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Loans Held For Investment (Tables) | 6 Months Ended
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Dec. 31, 2025
Receivables [Abstract] |
Schedule of Loans Held For Investment | Loans held for investment are included in prepaid expenses and other current assets in the accompanying consolidated balance sheets and consisted of the following as of the dates presented (in thousands):
| December 31, 2025 |  | June 30, 2025
Unpaid principal balance | $ | 62,079 |  |  | $ | 61,938 |
Less: Discount at loan purchase, net of amortization | (1,785) |  |  | (1,527) |
Less: Allowance for expected credit losses | (13,413) |  |  | (14,853) |
Loans held for investment, net | $ | 46,881 |  |  | $ | 45,558 |
Schedule of Loans Held for Investment by Class | Below is a summary of the loans held for investment by class (i.e., past due status) as of the dates presented (in thousands):
| December 31, 2025 |  | June 30, 2025
Current and less than 30 days past due | $ | 55,289 |  |  | $ | 55,540 |
30 ~ 59 days past due | 1,747 |  |  | 1,471 |
60 ~ 89 days past due | 1,535 |  |  | 1,461 |
90 ~ 119 days past due | 1,541 |  |  | 1,685 |
Over 119 days past due | 181 |  |  | 254 |
Total | $ | 60,293 |  |  | $ | 60,411 |
Schedule of Change in Allowance for Credit Losses | Below is a summary of the changes in allowance for expected credit losses (in thousands):
| Three Months Ended December 31, |  | Six Months Ended December 31,
| 2025 |  | 2024 |  | 2025 |  | 2024
Balance, beginning | $ | 15,217 |  |  | $ | 24,868 |  |  | $ | 15,020 |  |  | $ | 20,883 |
Provision for expected credit losses | 19,658 |  |  | 10,060 |  |  | 31,852 |  |  | 25,231 |
Charge-off amounts | (18,198) |  |  | (15,985) |  |  | (32,846) |  |  | (29,013) |
Recoveries collected | 2,865 |  |  | 1,825 |  |  | 5,516 |  |  | 3,667 |
Balance, ending | $ | 19,542 |  |  | $ | 20,768 |  |  | $ | 19,542 |  |  | $ | 20,768 |
Below is a summary of the changes in allowance for credit losses presented (in thousands):
| Three Months Ended December 31, |  | Six Months Ended December 31,
| 2025 |  | 2024 |  | 2025 |  | 2024
Balance, beginning | $ | 14,653 |  |  | $ | 6,230 |  |  | $ | 14,853 |  |  | $ | 4,700 |
Provision for expected credit losses | 3,128 |  |  | 11,349 |  |  | 7,035 |  |  | 16,622 |
Charge-off amounts | (4,739) |  |  | (4,315) |  |  | (9,103) |  |  | (8,212) |
Recoveries collected | 371 |  |  | 76 |  |  | 628 |  |  | 230 |
Balance, ending | $ | 13,413 |  |  | $ | 13,340 |  |  | $ | 13,413 |  |  | $ | 13,340 |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(3)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 + Details
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