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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
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<SEC-DOCUMENT>0000037808-01-000022.txt : 20010329
<SEC-HEADER>0000037808-01-000022.hdr.sgml : 20010329
ACCESSION NUMBER:		0000037808-01-000022
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20010328

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FNB CORP/PA
		CENTRAL INDEX KEY:			0000037808
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				251255406
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		
		SEC FILE NUMBER:	333-74737
		FILM NUMBER:		1582010

	BUSINESS ADDRESS:	
		STREET 1:		ONE FNB BLVD
		STREET 2:		HERMITAGE SQUARE
		CITY:			HERMITAGE
		STATE:			PA
		ZIP:			16148
		BUSINESS PHONE:		7249816000

	MAIL ADDRESS:	
		STREET 1:		HERMITAGE SQUARE
		CITY:			HERMITAGE
		STATE:			PA
		ZIP:			16148

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS BUDGET CO
		DATE OF NAME CHANGE:	19750909
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>0001.txt
<TEXT>


                                         March 27, 2001


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

                                         RE:  Filing of Prospectus Supplement
                                              Pursuant to Rule 424;
                                              Registration # 333-74737

Gentlemen:

Pursuant to the provisions of Rule 424 (b) 2 of the Rules and Regulations
under the Securities Act of 1933, as amended, we enclose for filing the
following copy of the Prospectus Supplement dated March 28, 2001 through
April 3, 2001, with respect to the above Registration Statement.

In accordance with Rule 424 (c), only the Prospectus Supplement is being filed
because it will be attached to a form of Prospectus that previously has been
filed.  The Prospectus Supplement includes a cross reference on the cover
thereof to the date of the related Prospectus.

                                         Very truly yours,

                                         F.N.B. CORPORATION

                                         /s/ John D. Waters

                                         John D. Waters
                                         Vice President and
                                         Chief Financial Officer

JDW/dg
Misc\misc\JDWsecexchV
Enclosures

<PAGE>
PROSPECTUS SUPPLEMENT
(To Prospectus Dated April 15, 1999)


                               F.N.B. CORPORATION

                                  $125,000,000
                          SUBORDINATED TERM NOTES DUE
            3, 6, 9, 12, 18, 24, 30, 36, 48, 60, 84 AND 120 MONTHS
                                       AND
                            SUBORDINATED DAILY NOTES

   The following interest rates are applicable to Subordinated Term Notes and
          Subordinated Daily Notes offered and sold during the period:
                      March 28, 2001 through April 3, 2001.

                                                 ANNUAL
                                             INTEREST RATE
                                             -------------
                 Subordinated Daily
                 Notes:                             5.00%

                 Subordinated Term
                 Notes:
                   3 Month                          5.05%
                   6 Month                          5.10%
                   9 Month                          5.15%
                  12 Month                          5.20%
                  18 Month                          5.30%
                  24 Month                          5.40%
                  30 Month                          5.50%
                  36 Month                          5.60%
                  48 Month                          5.75%
                  60 Month                          6.00%
                  84 Month                          6.25%
                 120 Month                          6.50%



27-Mar-01
CH\RATES\SECDRAFT
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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