VFX;\)!=&@S\L;_TNA='1_PRYY'0PKR+AC"2
M2Y5*:1K\DG]Q HH>7B83N_%4\QQC/G4MQ&(]I.(7YOK"V1<:V> =N2)F(G^%
M$ZU*1L%91DW92#K0FVALO#68TU_/SON>5)32O9V=%SQU VT5./R09QEV)4'A
M!^>LFMLM<7S0]_P-+L^N^I[ T"$L&H/)5R">LZ%QX 22\U0.B''NN?%PH&!U
MGU/I$Q7#"'S5K8M/J3)3#NNT%RZ][C2/XZU?"LSU_H'GT54%)QD"#\FEQ0$@
M)6V-)N6'(J\DS&ANO[M#O[EVM)'%:+/R33(LQ#=G%8_J):?0-H:=IR&^K%_=
MQ&9"-9\ISTQPJ-]K(KMC?"7GLIV;E53!!<8#&S+2M#<D#SLI2S9E+*>$^^PP
MN(U&\A>%;TU)%9D+ J)/U0UY#60>Q-)DBLU$>=-1YYN"14QF 2\(#@?3+=$=
M)L6+*C0A&G[VOVLP(K;T9_@[OCFU;8H73B7<4Q$+%_S]G&.A',O1]YIC^;M!
M@\</$:!Q55$E#"NG>W9UIR,!6SH:?9Q%L,7!&\(Z5_P3(6BFCB0DSZ2H&M<)
M03?]BP*2XK[@UBNK4COYP[HHE7A',\10H)HPCE&:P#LP9[?YC/A %=AO:(XM
M#K5]1I3_&TL7<,<6 KB2=BLK[)9A\+^Q9 _ E2(5P"REE [S?3076&V<,HPO
M<*K;RX61YM2,@))VULXL/AE[=='3*(_6>A@Q@Z6&*3FA7Y9T9L'_YNDMD64E
M'"!RM3@&-+"1<,DA&O(+\V[8L)I%A<_P^-1DPF.^YCIG7F6)I_1M(ZY'6(?T
M%4@=$EG1A@D# ;6$P4K4OI@7( C4O,W7C53#0G[,C!,@R&6I88)ES2FF0MW4
M*0;PYA(E"H846 %)OHE0M4HI@Q\.,S8-HA#AYG0CNREHU5.PEY":B3T$O,AL
MXY);]L"Q6NMH!SX%W.^ZR7;B7+^L$/"!ME/7J7JT?;0.9?']L==]3CD;UW!@
M3":XSH.KFMR?"Y-6NU+JH_$E&/[>TY:T>0,\>HCB376+OLZX,C,DOD"AG:&N
M0I=66-:)IM*]'$(B[4ZT2Z283\_LOF6Z@E*<EC8#[J)+:<CV24MUA\C]#IWB
MOQDJ&%J2E3)9N]LMF_3E3FOO'&Z_7-^]L]L/'W-'"A'Y#75=&D7^1[@8*KNQ
M(%R2S8L4_^*(:*E[=91-)WYC[V7PV_;5]EN$6N\>@5E\M'<D<3,,N&MJ/,OD
MG$5572@#/-)]D<5#1SR"&$5M&9*^M1%FT NQ[ 9(_^S&LR]F,_!\T<2><S-$
M<L_[M@D&@XNWO1L$'M6U'SD*;>@(LWFC.04&GLKNW%O?W:DPI#S2>85Q39M'
M=DBNG1.-0T?=RCL84RH!5\G:%M\PZ^0VN9N* T!Y\526^A':+*R\U/DD&6I+
MF:M(S;JSO;*1; ;3Z*->?00+I'DIZC-QD@TN-8B)ZE&?>X0'X.62RPT%15U)
M]07=V]X7ZY 5K15[!J%3/>0^K\I9FX!N9=819A7D4*V8'()2&BD!%XGI/V3Z
M#C9@;M"VR:;<V\SW&(9Y3+\D\ %1%E $FR[[JX[I,QJ#10H031>=368"8 8L
M"HK?5<!;9$])TY7V&[I!I#@?U1*Z0?O- 6[Q68AEM[A5G>5!AI:LBZ4%L?$)
M.B\:N'ME71A"O7WB9BGNT>6I[<^8,2D@QE>8Y7 K&@;&F1UGR1(+.*-O]C;E
MN;S=[) 76P%C1)"7729FM01#8R+,))C$S_Z!(%7,/%"DIJA3Y4P"%Q?YC&E_
MP4W+F OVM?MW_YQKK1ALP%O;'1&Z;C!+O6?7^OO!E7[?@S4.K!=\(@7/IS)5
MZ%%&QPG_B BY/\./W%N/BZB.]8_:LZ,GX#F(3T'\X^\TB/\WC^G'/Y175X*E
M2L=;CL[+BYLH2_[[GH#H/9/302NTUC9,+Z4,BT"13O^A2P?_1[SVL);@+\(2
MJK+W (QION.3B:P6K-L_:A![X0>]%$_8PHF5XR?[VWLMD4?!;?*7[6X?S):K
MHQ5OWJ%L^.;KL'G6)Q+CT'*#5T=&@4^Q1_ '/T*HDX\SS=BE.9_0PE-&55**
M/T_%")J&#E52)WFLIK7"1^K/CE?2IY^U_H\@7&NGK-<GMC#X AD(;?A K'ZV
M\$EN]2<-AR'0=,(4K>MD.YY[WJ1Y!/:G!N]&^[L(J*]'6%A_*[E3]RF&.I\N
M%<(CZAR7)@H^$61-G8&1/*Y3IJ6(]-T4$R",H[0T\11YC=\RP@I<H?U=<@/0
M&9]BS-S&M!Q*$/[BDOJNKSM.<H&JZ",QW\ -X*4K JZ/$%]/_E0W6XWI*V#*
M KYH%P=G2//)AW2HWQ''CIEIV!]$ZTT8Y<H$$#PN-*_2H60<M,S4]M6VXY':
MQE1-/+(FYF*'B-EZN,--@HW,LTQ&*TYY8UVL'U5ZF4/=N_0+5,D]BN,I*JKU
MB8PQ;WR 3M=HH@6'N]Y;7J$5VFG,0 ,0W1,B+0B-DV14TQ+K $WS>#4Q<N)*
MERR:A3]RNJOHYAFT 2/61=RAJ1MM!%(?J[&2UD$BTMQA!$5>D![JH[CU]6R2
MI[&F J0A?_W#^7D;/!;Y^V?8AZ;<[*-2,T.-V;$+N"&-JA!^Y)*+NB29?"!Z
M@3I7[V/ J:ZH0LT&C I.ML$?L>X=LN(I!)<N.H28[;1";6\::-&I! ;#34Z!
