Home BancShares Announces Acquisition of Mountain Commerce Bancorp, Inc. Exhibit 99.2

FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements which include, but are not limited to, statements, estimates and projections about the benefits of the business combination transaction involving Home BancShares, Inc. (“HOMB”) and Mountain Commerce Bancorp, Inc. (“MCBI”), including the combined company’s future financial condition, operating results, plans, expectations, goals and outlook for the future. Statements, estimates and projections in this presentation that are not historical facts should be considered forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements of this type speak only as of the date of this presentation. By nature, forward-looking statements involve inherent risk and uncertainties. Various factors could cause actual results to differ materially from those contemplated by the forward-looking statements, including, but not limited to: (i) the possibility that the acquisition does not close when expected or at all because required regulatory, shareholder or other approvals and other conditions to closing are not received or satisfied on a timely basis or at all; (ii) the possibility that the transaction may bemore expensive to complete than anticipated, including as a result of unexpected factors or events; (iii) the risk that the benefits from the transaction may not be fully realized or may take longer to realize than expected, including as a result of changes in general economic and market conditions, interest rates, monetary policy, laws and regulations and their enforcement, and the degree of competition in the geographic and business areas in which HOMB and MCBI operate; (iv) the ability to promptly and effectively integrate the businesses of HOMB and MCBI; (v) the reaction to the transaction of the companies’ customers, employees and counterparties; (vi) the ability to identify, complete and successfully integrate additional future acquisitions; (vii) the risk that expected cost savings and other benefits from future acquisitions may not be fully realized or may take longer to realize than expected; and (viii) diversion of management time on acquisition-related issues. Additional information on factors that might affect HOMB’s financial results is included in its Annual Report on Form 10-K for the year ended December 31, 2024, filed with the SEC on February 27, 2025. HOMB assumes no obligation to update the information in this presentation, except as otherwise required by law. 2

ADDITIONAL INFORMATION AND WHERE TO FIND IT This presentation does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval with respect to the proposed business combination transaction involving HOMB and MCBI. No offer of securities shall be made except by means of a prospectus meeting the requirements of the Securities Act of 1933, as amended, and no offer to sell or solicitation of an offer to buy shall be made in any jurisdiction in which such offer, solicitation or sale would be unlawful. In connection with the proposed acquisition, HOMB intends to file with the Securities and Exchange Commission (the “SEC”) a Registration Statement on Form S-4 (the “Registration Statement”) to register the shares of HOMB common stock to be issued to shareholders of MCBI in connection with the transaction. The Registration Statement will include a Proxy Statement of MCBI and a Prospectus of HOMB, as well as other relevant materials regarding the proposed merger transaction involving HOMB and MCBI. INVESTORS AND SECURITY HOLDERS OF MCBI ARE ADVISED TO READ THE PROXY STATEMENT/PROSPECTUS WHEN IT BECOMES AVAILABLE AND ANY OTHER DOCUMENTS FILED WITH THE SEC IN CONNECTION WITH THE MERGER OR INCORPORATED BY REFERENCE IN THE PROXY STATEMENT/PROSPECTUS BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION REGARDING THE PROPOSED MERGER TRANSACTION. Investors and security holders may obtain free copies of these documents, once they are filed, and other documents filed with the SEC on the SEC’s website at http://www.sec.gov. Investors and security holders may also obtain free copies of the documents filed with the SEC by HOMB at HOMB’s website at http://www.homebancshares.com, Investor Relations, or by contactingDonnaTownsell, by telephone at (501) 328-4625. HOMB and MCBI and certain of their directors and executive officers may be deemed to be participants in the solicitation of proxies from the shareholders of MCBI in connection with the merger transaction. Information about the directors and executive officers of HOMB and their ownership of HOMB common stock is set forth in the proxy statement for HOMB’s 2025 Annual Meeting of Shareholders, as filed with the SEC on Schedule 14A on March 7, 2025. Information about the directors and executive officers of MCBI and their ownership of MCBI common stock will be set forth in the Proxy Statement/Prospectus to be included in the Registration Statement. Additional information regarding the interests of those participants and other persons who may be deemed participants in the transaction may be obtained by reading the Proxy Statement/Prospectus regarding the merger transaction. Free copies of this document may be obtained as described in the preceding paragraphwhen it becomes available. 3

