-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 NWPOE+nwHbs3id20g22y705U1TxWdgamRbX5ILt3LYLNUvG5mM0tkK8mQEuHLeLl
 SccLqcPZRzsitd7uo5Nuig==

<SEC-DOCUMENT>0001209191-04-003771.txt : 20040120
<SEC-HEADER>0001209191-04-003771.hdr.sgml : 20040119
<ACCEPTANCE-DATETIME>20040120185704
ACCESSION NUMBER:		0001209191-04-003771
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20040114
FILED AS OF DATE:		20040120

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			WILEY R BENJAMIN
		CENTRAL INDEX KEY:			0001195165

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31940
		FILM NUMBER:		04533577

	BUSINESS ADDRESS:	
		STREET 1:		3570 TANAGER DRIVE
		CITY:			ERIE
		STATE:			PA
		ZIP:			16316

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FNB CORP/FL/
		CENTRAL INDEX KEY:			0000037808
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				251255406
		STATE OF INCORPORATION:			FL
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		F.N.B. CENTER
		STREET 2:		2150 GOODLETTE ROAD NORTH
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34102
		BUSINESS PHONE:		239-262-7600

	MAIL ADDRESS:	
		STREET 1:		F.N.B. CENTER
		STREET 2:		2150 GOODLETTE ROAD NORTH
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34102

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FNB CORP/PA
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS BUDGET CO
		DATE OF NAME CHANGE:	19750909
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2004-01-14</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000037808</issuerCik><issuerName>FNB CORP/FL/</issuerName>        <issuerTradingSymbol>FNB</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001195165</rptOwnerCik><rptOwnerName>WILEY R BENJAMIN</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>3570 TANAGER DRIVE</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>ERIE</rptOwnerCity><rptOwnerState>PA</rptOwnerState><rptOwnerZipCode>16506-1136</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><v
alue>Common Stock</value></securityTitle><transactionDate><value>2003-01-14</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>1000.0000</value></transactionShares><transactionPricePerShare><footnoteId id="F1" /></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1000.0000</value><footnoteId id="F2" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction></nonDerivativeTable><footnotes><footnote id="F1">Not applicable; represents award of stock pursuan
t to the F.N.B. Corporation 2001 Incentive Plan. </footnote><footnote id="F2">Award of stock pursuant to the F.N.B. Corporation 2001 Incentive Plan.</footnote></footnotes><remarks></remarks><ownerSignature><signatureName>/s/ R. Benjamin Wiley</signatureName><signatureDate>2004-01-20</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24.4_27083
<SEQUENCE>3
<FILENAME>poa.txt
<DESCRIPTION>POA DOCUMENT
<TEXT>
 STATE OF PENNSYLVANIA

COUNTY OF MERCER





POWER OF ATTORNEY

	KNOW ALL MEN BY THESE PRESENTS, that commencing
January 1, 2004, I, R. Benjamin Wiley, a Director of F.N.B. Corporation, a
Florida Corporation, do constitute and appoint Brian Lilly, Tito Lima,
David B. Mogle and James G. Orie my true and lawful attornies-in-fact, who
may act individually under this Power of Attorney with full power of
substitution, for me in any and all capacities, to sign, pursuant to the
requirements of Section 16 of the Securities Exchange Act of 1934, as
amended, any report on Form 3, Form 4, or Form 5, respecting the securities
of F.N.B. Corporation and to file the same with the Securities and Exchange
Commission, together with all exhibits thereto and other documents in
connection therewith, and to sign on my behalf and in my stead, in any and
all capacities, any amendments to said reports, incorporating such changes
as said attorney-in-fact deems appropriate, hereby ratifying and confirming
all that said attorney-in-fact may do or cause to be down by virtue hereof
(hereinafter referred to as "F.N.B. SEC Section 16 Filings"), and hereby
revoking any existing Power of Attorney which I may have previously granted
concerning my F.N.B. SEC Section 16 Filings, effective January 1, 2004.



	The authority of my attorney-in-fact shall be effective until I
expressly revoke it and file same with the Securities and Exchange
Commission.


	I acknowledge that I have granted this power of
attorney solely to make it more convenient for me to comply with my
reporting responsibilities under Section 16 of the Exchange Act, that my
granting of this power of attorney does not relieve me of any of my
responsibilities to prepare and file on a timely basis all reports that I
may be required to file under said Section 16, and that neither F.N.B.
Corporation nor my attorney-in-fact has assumed, or shall be deemed to
assume, any of my responsibilities in that regard.


	IN WITNESS
WHEREOF, I have hereunto set in my hand and seal this 15th day of December,
2003.





_________________________________									Signature



_________________________________									Print Name


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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