M-MW,T-@85.3E6@WP?#M\CC.Z0W">7P;'IJ9G=]\@JY(I@O?H)+<(?] T8[:C
M*8#:*&@KN4&/M$B94^"3QZ0<:)KTKQWF=68U19/Q%39Z#=LXN.["WDC'AASL
M)EDITXL.Z;:1J@<1Q&)["+C&C[<;MF]*E4;%,*D*#4-NA,PIX6>KO:LB&=;X
M^H;7CSG='.2TVW\#;:*HP%A,+87ES.Y*;'!+]/:S!GL@#?8([-^?H<$$N\DE
MGE&UT(A=!ML4#)=D/U$M2("P65/*I?'1G*WVUJ-!D,L:P2I>.Q4)BOL&11'\
ME0\-?4H!-P>#.5XLLT\K<O[B^XR</VN;S]<VCT".\!G:AKQ-8CJIY>RD?'$^
MW-*U[W=%CGXDV?68'%2:JBDJ;8T04@9ZM7O<1M36#K-O"XO ^L%MK=1LJR0E
M4YX.8_TD_68QGD#=9A&XI+CZ9@(:J&R$.)#X4\6VMQ-].%0J"ZC_%%XF]4GH
MI' 3#J] R2]+\EOV\8&N>^^82F83TBG:_A)8C!.B,N'WP#'@L.1%9U&)_:.M
MG= %8#14 -CSS>D2+2#>DDP122;4U20O0#YBI^WA%Q"2/$ @X+[]>[1]M+;;
M]WBMMB]63&2&0L.O?'>+[%'.XIPV.F9SFN$F>^*3T$U@BDO\-G1^")Y&H>CW
MDI\GP78V)I6)E *: G&\29#P,((CS"7I:8[*&_,79R2[#X']M96B%VLC11([
M$J[(%!W(F&'7( 4?A<[535-RN$B17?FQNQX"B2NKHF:09-)\ %V+["]3M&4I
MZJ/O) +'M3^BV74?60QTESI(OH@,P@@C>%B*X\U@3W5C^ @Z1C]Q[-X[BGA7
M3/EK?X=2ZE=-)97&ZXHCK!&[L%RV2-2\0-%(]6)O#\8!X40QHER?'7=T2. :
M+(8A4J4>'K&<S)*DL=3!>H]ZE#WU^6J?$JH/NA.;AGDWT/@!]/DJ#VY,]?8Q
M=3]X>W'^R]GIX/SZ[.3=V?6?JQOIBV;Y<.DI_?@TAEB= 3OWO]W(,UAI;$LN
M:K+,O]5X2)=\1G_&"H9*T#'NHHGEZ##S@GMN/*SQ$**>J8=I,H(-3=PW$FO"
MIPF[=4C;+BD;-;(A_7YK@AV.*C6:9%3A&D=5A/6N8(;%Q#:5CX@$FTSC:6T
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M$XC%AH?19%&3@*G&8E,N/E;L]4I$0(/4&J6[;7]\0A6X*6@4\/,QA?$<F*3
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M2APZPDQ"DM4(UYSG8I M1Y>U6!&:LT^IG;QP8K$2:UTE4OJ4->,964LA9I%
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M.P[8:F0J)+2W)5P4JYFBJ0Z$:?Q&8=!V!H<9X:/<RD-;^"_>D19L>&UX*!V
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MBH3GK)2H&+P/&Z?$,PYJZ1;6 :'"TKF@XEX^IG^17F13.6S 7"@&#'R)YCI
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M,ZFFZ<__'U!+ 0(4 Q0    ( ,N#/EO.$\3G"1,  ,!]   0
M  "  0    !S;&TM,C R-3 Y,CDN:'1M4$L! A0#%     @ RX,^6\A;$$ZI
M @  4 D  !               ( !-Q,  '-L;2TR,#(U,#DR.2YX<V102P$"
M% ,4    " #+@SY;]X=;1/0)  "'30  %               @ $.%@  <VQM
M+3(P,C4P.3(Y7V1E9BYX;6Q02P$"% ,4    " #+@SY;<UU3[P /  !C@P
M%               @ $T(   <VQM+3(P,C4P.3(Y7VQA8BYX;6Q02P$"% ,4
M    " #+@SY;6B0ES'\)  #M30  %               @ %F+P  <VQM+3(P
M,C4P.3(Y7W!R92YX;6Q02P$"% ,4    " #+@SY;X!0@@B-%  !<N0$ $@
M            @ $7.0  <VQM,#DR.3(P,C4Q,#$N:'1M4$L%!@     &  8
*@@$  &I^      $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>slm-20250929_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2024"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:us-gaap="http://fasb.org/us-gaap/2024"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="slm-20250929.xsd" xlink:type="simple"/>
    <context id="c-1">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001032033</identifier>
        </entity>
        <period>
            <startDate>2025-09-29</startDate>
            <endDate>2025-09-29</endDate>
