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PARENT COMPANY FINANCIAL STATEMENTS (Tables) | 12 Months Ended
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Dec. 31, 2025
Condensed Financial Information Disclosure [Abstract] |
Schedule of Consolidated Balance Sheet of Parent Company Only |
Balance Sheets (in millions) December 31 | 2025 |  | 2024
Assets |  |  |
Cash and cash equivalents | $ | 288 |  |  | $ | 803 |
Other assets | 158 |  |  | 185 |
Investment in bank subsidiary | 6,791 |  |  | 6,272 |
Investments in and advances to non-bank subsidiaries | 592 |  |  | 581 |
Total Assets | $ | 7,829 |  |  | $ | 7,841 |
Liabilities |  |  |
Other liabilities | $ | 138 |  |  | $ | 142 |
Advances from affiliates | 206 |  |  | 197 |
Long-term borrowings | 720 |  |  | 1,193 |
Subordinated notes: |  |  |
Short-term | 5 |  |  | 6 |
Long-term | 1 |  |  | 1 |
Total Liabilities | 1,070 |  |  | 1,539 |
Shareholders’ Equity | 6,759 |  |  | 6,302 |
Total Liabilities and Shareholders’ Equity | $ | 7,829 |  |  | $ | 7,841 |
Schedule of Statements of Income of Parent Company Only |
Statements of Income (in millions) Year Ended December 31 | 2025 |  | 2024 |  | 2023
Income |  |  |  |  |
Dividend income from subsidiaries: |  |  |  |  |
Bank | $ | 227 |  |  | $ | 307 |  |  | $ | 382 |
Non-bank | 1 |  |  | 2 |  |  | 3 |
| 228 |  |  | 309 |  |  | 385 |
Interest income | 22 |  |  | 23 |  |  | 16 |
Other income | 1 |  |  | 1 |  |  | 1 |
Total Income | 251 |  |  | 333 |  |  | 402 |
Expenses |  |  |  |  |
Interest expense | 70 |  |  | 53 |  |  | 47 |
Other expenses | 57 |  |  | 29 |  |  | 21 |
Total Expenses | 127 |  |  | 82 |  |  | 68 |
Income Before Taxes and Equity in Undistributed Income of Subsidiaries | 124 |  |  | 251 |  |  | 334 |
Income tax benefit | 23 |  |  | 14 |  |  | 15 |
| 147 |  |  | 265 |  |  | 349 |
Equity in undistributed income of subsidiaries: |  |  |  |  |
Bank | 414 |  |  | 194 |  |  | 130 |
Non-bank | 4 |  |  | 6 |  |  | 6 |
Net Income | $ | 565 |  |  | $ | 465 |  |  | $ | 485 |
Schedule of Statements of Cash Flows of Parent Company Only |
Statements of Cash Flows (in millions) Year Ended December 31 | 2025 |  | 2024 |  | 2023
Operating Activities |  |  |  |  |
Net income | $ | 565 |  |  | $ | 465 |  |  | $ | 485 |
Adjustments to reconcile net income to net cash flows from operating activities: |  |  |  |  |
Undistributed earnings from subsidiaries | (418) |  |  | (200) |  |  | (136) |
Other, net | 28 |  |  | (6) |  |  | (4) |
Net cash flows provided by (used in) operating activities | 175 |  |  | 259 |  |  | 345 |
Investing Activities |  |  |  |  |
Net increase in advances to subsidiaries | — |  |  | — |  |  | (75) |
Payment for further investment in subsidiaries | (6) |  |  | (3) |  |  | (9) |
Increase in premises and equipment | (5) |  |  | (47) |  |  | (8) |
Net cash flows provided by (used in) investing activities | (11) |  |  | (50) |  |  | (92) |
Financing Activities |  |  |  |  |
Net decrease in advance from affiliate | 9 |  |  | — |  |  | — |
Net decrease in short-term borrowings | (1) |  |  | — |  |  | — |
Decrease in long-term debt | (475) |  |  | — |  |  | (331) |
Increase in long-term debt | 2 |  |  | 499 |  |  | 2 |
Redemption of preferred stock | — |  |  | (111) |  |  | — |
Other, net | (40) |  |  | 8 |  |  | (29) |
Cash dividends paid: |  |  |  |  |
Preferred stock | — |  |  | (2) |  |  | (8) |
Common stock | (174) |  |  | (175) |  |  | (174) |
Net cash flows provided by (used in) financing activities | (679) |  |  | 219 |  |  | (540) |
Net Increase (Decrease) in Cash and Cash Equivalents | (515) |  |  | 428 |  |  | (287) |
Cash and cash equivalents at beginning of year | 803 |  |  | 375 |  |  | 662 |
Cash and Cash Equivalents at End of Year | $ | 288 |  |  | $ | 803 |  |  | $ | 375 |
Cash paid during the year for: |  |  |  |  |
Interest | $ | 72 |  |  | $ | 54 |  |  | $ | 48 |

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