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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Operating Activities      
Net income $ 565.0 $ 465.0 $ 485.0
Adjustments to reconcile net income to net cash flows provided by (used in) operating activities:      
Depreciation, amortization and accretion 77.0 67.0 78.0
Provision for credit losses 86.0 79.8 72.0
Deferred tax expense (benefit) 46.0 45.0 (6.0)
Net securities (gains) losses 0.0 34.0 67.0
Loans originated for sale (1,644.0) (1,455.0) (1,114.0)
Loans sold 1,561.0 1,391.0 1,071.0
Net (gains) losses on sale of loans (18.0) (18.0) (5.0)
Net change in:      
Interest receivable 1.0 (4.0) (34.0)
Interest payable (14.0) (5.0) 38.0
Bank owned life insurance, excluding purchases (7.0) 0.0 (7.0)
Other, net (171.0) 42.0 (222.0)
Net cash flows provided by (used in) operating activities 482.0 642.0 423.0
Investing Activities      
Net change in loans and leases, excluding sales and transfers (1,104.0) (2,113.0) (2,442.0)
Debt securities available for sale:      
Purchases (931.0) (1,280.0) (1,008.0)
Sales 0.0 231.0 581.0
Maturities/payments 774.0 860.0 517.0
Debt securities held to maturity:      
Purchases (541.0) (419.0) (190.0)
Maturities/payments 413.0 358.0 369.0
Increase in premises and equipment (106.0) (139.0) (88.0)
Net proceeds from sales of portfolio loans 10.0 799.0 0.0
Other (2.0) 0.0 0.0
Net cash flows provided by (used in) investing activities (1,487.0) (1,703.0) (2,261.0)
Financing Activities      
Demand (non-interest-bearing and interest-bearing) and savings accounts 1,844.0 1,112.0 (2,662.0)
Time deposits (194.0) 1,282.0 2,600.0
Short-term borrowings 761.0 (1,249.0) 1,134.0
Proceeds from issuance of long-term borrowings 638.0 1,379.0 1,230.0
Repayment of long-term borrowings (1,751.0) (341.0) (352.0)
Redemption of preferred stock 0.0 (111.0) 0.0
Repurchases of common stock (50.0) (3.0) (36.0)
Cash dividends paid:      
Preferred stock 0.0 (2.0) (8.0)
Common stock (174.0) (175.0) (174.0)
Other, net 10.0 12.0 8.0
Net cash flows provided by (used in) financing activities 1,084.0 1,904.0 1,740.0
Net Increase (Decrease) in Cash and Cash Equivalents 79.0 843.0 (98.0)
Cash and cash equivalents at beginning of year 2,419.0 1,576.0 1,674.0
Cash and Cash Equivalents at End of Year $ 2,498.0 $ 2,419.0 $ 1,576.0