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FAIR VALUE MEASUREMENTS (Tables) | 12 Months Ended
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Dec. 31, 2025
Fair Value Disclosures [Abstract] |
Schedule of Fair Value Measurement Inputs and Valuation Techniques | The fair value hierarchy is broken down into three levels based on the reliability of inputs as follows: TABLE 25.1
Measurement Category |  | Definition
Level 1 |  | Valuation is based upon unadjusted quoted market prices for identical instruments traded in active markets.
Level 2 |  | Valuation is based upon quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active and model-based valuation techniques for which all significant assumptions are observable in the market or can be corroborated by market data.
Level 3 |  | Valuation is derived from other valuation methodologies including discounted cash flow models and similar techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in determining fair value.
Schedule of Balances of Assets and Liabilities Measured at Fair Value on Recurring Basis | The following table presents the balances of assets and liabilities measured at fair value on a recurring basis: TABLE 25.2
(in millions) | Level 1 |  | Level 2 |  | Level 3 |  | Total
December 31, 2025 |  |  |  |  |  |  |
Assets Measured at Fair Value |  |  |  |  |  |  |
Debt securities available for sale |  |  |  |  |  |  |
U.S. Treasury | $ | 356 |  |  | $ | — |  |  | $ | — |  |  | $ | 356 |
U.S. government agencies | — |  |  | 35 |  |  | — |  |  | 35 |
U.S. GSE | — |  |  | 266 |  |  | — |  |  | 266 |
Residential MBS: |  |  |  |  |  |  |
Agency MBS | — |  |  | 800 |  |  | — |  |  | 800 |
Agency CMO | — |  |  | 601 |  |  | — |  |  | 601 |
Agency commercial MBS | — |  |  | 1,599 |  |  | — |  |  | 1,599 |
States of the U.S. and political subdivisions (municipals) | — |  |  | 19 |  |  | — |  |  | 19 |
Other debt securities | — |  |  | 51 |  |  | — |  |  | 51 |
Total debt securities available for sale | 356 |  |  | 3,371 |  |  | — |  |  | 3,727 |
Loans held for sale | — |  |  | 514 |  |  | — |  |  | 514 |
Loans receivable | — |  |  | — |  |  | 85 |  |  | 85 |
Derivative financial instruments |  |  |  |  |  |  |
Trading | — |  |  | 102 |  |  | — |  |  | 102 |
Not for trading | — |  |  | 13 |  |  | 7 |  |  | 20 |
Total derivative financial instruments | — |  |  | 115 |  |  | 7 |  |  | 122 |
Total assets measured at fair value on a recurring basis | $ | 356 |  |  | $ | 4,000 |  |  | $ | 92 |  |  | $ | 4,448 |
Liabilities Measured at Fair Value |  |  |  |  |  |  |
Derivative financial instruments |  |  |  |  |  |  |
Trading | $ | — |  |  | $ | 207 |  |  | $ | — |  |  | $ | 207 |
Not for trading | — |  |  | 1 |  |  | — |  |  | 1 |
Total derivative financial instruments | — |  |  | 208 |  |  | — |  |  | 208 |
Total liabilities measured at fair value on a recurring basis | $ | — |  |  | $ | 208 |  |  | $ | — |  |  | $ | 208 |
(in millions) | Level 1 |  | Level 2 |  | Level 3 |  | Total
December 31, 2024 |  |  |  |  |  |  |
Assets Measured at Fair Value |  |  |  |  |  |  |
Debt securities available for sale |  |  |  |  |  |  |
U.S. Treasury | $ | 274 |  |  | $ | — |  |  | $ | — |  |  | $ | 274 |
U.S. government agencies | — |  |  | 53 |  |  | — |  |  | 53 |
U.S. GSE | — |  |  | 300 |  |  | — |  |  | 300 |
Residential MBS: |  |  |  |  |  |  |
Agency MBS | — |  |  | 694 |  |  | — |  |  | 694 |
Agency CMO | — |  |  | 698 |  |  | — |  |  | 698 |
Agency commercial MBS | — |  |  | 1,388 |  |  | — |  |  | 1,388 |
States of the U.S. and political subdivisions (municipals) | — |  |  | 22 |  |  | — |  |  | 22 |
