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FAIR VALUE MEASUREMENTS (Tables)
 12 Months Ended
Dec. 31, 2025
Fair Value Disclosures [Abstract]  
Schedule of Fair Value Measurement Inputs and Valuation Techniques The fair value hierarchy is broken down into three levels based on the reliability of inputs as follows:
TABLE 25.1
Measurement
Category		Definition
  Level 1Valuation is based upon unadjusted quoted market prices for identical instruments traded in active markets.
  Level 2Valuation is based upon quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active and model-based valuation techniques for which all significant assumptions are observable in the market or can be corroborated by market data.
  Level 3Valuation is derived from other valuation methodologies including discounted cash flow models and similar techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in determining fair value.
Schedule of Balances of Assets and Liabilities Measured at Fair Value on Recurring Basis
The following table presents the balances of assets and liabilities measured at fair value on a recurring basis:
TABLE 25.2
(in millions)Level 1Level 2Level 3Total
December 31, 2025
Assets Measured at Fair Value
Debt securities available for sale
U.S. Treasury$356 $— $— $356 
U.S. government agencies— 35 — 35 
U.S. GSE— 266 — 266 
Residential MBS:
Agency MBS— 800 — 800 
Agency CMO— 601 — 601 
Agency commercial MBS— 1,599 — 1,599 
States of the U.S. and political subdivisions (municipals)— 19 — 19 
Other debt securities— 51 — 51 
Total debt securities available for sale356 3,371 — 3,727 
Loans held for sale— 514 — 514 
Loans receivable— — 85 85 
Derivative financial instruments
Trading— 102 — 102 
Not for trading— 13 7 20 
Total derivative financial instruments— 115 7 122 
Total assets measured at fair value on a recurring basis$356 $4,000 $92 $4,448 
Liabilities Measured at Fair Value
Derivative financial instruments
Trading$— $207 $— $207 
Not for trading— 1 — 1 
Total derivative financial instruments— 208 — 208 
Total liabilities measured at fair value on a recurring basis$— $208 $— $208 
(in millions)Level 1Level 2Level 3Total
December 31, 2024
Assets Measured at Fair Value
Debt securities available for sale
U.S. Treasury$274 $— $— $274 
U.S. government agencies— 53 — 53 
U.S. GSE— 300 — 300 
Residential MBS:
Agency MBS— 694 — 694 
Agency CMO— 698 — 698 
Agency commercial MBS— 1,388 — 1,388 
States of the U.S. and political subdivisions (municipals)— 22 — 22 
Other debt securities— 37 — 37 
Total debt securities available for sale274 3,192 — 3,466 
Loans held for sale— 214 — 214 
Loans receivable— — 53 53 
Derivative financial instruments
Trading— 112 — 112 
Not for trading— 4 1 5 
Total derivative financial instruments— 116 1 117 
Total assets measured at fair value on a recurring basis$274 $3,522 $54 $3,850 
Liabilities Measured at Fair Value
Derivative financial instruments
Trading$— $303 $— $303 
Not for trading— 6 4 10 
Total derivative financial instruments— 309 4 313 
Total liabilities measured at fair value on a recurring basis$— $309 $4 $313 
Schedule of Additional Information about Assets Measured at Fair Value on Recurring Basis
The following table presents additional information about assets measured at fair value on a recurring basis and for which we have utilized Level 3 inputs to determine fair value:
TABLE 25.3
(in millions)Loans ReceivableInterest
Rate
Lock
Commitments		Total
Year Ended December 31, 2025
Balance at beginning of period$53 $1 $54 
Purchases, issuances, sales and settlements:
Issuances— 7 7 
Settlements— (1)(1)
Transfers into Level 332 — 32 
Balance at end of period$85 $7 $92 
Year Ended December 31, 2024
Balance at beginning of period$— $5 $5 
Purchases, issuances, sales and settlements:
Issuances— 1 1 
Settlements— (5)(5)
Transfers into Level 353 — 53 
Balance at end of period$53 $1 $54 
Schedule of Additional Information about Assets Measured at Fair Value on Non-Recurring Basis For assets measured at fair value on a non-recurring basis still held at the Balance Sheet date, the following table provides the hierarchy level and the fair value of the related assets or portfolios:
TABLE 25.4
(in millions)Level 1Level 2Level 3Total
December 31, 2025
Collateral dependent loans$— $— $126 $126 
Other assets - MSRs— — 2 2 
Other assets - SBA servicing asset— — 2 2 
Other real estate owned— — 1 1 
December 31, 2024
Collateral dependent loans$— $— $105 $105 
Other assets - MSRs— — 1 1 
Other assets - SBA servicing asset— — 1 1 
Other real estate owned— — 2 2 
Schedule of Fair Values of Financial Instruments
The fair values of our financial instruments are as follows:
TABLE 25.5
  Fair Value Measurements
(in millions)Carrying
Amount		Fair
 Value		Level 1Level 2Level 3
December 31, 2025
Financial Assets
Cash and cash equivalents$2,498 $2,498 $2,498 $— $— 
Debt securities available for sale3,727 3,727 356 3,371 — 
Debt securities held to maturity4,117 3,941 — 3,941 — 
Net loans and leases, including loans held for sale34,853 34,320 — 514 33,806 
Loan servicing rights75 90 — — 90 
Derivative assets122 122 — 115 7 
Accrued interest receivable163 163 163 — — 
Financial Liabilities
Deposits38,759 38,736 31,451 7,285 — 
Short-term borrowings2,017 2,018 2,018 — — 
Long-term borrowings1,901 1,920 — 1,103 817 
Derivative liabilities208 208 — 208 — 
Accrued interest payable50 50 50 — — 
December 31, 2024
Financial Assets
Cash and cash equivalents$2,419 $2,419 $2,419 $— $— 
Debt securities available for sale3,466 3,466 274 3,192 — 
Debt securities held to maturity3,979 3,644 1 3,643 — 
Net loans and leases, including loans held for sale33,734 32,648 — 214 32,434 
Loan servicing rights72 88 — — 88 
Derivative assets117 117 — 116 1 
Accrued interest receivable164 164 164 — — 
Financial Liabilities
Deposits37,107 37,070 29,607 7,463 — 
Short-term borrowings1,256 1,256 1,256 — — 
Long-term borrowings3,012 3,004 — 1,748 1,256 
Derivative liabilities313 313 — 309 4 
Accrued interest payable65 65 65 — —