Mountain Commerce team will operate as our base platform for future expansion Triple Accretive: Accretive to EPS, BVPS and TBVPS ACQUISITION OF MOUNTAIN COMMERCE BANCORP 4 Meaningful entrance into high-growth Knoxville, Nashville and Johnson City MSAs Mountain Commerce has a history of strong performance and is poised for additional margin and ROAA expansion Financially compelling and low-risk transaction. Conservative Assumptions: credit mark, one-time costs, expense savings and no revenue synergies

OVERVIEW OF MOUNTAIN COMMERCE BANCORP 5 PRO FORMA FOOTPRINT FINANCIAL HIGHLIGHTS 43 bps YoY NIM Expansion 12.3% Avg. ROATCE ’21 – ‘24 1.02% Avg. ROAA ’21 – ‘24 55.2% Efficiency Ratio 16% NIB Deposits 0.00% NCOs / Avg. Loans $1.8B Assets $1.6B Deposits $1.5B Gross Loans LOAN AND DEPOSIT COMPOSITION FRANCHISE HIGHLIGHTS > Strategically located in three high growth metro areas in Tennessee that are ranked amongst the top real estate markets in the U.S. > Commercially-focused community bank operating a profitable branch-light strategy largely in top-tier, high- growth attractive markets > Scalable growth strategy that centers around hiring the right people in the right markets > Highly seasoned team of local bankers Note: Financial data as of September 30, 2025; Represents Call Report loan and deposit composition; Jumbo time deposits defined as time deposits of $100,000 or more Source: S&P Global Market Intelligence $1.5B Total $1.6B Total NYHOMB MCBI FL AL AR LATX OK MS TN GA SC NC Miami Naples Tampa Austin Dallas Little Rock Amarillo Pensacola Knoxville Nashville

ATTRACTIVE TENNESSEE MARKETS 6 RECENT ACCOLADES AND NOTABLE FACTS 2026 – 2031 Projected Population Change TOP EMPLOYERS Source: S&P Global Market Intelligence, U.S. News, Wall Street Journal, PODS, National Geographic, smokymountains.com, Tripadvisor Knoxville Johnson CityNashville ChattanoogaMemphis Tennessee > Tennessee ranked #2 nationally for “Long-Term Fiscal Stability” (U.S. News) > Nashville ranked the #1 “Hottest Job Market in the Country for 2022” (Wall Street Journal, 2023) > Nashville, Knoxville and Johnson City, TN ranked in the top 15 cities with highest levels of move-ins (PODS, 2024) > Home to several prominent tourist locations ꟷ Great Smoky Mountains National Park – #1 most visited National Park in the country ꟷ Dollywood Theme Park – 3 million annual visitors; #1 theme park in the U.S. (Tripadvisor, 2025) 2.6% National Average CENTRAL PROXIMITY TO KEY SOUTHEAST MARKETS

