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INCOME TAXES - Income Tax Expense (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Jun. 30, 2019
Jun. 30, 2018
Income Tax Disclosure [Abstract]        
Current income taxes: Federal taxes $ 9 $ 6 $ 27 $ 23
Current income taxes: State taxes 1 1 3 3
Total current income taxes 10 7 30 26
Deferred income taxes: Federal taxes 13 13 15 15
Deferred income taxes: State taxes 1 1 1 1
Total deferred income taxes 14 14 16 16
Income taxes $ 24 $ 21 $ 46 $ 42
Statutory tax rate 21.00% 21.00% 21.00% 21.00%
Effective tax rate 19.70% 19.40% 19.50% 19.50%