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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Interest income:        
Loans $ 281,977 $ 249,464 $ 821,595 $ 729,613
Investment securities        
Taxable 31,006 34,520 96,822 104,559
Tax-exempt 7,704 7,868 23,276 23,763
Deposits – other banks 12,096 2,328 35,188 10,742
Federal funds sold 62 82 182 156
Total interest income 332,845 294,262 977,063 868,833
Interest expense:        
Interest on deposits 97,785 78,698 286,074 208,007
Federal funds purchased 1 1 1 3
FHLB and other borrowed funds 14,383 8,161 42,914 20,947
Securities sold under agreements to repurchase 1,335 1,344 4,102 3,333
Subordinated debentures 4,121 4,121 12,340 12,368
Total interest expense 117,625 92,325 345,431 244,658
Net interest income 215,220 201,937 631,632 624,175
Provision for credit losses on loans 18,200 2,800 31,700 6,300
Provision for (recovery of) credit losses on unfunded commitments 1,000 (1,500) 0 (1,500)
(Recovery of) provision for credit losses on investment securities (330) 0 (330) 1,683
Total credit loss expense 18,870 1,300 31,370 6,483
Net interest income after credit loss expense 196,350 200,637 600,262 617,692
Non-interest income:        
Trust fees 4,403 4,660 14,191 13,576
Mortgage lending income 4,437 3,132 12,271 8,353
Insurance commissions 595 562 1,668 1,606
Increase in cash value of life insurance 1,161 1,170 3,635 3,485
Dividends from FHLB, FRB, FNBB & other 2,637 2,916 8,642 8,632
Gain on sale of SBA loans 145 97 399 236
Gain on sale of branches, equipment and other assets, net 32 0 2,076 924
Gain on OREO, net 85 0 151 319
Fair value adjustment for marketable securities 1,392 4,507 2,121 (6,118)
Other income 7,514 6,179 21,552 33,172
Total non-interest income 42,779 43,413 127,352 127,086
Non-interest expense:        
Salaries and employee benefits 58,861 64,512 180,198 193,536
Occupancy and equipment 14,546 15,463 43,505 45,338
Data processing expense 9,088 9,103 27,170 27,222
Other operating expenses 27,550 25,684 83,853 79,592
Total non-interest expense 110,045 114,762 334,726 345,688
Income before income taxes 129,084 129,288 392,888 399,090
Income tax expense 29,046 30,835 91,211 92,404
Net income $ 100,038 $ 98,453 $ 301,677 $ 306,686
Basic earnings per share (in dollars per share) $ 0.50 $ 0.49 $ 1.51 $ 1.51
Diluted earnings per share (in dollars per share) $ 0.50 $ 0.49 $ 1.51 $ 1.51
Service charges on deposit accounts        
Non-interest income:        
Service charges $ 9,888 $ 10,062 $ 29,288 $ 29,135
Other service charges and fees        
Non-interest income:        
Service charges $ 10,490 $ 10,128 $ 31,358 $ 33,766