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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest Income        
Loans and leases, including fees $ 511.0 $ 516.0 $ 1,492.0 $ 1,491.0
Investment Securities:        
Taxable 60.0 48.0 172.0 142.0
Tax-exempt 7.0 7.0 21.0 21.0
Other 18.0 12.0 53.0 29.0
Total Interest Income 596.0 583.0 1,738.0 1,683.0
Interest Expense        
Deposits 188.0 199.0 555.0 549.0
Short-term borrowings 18.0 30.0 52.0 90.0
Long-term borrowings 31.0 31.0 101.0 86.0
Total Interest Expense 237.0 260.0 708.0 725.0
Net Interest Income 359.0 323.0 1,030.0 958.0
Provision for credit losses 24.0 23.0 67.1 57.5
Net Interest Income After Provision for Credit Losses 335.0 300.0 963.0 901.0
Non-Interest Income        
Service charges 23.0 24.0 68.0 68.0
Interchange and card transaction fees 13.0 13.0 39.0 39.0
Trust services 12.0 11.0 36.0 34.0
Insurance commissions and fees 5.0 5.0 16.0 18.0
Securities commissions and fees 9.0 8.0 27.0 24.0
Capital markets income 8.0 6.0 20.0 17.0
Mortgage banking operations 9.0 5.0 22.0 20.0
Dividends on non-marketable equity securities 6.0 7.0 18.0 20.0
Bank owned life insurance 4.0 6.0 13.0 13.0
Other 9.0 4.0 18.0 12.0
Total Non-Interest Income 98.0 89.0 277.0 265.0
Non-Interest Expense        
Salaries and employee benefits 131.0 126.0 396.0 376.0
Net occupancy 19.0 22.0 58.0 61.0
Equipment 26.0 24.0 80.0 72.0
Outside services 26.0 24.0 78.0 70.0
Marketing 5.0 6.0 15.0 15.0
FDIC insurance 7.0 10.0 24.0 33.0
Bank shares and franchise taxes 4.0 4.0 12.0 12.0
Other 25.0 33.0 73.0 74.0
Total Non-Interest Expense 243.0 249.0 736.0 713.0
Income Before Income Taxes 190.0 140.0 504.0 453.0
Income taxes 40.0 30.0 107.0 98.0
Net Income 150.0 110.0 397.0 355.0
Preferred stock dividends 0.0 0.0 0.0 6.0
Net income available to common shareholders 150.0 110.0 397.0 349.0
Net income available to common shareholders $ 150.0 $ 110.0 $ 397.0 $ 349.0
Earnings per Common Share        
Basic (USD per share) $ 0.41 $ 0.30 $ 1.10 $ 0.97
Diluted (USD per share) $ 0.41 $ 0.30 $ 1.09 $ 0.96