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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2024
Regulatory Matters [Abstract]  
Summary of Company's Actual Capital Amount and Ratios
The Company’s actual capital amounts and ratios along with the Company’s bank subsidiary are presented in the following table.
ActualMinimum Capital Requirement –Basel IIIMinimum To Be Well-Capitalized Under Prompt Corrective Action Provision
AmountRatioAmountRatioAmountRatio
(Dollars in thousands)
As of December 31, 2024
    
Common equity Tier 1 capital ratios:    
Home BancShares$2,787,116 15.11 %$1,291,348 7.00 %N/AN/A
Centennial Bank2,604,830 14.17 1,286,790 7.00 1,194,876 6.50 
Leverage ratios:
Home BancShares$2,787,116 13.05 %$854,602 4.00 %N/AN/A
Centennial Bank2,604,830 12.23 851,948 4.00 1,064,935 5.00 
Tier 1 capital ratios:
Home BancShares$2,787,116 15.11 %$1,568,065 8.50 %N/AN/A
Centennial Bank2,604,830 14.17 1,562,530 8.50 1,470,617 8.00 
Total risk-based capital ratios:
Home BancShares$3,458,014 18.74 %$1,937,022 10.50 %N/AN/A
Centennial Bank2,835,636 15.43 1,929,629 10.50 1,837,742 10.00 
 
As of December 31, 2023
Common equity Tier 1 capital ratios:
Home BancShares$2,609,823 14.15 %$1,290,867 7.00 %N/AN/A
Centennial Bank2,495,303 13.60 1,284,347 7.00 1,192,608 6.50 
Leverage ratios:
Home BancShares$2,609,823 12.44 %$839,271 4.00 %N/AN/A
Centennial Bank2,495,303 11.92 837,350 4.00 1,046,688 5.00 
Tier 1 capital ratios:
Home BancShares$2,609,823 14.15 %$1,567,482 8.50 %N/AN/A
Centennial Bank2,495,303 13.60 1,559,564 8.50 1,467,825 8.00 
Total risk-based capital ratios:
Home BancShares$3,281,136 17.79 %$1,936,301 10.50 %N/AN/A
Centennial Bank2,725,909 14.85 1,927,410 10.50 1,835,629 10.00