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Loss reserves (Tables)

3 Months Ended

Mar. 31, 2025

Insurance [Abstract]

Schedule Of Liability For Unpaid Claims And Claim Adjustment Expenses, By Segment

Our reserve for losses and loss adjustment expenses (“LAE”) consisted of the following as of the dates indicated:

(Amounts in thousands)			March 31, 2025						December 31, 2024
Domestic mortgage insurance			$	537,480					$	520,032
Other reserves			5,048						4,683
Total loss reserves			$	542,528					$	524,715

Schedule of Liability for Loss Reserves

Activity for the liability for domestic mortgage insurance loss reserves for the three months ended March 31, is summarized as follows:

(Amounts in thousands)			2025						2024
Gross loss reserves, beginning balance			$	520,032					$	517,515
Reinsurance recoverable, beginning balance			(2,909)						(1,294)
Net loss reserves, beginning balance			517,123						516,221
Losses and LAE incurred related to current accident year			77,842						74,364
Losses and LAE incurred related to prior accident years			(51,789)						(54,848)
Total incurred			26,053						19,516
Losses and LAE paid related to current accident year			(99)						(191)
Losses and LAE paid related to prior accident years			(8,395)						(6,548)
Total paid			(8,494)						(6,739)
Net loss reserves, ending balance			534,682						528,998
Reinsurance recoverable, ending balance			2,798						1,772
Gross loss reserves, ending balance			$	537,480					$	530,770

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- Definition

Schedule Of Liability For Unpaid Claims And Claim Adjustment Expenses, By Segment

+ References

No definition available.

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- References

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- Definition

Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 944
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480081/944-40-50-3

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