-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Br3EV91LpzvLiZdeSx5ckHMjMogxWhnD6ywwteW2qbhjLTsuHn6OePp0pAlnE2Hi
 z+h0thMXPDWm7hFGOY7T9w==

<SEC-DOCUMENT>0001209191-04-003840.txt : 20040121
<SEC-HEADER>0001209191-04-003840.hdr.sgml : 20040121
<ACCEPTANCE-DATETIME>20040121113212
ACCESSION NUMBER:		0001209191-04-003840
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20040114
FILED AS OF DATE:		20040121

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FNB CORP/FL/
		CENTRAL INDEX KEY:			0000037808
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				251255406
		STATE OF INCORPORATION:			FL
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		F.N.B. CENTER
		STREET 2:		2150 GOODLETTE ROAD NORTH
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34102
		BUSINESS PHONE:		239-262-7600

	MAIL ADDRESS:	
		STREET 1:		F.N.B. CENTER
		STREET 2:		2150 GOODLETTE ROAD NORTH
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34102

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FNB CORP/PA
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS BUDGET CO
		DATE OF NAME CHANGE:	19750909

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			ROSE JOHN W
		CENTRAL INDEX KEY:			0001091449
		STATE OF INCORPORATION:			FL
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31940
		FILM NUMBER:		04534182

	BUSINESS ADDRESS:	
		STREET 1:		13245 ATLANTIC BLVD SUITE 5
		CITY:			JACKSONVILLE
		STATE:			FL
		ZIP:			32225
		BUSINESS PHONE:		9042203001

	MAIL ADDRESS:	
		STREET 1:		13245 ATLANTIC BLVD SUITE 5
		CITY:			JACKSONVILLE
		STATE:			FL
		ZIP:			32225
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2004-01-14</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000037808</issuerCik><issuerName>FNB CORP/FL/</issuerName>        <issuerTradingSymbol>FNB</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001091449</rptOwnerCik><rptOwnerName>ROSE JOHN W</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>511 ANDERWOOD DRIVE</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>HERMITAGE</rptOwnerCity><rptOwnerState>PA</rptOwnerState><rptOwnerZipCode>16148</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><value
>Common Stock</value></securityTitle><transactionDate><value>2004-01-14</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>1000.0000</value></transactionShares><transactionPricePerShare><footnoteId id="F1" /></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1000.0000</value><footnoteId id="F2" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction></nonDerivativeTable><footnotes><footnote id="F1">Not applicable; represents award of stock pursuant to
 the F.N.B. Corporation 2001 Incentive Plan. </footnote><footnote id="F2">Award of stock pursuant to the F.N.B. Corporation 2001 Incentive Plan.</footnote></footnotes><remarks></remarks><ownerSignature><signatureName>/s/ John W. Rose</signatureName><signatureDate>2004-01-20</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24.4_27138
<SEQUENCE>3
<FILENAME>poa.txt
<DESCRIPTION>POA DOCUMENT
<TEXT>
 STATE OF PENNSYLVANIA

COUNTY OF MERCER





POWER OF ATTORNEY

	KNOW ALL MEN BY THESE PRESENTS, that commencing
January 1, 2004, I, John W. Rose, a Director of F.N.B. Corporation, a
Florida Corporation, do constitute and appoint Brian Lilly, Tito Lima,
David B. Mogle and James G. Orie my true and lawful attornies-in-fact, who
may act individually under this Power of Attorney with full power of
substitution, for me in any and all capacities, to sign, pursuant to the
requirements of Section 16 of the Securities Exchange Act of 1934, as
amended, any report on Form 3, Form 4, or Form 5, respecting the securities
of F.N.B. Corporation and to file the same with the Securities and Exchange
Commission, together with all exhibits thereto and other documents in
connection therewith, and to sign on my behalf and in my stead, in any and
all capacities, any amendments to said reports, incorporating such changes
as said attorney-in-fact deems appropriate, hereby ratifying and confirming
all that said attorney-in-fact may do or cause to be down by virtue hereof
(hereinafter referred to as "F.N.B. SEC Section 16 Filings"), and hereby
revoking any existing Power of Attorney which I may have previously granted
concerning my F.N.B. SEC Section 16 Filings, effective January 1, 2004.



	The authority of my attorney-in-fact shall be effective until I
expressly revoke it and file same with the Securities and Exchange
Commission.


	I acknowledge that I have granted this power of
attorney solely to make it more convenient for me to comply with my
reporting responsibilities under Section 16 of the Exchange Act, that my
granting of this power of attorney does not relieve me of any of my
responsibilities to prepare and file on a timely basis all reports that I
may be required to file under said Section 16, and that neither F.N.B.
Corporation nor my attorney-in-fact has assumed, or shall be deemed to
assume, any of my responsibilities in that regard.


	IN WITNESS
WHEREOF, I have hereunto set in my hand and seal this 15th day of December,
2003.





_________________________________									Signature



_________________________________									Print Name


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----
