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Accounts Receivable (Tables) | 12 Months Ended
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Dec. 31, 2020
Receivables [Abstract] |
Schedule of Changes in Reserves for Credit Losses Related to Accounts Receivable |
| Year ended December 31,
| 2020 |  | 2019 |  | 2018
(In thousands) | Fleet Solutions |  | Travel and Corporate Solutions |  | Health and Employee Benefit Solutions |  | Total |  | Total |  | Total
Balance, prior to Topic 326 adoption | $ | 40,620 |  |  | $ | 3,578 |  |  | $ | 8,076 |  |  | $ | 52,274 |  |  | $ | 46,948 |  |  | $ | 33,387 |
Impact of Topic 326 adoption 1 | 9,390 |  |  | 2,187 |  |  | — |  |  | 11,577 |  |  | — |  |  | — |
Balance, beginning of year | $ | 50,010 |  |  | $ | 5,765 |  |  | $ | 8,076 |  |  | $ | 63,851 |  |  | $ | 46,948 |  |  | $ | 33,387 |
Provision for credit losses 1 | 56,620 |  |  | 21,610 |  |  | 213 |  |  | 78,443 |  |  | 65,664 |  |  | 66,482 |
Other 2 | 19,019 |  |  | — |  |  | — |  |  | 19,019 |  |  | 22,746 |  |  | 19,067 |
Charge-offs 3 | (88,091) |  |  | (18,787) |  |  | (5,419) |  |  | (112,297) |  |  | (92,638) |  |  | (78,323) |
Recoveries of amounts previously charged-off | 10,421 |  |  | 175 |  |  | 17 |  |  | 10,613 |  |  | 9,781 |  |  | 6,854 |
Currency translation | 1,288 |  |  | 847 |  |  | (2,617) |  |  | (482) |  |  | (227) |  |  | (519) |
Balance, end of year | $ | 49,267 |  |  | $ | 9,610 |  |  | $ | 270 |  |  | $ | 59,147 |  |  | $ | 52,274 |  |  | $ | 46,948 |
1 The provision is comprised of estimated credit losses based on the Company’s loss-rate experience and effective January 1, 2020, also includes adjustments required for forecasted credit loss information. The provision for credit losses for the year ended December 31, 2020, includes estimates of expected credit losses over the contractual life of receivables as the markets in which the Company operates are experiencing a decline, primarily due to the impact of COVID-19. The provision for credit losses reported within this table also includes the provision for fraud losses. 2 Consists primarily of charges to other accounts. The Company earns revenue by assessing monthly finance fees on accounts with overdue balances. These fees are recognized as revenue at the time the fees are assessed. The finance fee is calculated using the greater of a minimum charge or a stated late fee rate multiplied by the outstanding balance that is subject to a late fee charge. On occasion, these fees are waived to maintain relationship goodwill. Charges to other accounts represents the offset against the late fee revenue recognized when the Company establishes a reserve for such waived amounts. 3 For the year ended December 31, 2020, the majority of the Travel and Corporate Solutions segment charge-offs is associated with the sale of the WEX Latin America business. Refer to Note 5, Sale of Subsidiary, for further information.
Schedule of Past Due Financing Receivables | The following table presents the outstanding balance of trade accounts receivable that are less than 30 and 60 days past due, shown in each case as a percentage of total trade accounts receivable:
| December 31,
Delinquency Status | 2020 |  | 2019
29 days or less past due | 97 | % |  | 96 | %
59 days or less past due | 98 | % |  | 97 | %

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