Other debt securities | — |  |  | 37 |  |  | — |  |  | 37 |
Total debt securities available for sale | 274 |  |  | 3,192 |  |  | — |  |  | 3,466 |
Loans held for sale | — |  |  | 214 |  |  | — |  |  | 214 |
Loans receivable | — |  |  | — |  |  | 53 |  |  | 53 |
Derivative financial instruments |  |  |  |  |  |  |
Trading | — |  |  | 112 |  |  | — |  |  | 112 |
Not for trading | — |  |  | 4 |  |  | 1 |  |  | 5 |
Total derivative financial instruments | — |  |  | 116 |  |  | 1 |  |  | 117 |
Total assets measured at fair value on a recurring basis | $ | 274 |  |  | $ | 3,522 |  |  | $ | 54 |  |  | $ | 3,850 |
Liabilities Measured at Fair Value |  |  |  |  |  |  |
Derivative financial instruments |  |  |  |  |  |  |
Trading | $ | — |  |  | $ | 303 |  |  | $ | — |  |  | $ | 303 |
Not for trading | — |  |  | 6 |  |  | 4 |  |  | 10 |
Total derivative financial instruments | — |  |  | 309 |  |  | 4 |  |  | 313 |
Total liabilities measured at fair value on a recurring basis | $ | — |  |  | $ | 309 |  |  | $ | 4 |  |  | $ | 313 |
Schedule of Additional Information about Assets Measured at Fair Value on Recurring Basis | The following table presents additional information about assets measured at fair value on a recurring basis and for which we have utilized Level 3 inputs to determine fair value: TABLE 25.3
(in millions) |  |  | Loans Receivable |  |  |  | Interest Rate Lock Commitments |  | Total
Year Ended December 31, 2025 |  |  |  |  |  |  |  |  |
Balance at beginning of period |  |  | $ | 53 |  |  |  |  | $ | 1 |  |  | $ | 54 |
Purchases, issuances, sales and settlements: |  |  |  |  |  |  |  |  |
Issuances |  |  | — |  |  |  |  | 7 |  |  | 7 |
Settlements |  |  | — |  |  |  |  | (1) |  |  | (1) |
Transfers into Level 3 |  |  | 32 |  |  |  |  | — |  |  | 32 |
Balance at end of period |  |  | $ | 85 |  |  |  |  | $ | 7 |  |  | $ | 92 |
Year Ended December 31, 2024 |  |  |  |  |  |  |  |  |
Balance at beginning of period |  |  | $ | — |  |  |  |  | $ | 5 |  |  | $ | 5 |
Purchases, issuances, sales and settlements: |  |  |  |  |  |  |  |  |
Issuances |  |  | — |  |  |  |  | 1 |  |  | 1 |
Settlements |  |  | — |  |  |  |  | (5) |  |  | (5) |
Transfers into Level 3 |  |  | 53 |  |  |  |  | — |  |  | 53 |
Balance at end of period |  |  | $ | 53 |  |  |  |  | $ | 1 |  |  | $ | 54 |
Schedule of Additional Information about Assets Measured at Fair Value on Non-Recurring Basis | For assets measured at fair value on a non-recurring basis still held at the Balance Sheet date, the following table provides the hierarchy level and the fair value of the related assets or portfolios: TABLE 25.4
(in millions) | Level 1 |  | Level 2 |  | Level 3 |  | Total
December 31, 2025 |  |  |  |  |  |  |
Collateral dependent loans | $ | — |  |  | $ | — |  |  | $ | 126 |  |  | $ | 126 |
Other assets - MSRs | — |  |  | — |  |  | 2 |  |  | 2 |
Other assets - SBA servicing asset | — |  |  | — |  |  | 2 |  |  | 2 |
Other real estate owned | — |  |  | — |  |  | 1 |  |  | 1 |
December 31, 2024 |  |  |  |  |  |  |
Collateral dependent loans | $ | — |  |  | $ | — |  |  | $ | 105 |  |  | $ | 105 |
Other assets - MSRs | — |  |  | — |  |  | 1 |  |  | 1 |
Other assets - SBA servicing asset | — |  |  | — |  |  | 1 |  |  | 1 |
Other real estate owned | — |  |  | — |  |  | 2 |  |  | 2 |
Schedule of Fair Values of Financial Instruments | The fair values of our financial instruments are as follows: TABLE 25.5
|  |  |  |  | Fair Value Measurements
(in millions) | Carrying Amount |  | Fair Value |  | Level 1 |  | Level 2 |  | Level 3
December 31, 2025 |  |  |  |  |  |  |  |  |
