XML 95 R81.htm IDEA: XBRL DOCUMENT v3.25.4
LOANS AND LEASES - Schedule of Age Analysis of Past Due Loans (Details) - USD ($)
$ in Millions
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases $ 34,777 [1] $ 33,939 [1] $ 32,323
90 Days Past Due and Still Accruing 13 14  
Non-accrual loans 105 159  
Non-accrual with No ACL 34 43  
30-89 Days Past Due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 130 108  
Past due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 248 281  
Current      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 34,529 33,658  
Total commercial loans and leases      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 20,924 21,164  
90 Days Past Due and Still Accruing 1 0  
Non-accrual loans 85 144  
Non-accrual with No ACL 33 43  
Total commercial loans and leases | 30-89 Days Past Due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 54 38  
Total commercial loans and leases | Past due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 140 182  
Total commercial loans and leases | Current      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 20,784 20,982  
Total commercial loans and leases | Commercial real estate      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 12,274 12,705  
90 Days Past Due and Still Accruing 0 0  
Non-accrual loans 45 88  
Non-accrual with No ACL 18 24  
Total commercial loans and leases | Commercial real estate | 30-89 Days Past Due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 10 26  
Total commercial loans and leases | Commercial real estate | Past due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 55 114  
Total commercial loans and leases | Commercial real estate | Current      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 12,219 12,591  
Total commercial loans and leases | Commercial and industrial      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 7,718 7,550  
90 Days Past Due and Still Accruing 0 0  
Non-accrual loans 35 52  
Non-accrual with No ACL 15 19  
Total commercial loans and leases | Commercial and industrial | 30-89 Days Past Due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 10 10  
Total commercial loans and leases | Commercial and industrial | Past due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 45 62  
Total commercial loans and leases | Commercial and industrial | Current      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 7,673 7,488  
Total commercial loans and leases | Commercial leases      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 791 765  
90 Days Past Due and Still Accruing 0 0  
Non-accrual loans 3 2  
Non-accrual with No ACL 0 0  
Total commercial loans and leases | Commercial leases | 30-89 Days Past Due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 0 1  
Total commercial loans and leases | Commercial leases | Past due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 3 3  
Total commercial loans and leases | Commercial leases | Current      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 788 762  
Total commercial loans and leases | Other      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 141 144  
90 Days Past Due and Still Accruing 1 0  
Non-accrual loans 2 2  
Non-accrual with No ACL 0 0  
Total commercial loans and leases | Other | 30-89 Days Past Due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 34 1  
Total commercial loans and leases | Other | Past due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 37 3  
Total commercial loans and leases | Other | Current      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 104 141  
Total consumer loans      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 13,853 12,775  
90 Days Past Due and Still Accruing 12 14  
Non-accrual loans 20 15  
Non-accrual with No ACL 1 0  
Total consumer loans | 30-89 Days Past Due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 76 70  
Total consumer loans | Past due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 108 99  
Total consumer loans | Current      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 13,745 12,676  
Total consumer loans | Direct installment      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 2,678 2,676  
90 Days Past Due and Still Accruing 1 2  
Non-accrual loans 4 2  
Non-accrual with No ACL 0 0  
Total consumer loans | Direct installment | 30-89 Days Past Due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 8 8  
Total consumer loans | Direct installment | Past due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 13 12  
Total consumer loans | Direct installment | Current      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 2,665 2,664  
Total consumer loans | Residential mortgages      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 8,882 7,986  
90 Days Past Due and Still Accruing 9 9  
Non-accrual loans 12 7  
Non-accrual with No ACL 1 0  
Total consumer loans | Residential mortgages | 30-89 Days Past Due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 47 38  
Total consumer loans | Residential mortgages | Past due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 68 54  
Total consumer loans | Residential mortgages | Current      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 8,814 7,932  
Total consumer loans | Indirect installment      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 767 739  
90 Days Past Due and Still Accruing 0 1  
Non-accrual loans 1 2  
Non-accrual with No ACL 0 0  
Total consumer loans | Indirect installment | 30-89 Days Past Due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 14 16  
Total consumer loans | Indirect installment | Past due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 15 19  
Total consumer loans | Indirect installment | Current      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 752 720  
Total consumer loans | Consumer lines of credit      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 1,526 1,374  
90 Days Past Due and Still Accruing 2 2  
Non-accrual loans 3 4  
Non-accrual with No ACL 0 0  
Total consumer loans | Consumer lines of credit | 30-89 Days Past Due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 7 8  
Total consumer loans | Consumer lines of credit | Past due      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases 12 14  
Total consumer loans | Consumer lines of credit | Current      
Financing Receivable, Past Due [Line Items]      
Total Loans and Leases $ 1,514 $ 1,360  
[1] Amount represents loans for which we have elected the fair value option. See Note 25.