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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Interest income:        
Loans $ 274,324 $ 243,152 $ 539,618 $ 480,149
Investment securities        
Taxable 32,587 34,751 65,816 70,039
Tax-exempt 7,769 7,932 15,572 15,895
Deposits – other banks 12,564 3,729 23,092 8,414
Federal funds sold 59 68 120 74
Total interest income 327,303 289,632 644,218 574,571
Interest expense:        
Interest on deposits 95,741 70,147 188,289 129,309
Federal funds purchased 0 2 0 2
FHLB and other borrowed funds 14,255 6,596 28,531 12,786
Securities sold under agreements to repurchase 1,363 1,121 2,767 1,989
Subordinated debentures 4,122 4,123 8,219 8,247
Total interest expense 115,481 81,989 227,806 152,333
Net interest income 211,822 207,643 416,412 422,238
Provision for credit losses on loans 8,000 2,300 13,500 3,500
Recovery of credit losses on unfunded commitments 0 0 (1,000) 0
Provision for credit losses on investment securities 0 1,683 0 1,683
Total credit loss expense 8,000 3,983 12,500 5,183
Net interest income after credit loss expense 203,822 203,660 403,912 417,055
Non-interest income:        
Trust fees 4,722 4,052 9,788 8,916
Mortgage lending income 4,276 2,650 7,834 5,221
Insurance commissions 565 518 1,073 1,044
Increase in cash value of life insurance 1,279 1,211 2,474 2,315
Dividends from FHLB, FRB, FNBB & other 2,998 2,922 6,005 5,716
Gain on sale of SBA loans 56 0 254 139
Gain on sale of branches, equipment and other assets, net 2,052 917 2,044 924
Gain on OREO, net 49 319 66 319
Fair value adjustment for marketable securities (274) 783 729 (10,625)
Other income 6,658 15,143 14,038 26,993
Total non-interest income 42,774 49,509 84,573 83,673
Non-interest expense:        
Salaries and employee benefits 60,427 64,534 121,337 129,024
Occupancy and equipment 14,408 14,923 28,959 29,875
Data processing expense 8,935 9,151 18,082 18,119
Other operating expenses 29,415 27,674 56,303 53,908
Total non-interest expense 113,185 116,282 224,681 230,926
Income before income taxes 133,411 136,887 263,804 269,802
Income tax expense 31,881 31,616 62,165 61,569
Net income $ 101,530 $ 105,271 $ 201,639 $ 208,233
Basic earnings per share (in dollars per share) $ 0.51 $ 0.52 $ 1.00 $ 1.03
Diluted earnings per share (in dollars per share) $ 0.51 $ 0.52 $ 1.00 $ 1.02
Service charges on deposit accounts        
Non-interest income:        
Service charges $ 9,714 $ 9,231 $ 19,400 $ 19,073
Other service charges and fees        
Non-interest income:        
Service charges $ 10,679 $ 11,763 $ 20,868 $ 23,638