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PREMISES AND EQUIPMENT
 12 Months Ended
Dec. 31, 2025
Property, Plant and Equipment [Abstract]  
PREMISES AND EQUIPMENT PREMISES AND EQUIPMENT
Following is a summary of premises and equipment:
TABLE 8.1
December 3120252024
(in millions)   
Land $71 $66 
Premises 363 343 
Equipment 582 510 
Finance leases39 44 
1,055 963 
Accumulated depreciation (487)(427)
Total premises and equipment, net $568 $536 
Depreciation expense for premises and equipment is presented in the following table:
TABLE 8.2
December 31202520242023
(in millions)
Depreciation expense for premises and equipment $74 $64 $59