PROPOSED TERMS OF THE TRANSACTION 7 TRANSACTION STRUCTURE TRANSACTION PRICING EXECUTION > Home BancShares, Inc. (NYSE: HOMB) will be the surviving entity > 0.850x HOMB shares for each share of Mountain Commerce Bancorp, Inc. (OTCQX: MCBI) common stock > Consideration Mix: 100% stock > Implied Price per Share: $23.51¹ > Aggregate Transaction Value: $150.1 Million¹ > Price / TBV: 105% > Price / 2026E EPS: 8.1x > MCBI Ownership: ~3% > Bill Edwards (Chief Executive Officer and founder of MCBI) to serve as President of Tennessee and Kevin Horne (EVP of MCBI and President of Mountain Commerce Bank) to serve as Regional President over current MCBI markets > Employment agreements in place for key personnel > Voting agreements in place with the board and executive officers 1) Based on a volume-weighted average closing price per share of Home BancShares stock of $27.66 during the 20-trading-day period ending on December 5, 2025 KEY TRANSACTION ASSUMPTIONS > Cost saves equal to 20% of MCBI’s noninterest expense; 25% phased-in 2026 and 100% thereafter > One-time Merger and Integration Cost: $14 million pre-tax > Loan Mark: 2.1% credit mark; 3.3% interest rate mark accreted over 5 years using straight line method > AOCI Securities Mark Down: ~$16 million pre-tax accreted over 7 years using straight line method > Core Deposit Intangible: 3.0% of non-time deposits amortized sum-of-the-years digits over 10 years > Anticipated Closing: Early in the first half of 2026

RARE, DAY 1 TRIPLE ACCRETIVE TRANSACTION 8 Robust Capital Positioning and Operating Profile Accretive to EPS Accretive to BVPS 2026E EPS Accretion1 2027E EPS Accretion BVPS Accretion TBVPS Accretion 1.4% 3.0% 0.7% 0.2% CET1 Ratio at Closing Total Capital Ratio at Closing ROATCE Increase 15.9% 18.5% +35bps Accretive to TBVPS 1) Assumes 25% realization of cost savings in 2026; illustrative for the full realization of cost savings, 2026E EPS accretion would be approximately 2.4%

TOTAL SHAREHOLDER RETURN SINCE HOMB INITIAL PUBLIC OFFERING 9 Closing price as of December 5, 2025. Total return defined as total return of a security over a period, including price appreciation and reinvestment of dividends. Dividends are assumed to be reinvested at the closing price of the security on the ex-date of the dividend. Source: S&P Global Market Intelligence BENEFITS TO MCBI SHAREHOLDERS: > Will receive a significantly higher quarterly dividend > Immediate liquidity in their stock

APPENDIX 10 APPENDIX

PROVEN TRACK RECORD WITH OVER TWO DECADES OF SUCCESSFUL M&A 11 2005 2008 2010 2012 20132003 Community Bank Cabot, AR Twin City Bank North Little Rock, AR Marine Bank Marathon, FL Bank of Mountain View Mountain View, AR Centennial Bank Little Rock, AR Vision Bank Panama City, FL Heritage Bank of Florida Lutz, FL Premier Bank Tallahassee, FL Liberty Bancshares, Inc. Jonesboro, AR 2003 2005 2008 2010 2012 2013 2014 2015 2017 2018 2020 2022 None 2021 None 2016 None 2011 None 2009 None 2006 2007 None 2004 HOMB has leveraged its knowledge from due diligence on over 60 financial institutions to effectively integrate over 25 transactions None 2019 2014 2015 2017 2018 2020 2022 Florida Traditions Bank Dade City, FL Broward Financial Holdings, Inc. Ft. Lauderdale, FL Doral Bank Florida Panama City, FL Centennial CFG New York, NY Florida Business BancGroup, Inc. Tampa, FL Giant Holdings, Inc. Ft. Lauderdale, FL The Bank of Commerce Sarasota, FL Stonegate Bank Pompano Beach, FL Shore Premier Finance Chesapeake, VA LH-Finance Baltimore, MD Happy Bancshares, Inc. Amarillo, TX 2026 *Mountain Commerce Bancorp, Inc. Knoxville, TN *Anticipated 2026 Old Southern Bank Orlando, FL Wakulla Bank Crawfordville, FL Bayside Savings Bank Port Saint Joe, FL Coastal Community Bank Panama City, FL Key West Bank Key West, FL Gulf State Community Bank Carrabelle, FL None 2023 2024