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Condensed Consolidated Statements of Operations - USD ($)
shares in Millions, $ in Millions
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Revenues    
Total revenues $ 673.8 $ 636.6
Cost of services    
Processing costs 165.0 167.5
Service fees 24.2 25.7
Provision for credit losses 29.3 15.9
Operating interest 23.7 24.1
Depreciation and amortization 37.9 36.8
Total cost of services 280.1 270.0
General and administrative 87.3 73.7
Sales and marketing 104.6 90.9
Depreciation and amortization 43.7 44.7
Operating income 158.2 157.3
Financing interest expense, net of financial instruments (53.6) (53.0)
Change in fair value of contingent consideration (0.7) (0.8)
Net foreign currency gain (loss) 4.6 (3.1)
Income before income taxes 108.5 100.4
Income tax expense 30.8 28.9
Net income attributable to shareholders $ 77.7 $ 71.5
Net income attributable to shareholders per share:    
Basic (in dollars per share) $ 2.25 $ 1.84
Diluted (in dollars per share) $ 2.22 $ 1.81
Weighted average common shares outstanding:    
Basic (in shares) 34.5 38.9
Diluted (in shares) 35.0 39.4
Payment processing revenue    
Revenues    
Total revenues $ 284.2 $ 271.8
Account servicing revenue    
Revenues    
Total revenues 182.5 179.1
Finance fee revenue    
Revenues    
Total revenues 80.1 75.7
Other revenue    
Revenues    
Total revenues $ 127.0 $ 110.0