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FAIR VALUE MEASUREMENTS (Tables)
 9 Months Ended
Sep. 30, 2025
Fair Value Disclosures [Abstract]  
Schedule of Balances of Assets and Liabilities Measured at Fair Value on Recurring Basis
The following table presents the balances of assets and liabilities measured at fair value on a recurring basis:
TABLE 18.1
(in millions)Level 1Level 2Level 3Total
September 30, 2025
Assets Measured at Fair Value
Debt securities available for sale
U.S. Treasury$276 $— $— $276 
U.S. government agencies— 41 — 41 
U.S. GSE— 332 — 332 
Residential MBS:
Agency MBS— 770 — 770 
Agency CMO— 626 — 626 
Agency commercial MBS— 1,510 — 1,510 
States of the U.S. and political subdivisions (municipals)— 19 — 19 
Other debt securities— 46 — 46 
Total debt securities available for sale276 3,344 — 3,620 
Loans held for sale— 263 — 263 
Loans receivable— — 78 78 
Derivative financial instruments
Trading— 106 — 106 
Not for trading— 15 6 21 
Total derivative financial instruments— 121 6 127 
Total assets measured at fair value on a recurring basis$276 $3,728 $84 $4,088 
Liabilities Measured at Fair Value
Derivative financial instruments
Trading$— $217 $— $217 
Not for trading— 1 — 1 
Total derivative financial instruments— 218 — 218 
Total liabilities measured at fair value on a recurring basis$— $218 $— $218 
(in millions)Level 1Level 2Level 3Total
December 31, 2024
Assets Measured at Fair Value
Debt securities available for sale
U.S. Treasury$274 $— $— $274 
U.S. government agencies— 53 — 53 
U.S. GSE— 300 — 300 
Residential MBS:
Agency MBS— 694 — 694 
Agency CMO— 698 — 698 
Agency commercial MBS— 1,388 — 1,388 
States of the U.S. and political subdivisions (municipals)— 22 — 22 
Other debt securities— 37 — 37 
Total debt securities available for sale274 3,192 — 3,466 
Loans held for sale— 214 — 214 
Loans receivable— — 53 53 
Derivative financial instruments
Trading— 112 — 112 
Not for trading— 4 1 5 
Total derivative financial instruments— 116 1 117 
Total assets measured at fair value on a recurring basis$274 $3,522 $54 $3,850 
Liabilities Measured at Fair Value
Derivative financial instruments
Trading$— $303 $— $303 
Not for trading— 6 4 10 
Total derivative financial instruments— 309 4 313 
Total liabilities measured at fair value on a recurring basis$— $309 $4 $313 
Schedule of Additional Information about Assets Measured at Fair Value on Recurring Basis
The following table presents additional information about assets measured at fair value on a recurring basis and for which we have utilized Level 3 inputs to determine fair value:
TABLE 18.2
(in millions)Loans ReceivableInterest
Rate Lock
Commitments		Total
Nine Months Ended September 30, 2025
Balance at beginning of period$53 $1 $54 
Purchases, issuances, sales and settlements:
Issuances— 6 6 
Settlements— (1)(1)
Transfers into Level 325 — 25 
Balance at end of period$78 $6 $84 
Year Ended December 31, 2024
Balance at beginning of period$— $5 $5 
Purchases, issuances, sales and settlements:
Issuances— 1 1 
Settlements— (5)(5)
Transfers into Level 353 — 53 
Balance at end of period$53 $1 $54 
Schedule of Additional Information about Assets Measured at Fair Value on Non-Recurring Basis For assets measured at fair value on a non-recurring basis still held at the Balance Sheet date, the following table provides the hierarchy level and the fair value of the related assets or portfolios:
TABLE 18.3
(in millions)Level 1Level 2Level 3Total
September 30, 2025
Collateral dependent loans$— $— $91 $91 
Other assets - MSRs— — 1 1 
Other assets - SBA servicing asset— — 1 1 
December 31, 2024
Collateral dependent loans$— $— $105 $105 
Other assets - MSRs— — 1 1 
Other assets - SBA servicing asset— — 1 1 
Other real estate owned— — 2 2 
Schedule of Fair Values of Financial Instruments
The fair values of our financial instruments are as follows:
TABLE 18.4
  Fair Value Measurements
(in millions)Carrying
Amount		Fair
 Value		Level 1Level 2Level 3
September 30, 2025
Financial Assets
Cash and cash equivalents$2,413 $2,413 $2,413 $— $— 
Debt securities available for sale3,620 3,620 276 3,344 — 
Debt securities held to maturity4,049 3,838 1 3,837 — 
Net loans and leases, including loans held for sale34,798 34,190 — 263 33,927 
Loan servicing rights75 88 — — 88 
Derivative assets127 127 — 121 6 
Accrued interest receivable165 165 165 — — 
Financial Liabilities
Deposits38,441 38,415 30,886 7,529 — 
Short-term borrowings1,905 1,906 1,906 — — 
Long-term borrowings2,099 2,014 — 1,202 812 
Derivative liabilities218 218 — 218 — 
Accrued interest payable62 62 62 — — 
December 31, 2024
Financial Assets
Cash and cash equivalents$2,419 $2,419 $2,419 $— $— 
Debt securities available for sale3,466 3,466 274 3,192 — 
Debt securities held to maturity3,979 3,644 1 3,643 — 
Net loans and leases, including loans held for sale33,734 32,648 — 214 32,434 
Loan servicing rights72 88 — — 88 
Derivative assets117 117 — 116 1 
Accrued interest receivable164 164 164 — — 
Financial Liabilities
Deposits37,107 37,070 29,607 7,463 — 
Short-term borrowings1,256 1,256 1,256 — — 
Long-term borrowings3,012 3,004 — 1,748 1,256 
Derivative liabilities313 313 — 309 4 
Accrued interest payable65 65 65 — —