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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest income:    
Loans $ 270,784 $ 265,294
Investment securities    
Taxable 27,433 33,229
Tax-exempt 7,650 7,803
Deposits – other banks 6,620 10,528
Federal funds sold 55 61
Total interest income 312,542 316,915
Interest expense:    
Interest on deposits 86,786 92,548
FHLB and other borrowed funds 5,902 14,276
Securities sold under agreements to repurchase 1,074 1,404
Subordinated debentures 4,124 4,097
Total interest expense 97,886 112,325
Net interest income 214,656 204,590
Provision for credit losses on loans 0 5,500
Recovery of credit losses on unfunded commitments 0 (1,000)
Total credit loss expense 0 4,500
Net interest income after credit loss expense 214,656 200,090
Non-interest income:    
Trust fees 4,760 5,066
Mortgage lending income 3,599 3,558
Insurance commissions 535 508
Increase in cash value of life insurance 1,842 1,195
Dividends from FHLB, FRB, FNBB & other 2,718 3,007
Gain on sale of SBA loans 288 198
Loss on sale of branches, equipment and other assets, net (163) (8)
(Loss) gain on OREO, net (376) 17
Fair value adjustment for marketable securities 442 1,003
Other income 11,442 7,380
Total non-interest income 45,426 41,799
Non-interest expense:    
Salaries and employee benefits 61,855 60,910
Occupancy and equipment 14,425 14,551
Data processing expense 8,558 9,147
Other operating expenses 28,090 26,888
Total non-interest expense 112,928 111,496
Income before income taxes 147,154 130,393
Income tax expense 31,945 30,284
Net income $ 115,209 $ 100,109
Basic earnings per share (in dollars per share) $ 0.58 $ 0.50
Diluted earnings per share (in dollars per share) $ 0.58 $ 0.50
Service charges on deposit accounts    
Non-interest income:    
Service charges $ 9,650 $ 9,686
Other service charges and fees    
Non-interest income:    
Service charges $ 10,689 $ 10,189