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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 EHKJXIvLkY0qnLCheuZ+rtovTrlpbNc+gPJdT4+6sbFdY2e9s75Fn17FDz8u5c1K
 ebfcYIK/7rjXrgUQsI232Q==

<SEC-DOCUMENT>0000037808-00-000002.txt : 20000323
<SEC-HEADER>0000037808-00-000002.hdr.sgml : 20000323
ACCESSION NUMBER:		0000037808-00-000002
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20000322

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FNB CORP/PA
		CENTRAL INDEX KEY:			0000037808
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				251255406
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		
		SEC FILE NUMBER:	333-74737
		FILM NUMBER:		575266

	BUSINESS ADDRESS:	
		STREET 1:		ONE FNB BLVD
		STREET 2:		HERMITAGE SQUARE
		CITY:			HERMITAGE
		STATE:			PA
		ZIP:			16148
		BUSINESS PHONE:		7249816000

	MAIL ADDRESS:	
		STREET 1:		HERMITAGE SQUARE
		CITY:			HERMITAGE
		STATE:			PA
		ZIP:			16148

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS BUDGET CO
		DATE OF NAME CHANGE:	19750909
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<TEXT>


                                         March 22, 2000


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

                                         RE:  Filing of Prospectus Supplement
                                              Pursuant to Rule 424;
                                              Registration # 333-74737

Gentlemen:

Pursuant to the provisions of Rule 424 (b) 2 of the Rules and Regulations
under the Securities Act of 1933, as amended, we enclose for filing the
following copy of the Prospectus Supplement dated March 22, 2000 through
March 28, 2000, with respect to the above Registration Statement.

In accordance with Rule 424 (c), only the Prospectus Supplement is being filed
because it will be attached to a form of Prospectus that previously has been
filed.  The Prospectus Supplement includes a cross reference on the cover
thereof to the date of the related Prospectus.

                                         Very truly yours,

                                         F.N.B. CORPORATION

                                         /s/ John D. Waters

                                         John D. Waters
                                         Vice President and
                                         Chief Financial Officer

JDW:jes
00/misc/JDWsecexch
Enclosures

<PAGE>
PROSPECTUS SUPPLEMENT
(To Prospectus Dated April 15, 1999)


                              F.N.B. CORPORATION

                                 $125,000,000
                          SUBORDINATED TERM NOTES DUE
            3, 6, 9, 12, 18, 24, 30, 36, 48, 60, 84 AND 120 MONTHS
                                      AND
                           SUBORDINATED DAILY NOTES

     The following interest rates are applicable to Subordinated Term Notes
and Subordinated Daily Notes offered and sold during the period:
                     March 22, 2000 through March 28, 2000.

                                                   ANNUAL
                                                INTEREST RATE
                                                -------------
                    Subordinated Daily
                    Notes:                             5.00%

                    Subordinated Term
                    Notes:
                      3 Month                          5.05%
                      6 Month                          5.10%
                      9 Month                          5.87%
                     12 Month                          5.20%
              ***    18 Month                          6.90%
                     24 Month                          5.30%
                     30 Month                          5.35%
                     36 Month                          5.40%
                     48 Month                          5.50%
                     60 Month                          5.60%
                     84 Month                          6.00%
                    120 Month                          6.50%

                    *** With $5,000.00 minimum purchase.


21-Mar-00
CH\RATES\SECDRAFT
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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