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Revenue (Tables)

6 Months Ended

Jun. 30, 2019

Revenue from Contract with Customer [Abstract]

Summary of Disaggregation of Revenue

The following tables disaggregate our consolidated revenue:

	Three Months Ended June 30, 2019
(In thousands)	Fleet Solutions				Travel and Corporate Solutions				Health and Employee Benefit Solutions				Total
Topic 606 revenues
Payment processing revenue	$	120,717			$	77,273			$	16,836			$	214,826
Account servicing revenue	6,636				10,717				54,669				72,022
Other revenue	19,609				693				6,999				27,301
Total Topic 606 revenues	$	146,962			$	88,683			$	78,504			$	314,149
Non-Topic 606 revenues
Account servicing revenue	$	34,870			$	—			$	—			$	34,870
Finance fee revenue	62,385				496				31				62,912
Other revenue	23,097				2,171				4,608				29,876
Total non-Topic 606 revenues	$	120,352			$	2,667			$	4,639			$	127,658
Total revenues	$	267,314			$	91,350			$	83,143			$	441,807

	Three Months Ended June 30, 2018
(In thousands)	Fleet Solutions				Travel and Corporate Solutions				Health and Employee Benefit Solutions				Total
Topic 606 revenues
Payment processing revenue	$	112,895			$	51,289			$	14,554			$	178,738
Account servicing revenue	5,384				8,995				26,702				41,081
Other revenue	10,525				1,206				5,274				17,005
Total Topic 606 revenues	$	128,804			$	61,490			$	46,530			$	236,824
Non-Topic 606 revenues
Account servicing revenue	$	37,635			$	—			$	—			$	37,635
Finance fee revenue	45,188				228				6,137				51,553
Other revenue	29,785				14,046				955				44,786
Total non-Topic 606 revenues	$	112,608			$	14,274			$	7,092			$	133,974
Total revenues	$	241,412			$	75,764			$	53,622			$	370,798

	Six Months Ended June 30, 2019
(In thousands)	Fleet Solutions				Travel and Corporate Solutions				Health and Employee Benefit Solutions				Total
Topic 606 revenues
Payment processing revenue	$	228,125			$	137,271			$	36,228			$	401,624
Account servicing revenue	13,436				21,302				91,931				126,669
Other revenue	36,595				1,798				13,775				52,168
Total Topic 606 revenues	$	278,156			$	160,371			$	141,934			$	580,461
Non-Topic 606 revenues
Account servicing revenue	$	67,309			$	—			$	—			$	67,309
Finance fee revenue	108,249				853				183				109,285
Other revenue	46,382				11,774				8,472				66,628
Total non-Topic 606 revenues	$	221,940			$	12,627			$	8,655			$	243,222
Total revenues	$	500,096			$	172,998			$	150,589			$	823,683

	Six Months Ended June 30, 2018
(In thousands)	Fleet Solutions				Travel and Corporate Solutions				Health and Employee Benefit Solutions				Total
Topic 606 revenues
Payment processing revenue	$	219,873			$	96,066			$	31,253			$	347,192
Account servicing revenue	13,850				18,464				53,727				86,041
Other revenue	27,567				2,323				13,416				43,306
Total Topic 606 revenues	$	261,290			$	116,853			$	98,396			$	476,539
Non-Topic 606 revenues
Account servicing revenue	$	71,379			$	—			$	—			$	71,379
Finance fee revenue	88,792				487				11,155				100,434
Other revenue	50,316				25,203				955				76,474
Total non-Topic 606 revenues	$	210,487			$	25,690			$	12,110			$	248,287
Total revenues	$	471,777			$	142,543			$	110,506			$	724,826

Summary of Contract Assets and Liabilities

The following table provides information about these contract balances.

(In thousands)
Contract balance		Location on the unaudited condensed consolidated balance sheets		June 30, 2019				December 31, 2018
Receivables1		Accounts receivable, net		$	38,198			$	32,949
Contract assets		Prepaid expenses and other current assets		$	3,852			$	3,819
Contract assets		Other assets		$	19,545			$	19,232
Contract liabilities		Other current liabilities		$	3,870			$	7,612

¹ The majority of the Company’s receivables, which are excluded from the table above, are either due from cardholders, who have not been deemed our customer as it relates to interchange income, or from revenues earned outside of the scope of Topic 606.

Schedule of Remaining Performance Obligations

The following table includes revenue expected to be recognized related to remaining performance obligations at the end of the reporting period.

(In thousands)	Remaining 2019				2020				2021				2022				2023				2024				Total
Minimum monthly fees1	$	31,378			$	42,041			$	23,534			$	13,594			$	6,351			$	775			$	117,673
Professional services2	9,227				316				—				—				—				—				9,543
Total remaining performance obligations	$	40,605			$	42,357			$	23,534			$	13,594			$	6,351			$	775			$	127,216

¹ The transaction price allocated to the remaining performance obligations represents the minimum monthly fees on certain service contracts, which contain substantive termination penalties that require the counterparty to pay the Company for the aggregate remaining minimum monthly fees upon an early termination for convenience.

² Includes software development projects and other services sold subsequent to the core offerings, to which the customer is contractually obligated.

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- Definition

Tabular disclosure of contract balances and changes in contract balances.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 606
-SubTopic 10
-Section 50
-Paragraph 10
-URI http://asc.fasb.org/extlink&oid=118956577&loc=SL49130551-203045

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- Definition

Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 606
-SubTopic 10
-Section 50
-Paragraph 5
-URI http://asc.fasb.org/extlink&oid=118956577&loc=SL49130545-203045

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- Definition

Tabular disclosure of expected timing for satisfying remaining performance obligation.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 606
-SubTopic 10
-Section 50
-Paragraph 13
-Subparagraph (b)(1)
-URI http://asc.fasb.org/extlink&oid=118956577&loc=SL49130556-203045

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