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Regulatory Capital | 12 Months Ended
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Dec. 31, 2013
Banking and Thrift [Abstract] |
Regulatory Capital | Note 12. Regulatory Capital The FRB has adopted capital adequacy guidelines pursuant to which it assesses the adequacy of capital in supervising a bank holding company. The following tables illustrate the FRB’s adequacy guidelines and the Company’s and the Bank’s compliance with those guidelines:
| December 31, 2013
| Actual |  | Minimum Capital Requirement |  | Well Capitalized Requirement
(Dollars in thousands) | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
Total capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |
Consolidated | $ | 1,005,980 |  |  | 18.97 | % |  | $ | 424,322 |  |  | 8.00 | % |  | $ | 530,402 |  |  | 10.00 | %
Glacier Bank | 948,618 |  |  | 17.93 | % |  | 423,235 |  |  | 8.00 | % |  | 529,044 |  |  | 10.00 | %
Tier 1 capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |
Consolidated | $ | 938,887 |  |  | 17.70 | % |  | $ | 212,161 |  |  | 4.00 | % |  | $ | 318,241 |  |  | 6.00 | %
Glacier Bank | 881,692 |  |  | 16.67 | % |  | 211,618 |  |  | 4.00 | % |  | 317,426 |  |  | 6.00 | %
Tier 1 capital (to average assets) |  |  |  |  |  |  |  |  |  |  |
Consolidated | $ | 938,887 |  |  | 12.11 | % |  | $ | 310,082 |  |  | 4.00 | % |  | N/A |  |  | N/A |
Glacier Bank | 881,692 |  |  | 11.44 | % |  | 308,281 |  |  | 4.00 | % |  | $ | 385,351 |  |  | 5.00 | %
Note 12. Regulatory Capital (continued)
| December 31, 2012
| Actual |  | Minimum Capital Requirement |  | Well Capitalized Requirement
(Dollars in thousands) | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
Total capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |
Consolidated | $ | 923,574 |  |  | 20.09 | % |  | $ | 367,701 |  |  | 8.00 | % |  | $ | 459,627 |  |  | 10.00 | %
Glacier Bank | 851,819 |  |  | 18.79 | % |  | 362,711 |  |  | 8.00 | % |  | 453,388 |  |  | 10.00 | %
Tier 1 capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |
Consolidated | $ | 865,213 |  |  | 18.82 | % |  | $ | 183,851 |  |  | 4.00 | % |  | $ | 275,776 |  |  | 6.00 | %
Glacier Bank | 794,228 |  |  | 17.52 | % |  | 181,355 |  |  | 4.00 | % |  | 272,033 |  |  | 6.00 | %
Tier 1 capital (to average assets) |  |  |  |  |  |  |  |  |  |  |
Consolidated | $ | 865,213 |  |  | 11.31 | % |  | $ | 306,005 |  |  | 4.00 | % |  | N/A |  |  | N/A |
Glacier Bank | 794,228 |  |  | 10.55 | % |  | 301,013 |  |  | 4.00 | % |  | $ | 376,267 |  |  | 5.00 | %
The Federal Deposit Insurance Corporation Improvement Act generally restricts a depository institution from making any capital distribution (including payment of a dividend) or paying any management fee to its bank holding company if the institution would thereafter be capitalized at less than 8 percent Total capital (to risk-weighted assets), 4 percent Tier 1 capital (to risk-weighted assets), or 4 percent Tier 1 capital (to average assets). At December 31, 2013 and 2012, the Bank’s capital measures exceeded the well capitalized threshold, which requires Total capital (to risk-weighted assets) of at least 10 percent, Tier 1 capital (to risk-weighted assets) of at least 6 percent, and Tier 1 capital (to average assets) of at least 5 percent. Failure to meet minimum capital requirements can initiate certain mandatory and possible additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s and Bank’s financial condition. There are no conditions or events since year end that management believes have changed the Company’s or Bank’s risk-based capital category. Current guidance from the Federal Reserve provides, among other things, that dividends per share on the Company’s common stock generally should not exceed earnings per share, measured over the previous four fiscal quarters. The Bank is also subject to Montana state law and cannot declare a dividend greater than the previous two years’ net earnings without providing notice to the state.

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- Definition The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable. The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958568-112826 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1D -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958573-112826 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1E -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958574-112826 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1F -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958575-112826 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1A -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958569-112826 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -URI http://asc.fasb.org/extlink&oid=7881181&loc=d3e65071-112826 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1G -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958577-112826 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1C -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958572-112826 + Details
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