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Segment Information (Tables) | 12 Months Ended
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Dec. 31, 2020
Segment Reporting [Abstract] |
Reportable Segment Results | The following tables present the Company’s reportable segment revenues:
| Year Ended December 31, 2020
(In thousands) | Fleet Solutions |  | Travel and Corporate Solutions |  | Health and Employee Benefit Solutions |  | Total
Payment processing revenue | $ | 404,843 |  |  | $ | 229,144 |  |  | $ | 64,904 |  |  | $ | 698,891 |
Account servicing revenue | 153,823 |  |  | 41,927 |  |  | 253,706 |  |  | 449,456 |
Finance fee revenue | 197,307 |  |  | 1,079 |  |  | 137 |  |  | 198,523 |
Other revenue | 162,337 |  |  | 5,690 |  |  | 44,972 |  |  | 212,999 |
Total revenues | $ | 918,310 |  |  | $ | 277,840 |  |  | $ | 363,719 |  |  | $ | 1,559,869 |
Interest income | $ | 4,326 |  |  | $ | 272 |  |  | $ | 1,252 |  |  | $ | 5,850 |
| Year Ended December 31, 2019
(In thousands) | Fleet Solutions |  | Travel and Corporate Solutions |  | Health and Employee Benefit Solutions |  | Total
Payment processing revenue | $ | 457,244 |  |  | $ | 303,385 |  |  | $ | 64,963 |  |  | $ | 825,592 |
Account servicing revenue | 164,735 |  |  | 43,293 |  |  | 205,524 |  |  | 413,552 |
Finance fee revenue | 245,082 |  |  | 2,086 |  |  | 150 |  |  | 247,318 |
Other revenue | 171,334 |  |  | 19,062 |  |  | 46,833 |  |  | 237,229 |
Total revenues | $ | 1,038,395 |  |  | $ | 367,826 |  |  | $ | 317,470 |  |  | $ | 1,723,691 |
Interest income | $ | 6,249 |  |  | $ | 1,521 |  |  | $ | 1,534 |  |  | $ | 9,304 |
| Year Ended December 31, 2018
(In thousands) | Fleet Solutions |  | Travel and Corporate Solutions |  | Health and Employee Benefit Solutions |  | Total
Payment processing revenue | $ | 464,980 |  |  | $ | 203,289 |  |  | $ | 55,722 |  |  | $ | 723,991 |
Account servicing revenue | 162,662 |  |  | 37,262 |  |  | 108,172 |  |  | 308,096 |
Finance fee revenue | 190,528 |  |  | 1,391 |  |  | 16,708 |  |  | 208,627 |
Other revenue | 156,970 |  |  | 61,402 |  |  | 33,553 |  |  | 251,925 |
Total revenues | $ | 975,140 |  |  | $ | 303,344 |  |  | $ | 214,155 |  |  | $ | 1,492,639 |
Interest income | $ | 3,503 |  |  | $ | 958 |  |  | $ | 11,706 |  |  | $ | 16,167 |
Reconciliation Of Adjusted Net Income To Net (Loss) Income | The following table reconciles total segment adjusted operating income to (loss) income before income taxes:
| Year ended December 31,
(In thousands) | 2020 |  | 2019 |  | 2018
Segment adjusted operating income |  |  |  |  |
Fleet Solutions | $ | 383,502 |  |  | $ | 485,539 |  |  | $ | 459,646 |
Travel and Corporate Solutions | 62,096 |  |  | 168,786 |  |  | 135,379 |
Health and Employee Benefit Solutions | 96,769 |  |  | 80,283 |  |  | 44,931 |
Total segment adjusted operating income | $ | 542,367 |  |  | $ | 734,608 |  |  | $ | 639,956 |
Reconciliation: |  |  |  |  |
Total segment adjusted operating income | $ | 542,367 |  |  | $ | 734,608 |  |  | $ | 639,956 |
Less: |  |  |  |  |
Unallocated corporate expenses | 62,938 |  |  | 67,982 |  |  | 58,095 |
Acquisition-related intangible amortization | 171,144 |  |  | 159,431 |  |  | 138,186 |
Other acquisition and divestiture related items | 57,787 |  |  | 37,675 |  |  | 4,143 |
Legal settlement | 162,500 |  |  | — |  |  | — |
Impairment charges | 53,378 |  |  | — |  |  | 5,649 |
Loss on sale of subsidiary | 46,362 |  |  | — |  |  | — |
Debt restructuring costs | 535 |  |  | 11,062 |  |  | 4,425 |
Stock-based compensation | 65,841 |  |  | 47,511 |  |  | 35,103 |
Other costs | 13,555 |  |  | 25,106 |  |  | 13,717 |
Operating (loss) income | $ | (91,673) |  |  | $ | 385,841 |  |  | $ | 380,638 |
Financing interest expense | (157,080) |  |  | (134,677) |  |  | (105,023) |
Net foreign currency loss | (25,783) |  |  | (926) |  |  | (38,800) |
Non-cash adjustments related to tax receivable agreement | 491 |  |  | 932 |  |  | (775) |
Net unrealized (loss) gain on financial instruments | (27,036) |  |  | (34,654) |  |  | 2,579 |
(Loss) income before income taxes | $ | (301,081) |  |  | $ | 216,516 |  |  | $ | 238,619 |
Revenue from External Customers by Geographic Areas | Revenue by principal geographic area, based on the country in which the sale originated, was as follows:
| Year ended December 31,
(In thousands) | 2020 |  | 2019 |  | 2018
United States | $ | 1,401,144 |  |  | $ | 1,535,985 |  |  | $ | 1,287,405 |
Other international 1 | 158,725 |  |  | 187,706 |  |  | 205,234 |
Total revenues | $ | 1,559,869 |  |  | $ | 1,723,691 |  |  | $ | 1,492,639 |
1 No single country within made up more than 5 percent of total revenues for any of the years presented.
Schedule Of Property and Equipment By Geographic Data | Net property, equipment and capitalized software by principal geographic area was as follows:
| Year ended December 31,
(In thousands) | 2020 |  | 2019 |  | 2018
United States | $ | 176,348 |  |  | $ | 200,101 |  |  | $ | 176,111 |
International 1 | 11,992 |  |  | 12,374 |  |  | 11,757 |
Net property, equipment and capitalized software | $ | 188,340 |  |  | $ | 212,475 |  |  | $ | 187,868 |
1 No single country within made up more than 5 percent of total net property, equipment and capitalized software for any of the years presented.

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- Definition Tabular disclosure of long-lived assets, excluding financial instruments, long-term customer relationships of a financial institution, mortgage rights, deferred policy acquisition costs, and deferred tax assets, by geographic areas located in the entity's country of domicile and foreign countries in which the entity holds assets. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 41 -Subparagraph b -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e9038-108599 + Details
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- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8813-108599 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=121556970&loc=d3e13816-109267 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8906-108599 + Details
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