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Acquired Card Receivables (Tables) | 6 Months Ended
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Dec. 31, 2025
Acquired Card Receivables [Abstract] |
Schedule of Acquired Card Receivables by Class | Below is a summary of the acquired card receivables by class (i.e., past due status) as of the dates presented (in thousands):
| December 31, 2025 |  | June 30, 2025
Current and less than 30 days past due | $ | 732,719 |  |  | $ | 686,070 |
30 ~ 59 days past due | 7,981 |  |  | 6,173 |
60 ~ 89 days past due | 8,121 |  |  | 5,312 |
90 ~ 119 days past due | 2,767 |  |  | 2,562 |
Over 119 days past due | 38 |  |  | 11 |
Total | $ | 751,626 |  |  | $ | 700,128 |
Schedule of Change in Allowance for Credit Losses | Below is a summary of the changes in allowance for expected credit losses (in thousands):
| Three Months Ended December 31, |  | Six Months Ended December 31,
| 2025 |  | 2024 |  | 2025 |  | 2024
Balance, beginning | $ | 15,217 |  |  | $ | 24,868 |  |  | $ | 15,020 |  |  | $ | 20,883 |
Provision for expected credit losses | 19,658 |  |  | 10,060 |  |  | 31,852 |  |  | 25,231 |
Charge-off amounts | (18,198) |  |  | (15,985) |  |  | (32,846) |  |  | (29,013) |
Recoveries collected | 2,865 |  |  | 1,825 |  |  | 5,516 |  |  | 3,667 |
Balance, ending | $ | 19,542 |  |  | $ | 20,768 |  |  | $ | 19,542 |  |  | $ | 20,768 |
Below is a summary of the changes in allowance for credit losses presented (in thousands):
| Three Months Ended December 31, |  | Six Months Ended December 31,
| 2025 |  | 2024 |  | 2025 |  | 2024
Balance, beginning | $ | 14,653 |  |  | $ | 6,230 |  |  | $ | 14,853 |  |  | $ | 4,700 |
Provision for expected credit losses | 3,128 |  |  | 11,349 |  |  | 7,035 |  |  | 16,622 |
Charge-off amounts | (4,739) |  |  | (4,315) |  |  | (9,103) |  |  | (8,212) |
Recoveries collected | 371 |  |  | 76 |  |  | 628 |  |  | 230 |
Balance, ending | $ | 13,413 |  |  | $ | 13,340 |  |  | $ | 13,413 |  |  | $ | 13,340 |

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- Definition Summary of acquired card receivables by class past due status. + References No definition available. + Details
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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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