        </period>
    </context>
    <context id="c-2">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001032033</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonClassAMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2025-09-29</startDate>
            <endDate>2025-09-29</endDate>
        </period>
    </context>
    <context id="c-3">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001032033</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:NoncumulativePreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2025-09-29</startDate>
            <endDate>2025-09-29</endDate>
        </period>
    </context>
    <dei:EntityCentralIndexKey contextRef="c-1" id="f-24">0001032033</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag contextRef="c-1" id="f-25">false</dei:AmendmentFlag>
    <dei:DocumentType contextRef="c-1" id="f-1">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="c-1" id="f-2">2025-09-29</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="c-1" id="f-3">SLM CORP</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="c-1" id="f-4">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="c-1" id="f-5">001-13251</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="c-1" id="f-6">52-2013874</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="c-1" id="f-7">300 Continental Drive</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="c-1" id="f-8">Newark,</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="c-1" id="f-9">DE</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="c-1" id="f-10">19713</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="c-1" id="f-11">302</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="c-1" id="f-12">451-0200</dei:LocalPhoneNumber>
    <dei:Security12bTitle contextRef="c-2" id="f-13">Common stock, par value $.20 per share</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c-2" id="f-14">SLM</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c-2" id="f-15">NASDAQ</dei:SecurityExchangeName>
    <dei:Security12bTitle contextRef="c-3" id="f-16">Floating Rate Non-Cumulative Preferred Stock, Series B, par value $.20 per share</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c-3" id="f-17">SLMBP</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c-3" id="f-18">NASDAQ</dei:SecurityExchangeName>
    <dei:WrittenCommunications contextRef="c-1" id="f-19">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="c-1" id="f-20">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="c-1" id="f-21">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="c-1" id="f-22">false</dei:PreCommencementIssuerTenderOffer>
    <dei:EntityEmergingGrowthCompany contextRef="c-1" id="f-23">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
