<SEC-DOCUMENT>0000950123-17-009397.txt : 20171101
<SEC-HEADER>0000950123-17-009397.hdr.sgml : 20171101
<ACCEPTANCE-DATETIME>20171101161145
ACCESSION NUMBER:		0000950123-17-009397
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20170930
FILED AS OF DATE:		20171101
DATE AS OF CHANGE:		20171101
EFFECTIVENESS DATE:		20171101

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Bank of the Ozarks
		CENTRAL INDEX KEY:			0001569650
		IRS NUMBER:				710130170
		STATE OF INCORPORATION:			AR
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-15250
		FILM NUMBER:		171169067

	BUSINESS ADDRESS:	
		STREET 1:		17901 CHENAL PARKWAY
		CITY:			LITTLE ROCK
		STATE:			AR
		ZIP:			72223
		BUSINESS PHONE:		501-978-2218

	MAIL ADDRESS:	
		STREET 1:		17901 CHENAL PARKWAY
		CITY:			LITTLE ROCK
		STATE:			AR
		ZIP:			72223
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
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      <filer>
        <credentials>
          <cik>0001569650</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>09-30-2017</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>09-30-2017</reportCalendarOrQuarter>
      <filingManager>
        <name>Bank of the Ozarks</name>
        <address>
          <ns1:street1>17901 CHENAL PARKWAY</ns1:street1>
          <ns1:city>LITTLE ROCK</ns1:city>
          <ns1:stateOrCountry>AR</ns1:stateOrCountry>
          <ns1:zipCode>72223</ns1:zipCode>
        </address>
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      <form13FFileNumber>028-15250</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>JENNIFER JUNKER</name>
      <title>DIRECTOR OF TRUST AND WEALTH MANAGEMENT</title>
      <phone>501-978-2528</phone>
      <signature>/s/ JENNIFER JUNKER</signature>
      <city>LITTLE ROCK</city>
      <stateOrCountry>AR</stateOrCountry>
      <signatureDate>11-01-2017</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
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      <tableValueTotal>242492</tableValueTotal>
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       <value>233</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1965</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
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           <None>1965</None>
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       <cusip>464287614</cusip>
       <value>269</value>
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           <None>2150</None>
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       <value>368</value>
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           <sshPrnamt>2058</sshPrnamt>
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       <value>1028</value>
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           <sshPrnamt>2925</sshPrnamt>
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           <sshPrnamt>4230</sshPrnamt>
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       <votingAuthority>
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           <None>0</None>
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       <titleOfClass>COM</titleOfClass>
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           <sshPrnamtType>SH</sshPrnamtType>
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       <votingAuthority>
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       <cusip>532457108</cusip>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
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           <None>0</None>
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       <value>22</value>
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           <None>0</None>
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       <titleOfClass>COM</titleOfClass>
       <cusip>534187109</cusip>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
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           <None>0</None>
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       <titleOfClass>COM</titleOfClass>
       <cusip>539830109</cusip>
       <value>673</value>
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           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>2170</Sole>
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           <None>0</None>
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           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
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           <None>0</None>
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           <sshPrnamtType>SH</sshPrnamtType>
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   <infoTable>
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   <infoTable>
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   <infoTable>
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           <Sole>7530</Sole>
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           <None>0</None>
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       <titleOfClass>CL B</titleOfClass>
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       <value>371</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7158</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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           <Sole>6278</Sole>
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           <None>880</None>
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       <value>1107</value>
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       <votingAuthority>
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           <None>0</None>
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       <titleOfClass>COM</titleOfClass>
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       <value>191</value>
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           <sshPrnamt>3410</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <votingAuthority>
           <Sole>3410</Sole>
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           <None>0</None>
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       <titleOfClass>COM</titleOfClass>
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           <sshPrnamt>28663</sshPrnamt>
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       <votingAuthority>
           <Sole>27229</Sole>
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           <None>1434</None>
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       <value>627</value>
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           <sshPrnamt>12975</sshPrnamt>
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           <Shared>190</Shared>
           <None>1270</None>
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       <value>239</value>
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       <votingAuthority>
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           <None>0</None>
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           <sshPrnamt>355</sshPrnamt>
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           <sshPrnamt>7010</sshPrnamt>
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           <None>0</None>
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           <sshPrnamt>465</sshPrnamt>
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           <None>0</None>
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           <sshPrnamt>7870</sshPrnamt>
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       <votingAuthority>
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           <None>25</None>
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           <sshPrnamt>165</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>115</Sole>
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           <None>0</None>
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       <value>2026</value>
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           <sshPrnamt>18185</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>18175</Sole>
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           <None>10</None>
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       <nameOfIssuer>PEPSICO INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>713448108</cusip>
       <value>390</value>
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           <sshPrnamt>3504</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>3054</Sole>
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           <None>0</None>
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       <titleOfClass>COM</titleOfClass>
       <cusip>717081103</cusip>
       <value>1733</value>
       <shrsOrPrnAmt>
           <sshPrnamt>48536</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <votingAuthority>
           <Sole>48506</Sole>
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           <None>30</None>
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       <cusip>717081103</cusip>
       <value>263</value>
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           <sshPrnamt>7360</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>6005</Sole>
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           <None>0</None>
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       <value>221</value>
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           <sshPrnamt>1987</sshPrnamt>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>1987</Sole>
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           <None>0</None>
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       <titleOfClass>COM</titleOfClass>
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       <value>461</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5028</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>5018</Sole>
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           <None>10</None>
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       <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>718546104</cusip>
       <value>323</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3525</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>3020</Sole>
           <Shared>10</Shared>
           <None>495</None>
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       <nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
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       <cusip>73935A104</cusip>
       <value>221</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1516</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>1516</Sole>
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           <None>0</None>
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       <nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
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       <cusip>73935A104</cusip>
       <value>727</value>
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           <sshPrnamt>5000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>5000</Sole>
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           <None>0</None>
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           <sshPrnamt>387</sshPrnamt>
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           <None>2</None>
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           <sshPrnamt>38</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
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       <investmentDiscretion>OTR</investmentDiscretion>
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       <nameOfIssuer>ROYAL BK CDA MONTREAL QUE</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>780087102</cusip>
       <value>832</value>
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       <investmentDiscretion>SOLE</investmentDiscretion>
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           <Sole>10757</Sole>
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           <None>0</None>
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       <value>222</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2325</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>2325</Sole>
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           <None>0</None>
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   <infoTable>
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           <None>0</None>
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           <Sole>7400</Sole>
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       <investmentDiscretion>OTR</investmentDiscretion>
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           <sshPrnamt>8735</sshPrnamt>
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           <Sole>22722</Sole>
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       <investmentDiscretion>OTR</investmentDiscretion>
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           <None>605</None>
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       <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>872540109</cusip>
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           <sshPrnamt>19794</sshPrnamt>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>19769</Sole>
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   <infoTable>
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       <titleOfClass>COM</titleOfClass>
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       <value>267</value>
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           <Sole>3015</Sole>
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           <None>335</None>
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   <infoTable>
       <nameOfIssuer>TARGET CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>87612EAP1</cusip>
       <value>339</value>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>5748</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>TARGET CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>87612EAP1</cusip>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
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           <None>310</None>
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