Financial Assets |  |  |  |  |  |  |  |  |
Cash and cash equivalents | $ | 2,498 |  |  | $ | 2,498 |  |  | $ | 2,498 |  |  | $ | — |  |  | $ | — |
Debt securities available for sale | 3,727 |  |  | 3,727 |  |  | 356 |  |  | 3,371 |  |  | — |
Debt securities held to maturity | 4,117 |  |  | 3,941 |  |  | — |  |  | 3,941 |  |  | — |
Net loans and leases, including loans held for sale | 34,853 |  |  | 34,320 |  |  | — |  |  | 514 |  |  | 33,806 |
Loan servicing rights | 75 |  |  | 90 |  |  | — |  |  | — |  |  | 90 |
Derivative assets | 122 |  |  | 122 |  |  | — |  |  | 115 |  |  | 7 |
Accrued interest receivable | 163 |  |  | 163 |  |  | 163 |  |  | — |  |  | — |
Financial Liabilities |  |  |  |  |  |  |  |  |
Deposits | 38,759 |  |  | 38,736 |  |  | 31,451 |  |  | 7,285 |  |  | — |
Short-term borrowings | 2,017 |  |  | 2,018 |  |  | 2,018 |  |  | — |  |  | — |
Long-term borrowings | 1,901 |  |  | 1,920 |  |  | — |  |  | 1,103 |  |  | 817 |
Derivative liabilities | 208 |  |  | 208 |  |  | — |  |  | 208 |  |  | — |
Accrued interest payable | 50 |  |  | 50 |  |  | 50 |  |  | — |  |  | — |
December 31, 2024 |  |  |  |  |  |  |  |  |
Financial Assets |  |  |  |  |  |  |  |  |
Cash and cash equivalents | $ | 2,419 |  |  | $ | 2,419 |  |  | $ | 2,419 |  |  | $ | — |  |  | $ | — |
Debt securities available for sale | 3,466 |  |  | 3,466 |  |  | 274 |  |  | 3,192 |  |  | — |
Debt securities held to maturity | 3,979 |  |  | 3,644 |  |  | 1 |  |  | 3,643 |  |  | — |
Net loans and leases, including loans held for sale | 33,734 |  |  | 32,648 |  |  | — |  |  | 214 |  |  | 32,434 |
Loan servicing rights | 72 |  |  | 88 |  |  | — |  |  | — |  |  | 88 |
Derivative assets | 117 |  |  | 117 |  |  | — |  |  | 116 |  |  | 1 |
Accrued interest receivable | 164 |  |  | 164 |  |  | 164 |  |  | — |  |  | — |
Financial Liabilities |  |  |  |  |  |  |  |  |
Deposits | 37,107 |  |  | 37,070 |  |  | 29,607 |  |  | 7,463 |  |  | — |
Short-term borrowings | 1,256 |  |  | 1,256 |  |  | 1,256 |  |  | — |  |  | — |
Long-term borrowings | 3,012 |  |  | 3,004 |  |  | — |  |  | 1,748 |  |  | 1,256 |
Derivative liabilities | 313 |  |  | 313 |  |  | — |  |  | 309 |  |  | 4 |
Accrued interest payable | 65 |  |  | 65 |  |  | 65 |  |  | — |  |  | — |

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- Definition Tabular disclosure of input and valuation technique used to measure fair value and change in valuation approach and technique for each separate class of asset and liability measured on recurring and nonrecurring basis. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (bbb)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 103 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482078/820-10-55-103 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (bbb)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 + Details
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- Definition Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3). + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 + Details
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- Definition Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 101 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482078/820-10-55-101 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 + Details
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- Definition Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3). + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 820 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2 + Details
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