<SEC-DOCUMENT>0000950123-11-093541.txt : 20111031
<SEC-HEADER>0000950123-11-093541.hdr.sgml : 20111031
<ACCEPTANCE-DATETIME>20111031170513
ACCESSION NUMBER:		0000950123-11-093541
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20111031
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20111031
DATE AS OF CHANGE:		20111031

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ACI WORLDWIDE, INC.
		CENTRAL INDEX KEY:			0000935036
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-PREPACKAGED SOFTWARE [7372]
		IRS NUMBER:				470772104
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-25346
		FILM NUMBER:		111168859

	BUSINESS ADDRESS:	
		STREET 1:		120 BROADWAY, SUITE 3350
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10271
		BUSINESS PHONE:		402-390-7600

	MAIL ADDRESS:	
		STREET 1:		120 BROADWAY, SUITE 3350
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10271

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TRANSACTION SYSTEMS ARCHITECTS INC
		DATE OF NAME CHANGE:	19950109
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>c66398be8vk.htm
<DESCRIPTION>FORM 8-K
<TEXT>
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<TITLE>e8vk</TITLE>
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<DIV style="width: 100%; border-bottom: 2pt solid black; font-size: 1pt">&nbsp;</DIV>
<DIV style="width: 100%; border-bottom: 1pt solid black; font-size: 1pt">&nbsp;</DIV>




<DIV align="center" style="font-size: 14pt; margin-top: 12pt"><B>UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION</B>
</DIV>

<DIV align="center" style="font-size: 12pt"><B>Washington, D.C. 20549</B>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><DIV align="center"><DIV style="FONT-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV></DIV>

<DIV align="center" style="font-size: 18pt; margin-top: 12pt"><B>FORM 8-K</B>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><DIV align="center"><DIV style="FONT-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV></DIV>


<DIV align="center" style="font-size: 12pt; margin-top: 12pt"><B>CURRENT
REPORT</b>
</DIV>

<DIV align="center" style="font-size: 12pt; margin-top: 10pt"><b>Pursuant to Section&nbsp;13 or 15(d) of the Securities Exchange Act of 1934</B>
</DIV>

<!-- xbrl,dc -->
<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><B>Date of Report (Date of earliest event reported): October&nbsp;31, 2011</B></DIV>
<!-- /xbrl,dc -->
<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><DIV align="center"><DIV style="FONT-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV></DIV>

<DIV align="center" style="font-size: 24pt; margin-top: 12pt"><B>ACI WORLDWIDE, INC.</B>
</DIV>

<DIV align="center" style="font-size: 10pt"><B>(Exact name of registrant as specified in its charter)</B></DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><DIV align="center"><DIV style="FONT-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV></DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
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    <TD width="30%">&nbsp;</TD>
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    <TD width="30%">&nbsp;</TD>
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<TR valign="bottom">
    <TD align="center" valign="top"><B>Delaware</B>
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>0-25346</B>
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>47-0772104</B></TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><B>(State or other jurisdiction</B>
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>(Commission</B>
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>(IRS Employer</B></TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><B>of incorporation)</B>
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>File Number)</B>
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>Identification No.)</B></TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><B>120 Broadway, Suite&nbsp;3350<BR>
New York, New York 10271<BR>
(Address of principal executive offices) (Zip Code)</B></DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><B>Registrant&#146;s Telephone Number, Including Area Code: (646)&nbsp;348-6700</B></DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><B>(Former Name or Former Address, if Changed Since Last Report) N/A</B></DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><DIV align="center"><DIV style="FONT-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV></DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Check the appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following provisions (<U>see</U>
General Instruction A.2. below):
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><FONT style="font-family: Wingdings">&#111;</FONT></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Written communications pursuant to Rule&nbsp;425 under the Securities Act (17 CFR 230.425)</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><FONT style="font-family: Wingdings">&#111;</FONT></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Soliciting material pursuant to Rule&nbsp;14a-12 under the Exchange Act (17 CFR 240.14a-12)</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><FONT style="font-family: Wingdings">&#111;</FONT></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Pre-commencement communications pursuant to Rule&nbsp;14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><FONT style="font-family: Wingdings">&#111;</FONT></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Pre-commencement communications pursuant to Rule&nbsp;13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))</TD>
</TR>

</TABLE>
</DIV>

<DIV style="width: 100%; border-bottom: 1pt solid black; margin-top: 10pt; font-size: 1pt">&nbsp;</DIV>
<DIV style="width: 100%; border-bottom: 2pt solid black; font-size: 1pt">&nbsp;</DIV>





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<!-- link1 "Item&nbsp;8.01. Other Events" -->
<DIV align="left"><A NAME="C66398000"></A></DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Item&nbsp;8.01. Other Events.</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;On October&nbsp;31, 2011, ACI Worldwide, Inc. (&#147;ACI&#148;) issued a press release. This press release
is attached as Exhibit&nbsp;99.1 to this Current Report on Form 8-K and is incorporated herein by
reference.
</DIV>
<!-- link1 "Item&nbsp;9.01 Financial Statements and Exhibits" -->
<DIV align="left"><A NAME="C66398001"></A></DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Item&nbsp;9.01 Financial Statements and Exhibits.</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;Exhibits.
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="8%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD>
    <TD width="90%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="left">Exhibit</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Number</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Description</TD>
</TR>

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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">99.1
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">ACI Press Release, dated October&nbsp;31, 2011.</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


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<DIV align="center" style="font-size: 10pt; margin-top: 18pt">SIGNATURES
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly
caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
</DIV>
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Date: October&nbsp;31, 2011
</DIV>


<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">ACI WORLDWIDE, INC.<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">/s/  Dennis P. Byrnes
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">Dennis P. Byrnes&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">Executive Vice President, General Counsel
and Secretary&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>

</TABLE>

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<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>

</TABLE>
<!-- link1 "EXHIBIT INDEX" -->

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">EXHIBIT INDEX
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="8%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD>
    <TD width="90%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="left">Exhibit</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Number</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Description</TD>
</TR>

<!-- End Table Head -->
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<TR valign="bottom"><!-- Blank Space -->
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">99.1
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">ACI Press Release, dated October&nbsp;31, 2011.</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>



<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
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<DIV align="right" style="font-size: 10pt; margin-top: 12pt"><B>EXHIBIT&nbsp;99.1</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt"><IMG src="c66398bc6639802.gif" alt="(LOGO)">

</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Page 1 of 3
</DIV>




<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>ACI WORLDWIDE EXTENDS EXPIRATION DATE FOR S1 EXCHANGE OFFER TO NOVEMBER 30, 2011</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">NEW YORK, October&nbsp;31, 2011 &#151; ACI Worldwide, Inc. (Nasdaq: ACIW) announced today that it has
extended its exchange offer for all of the outstanding shares of common stock of S1 Corporation
(Nasdaq: SONE) until 5:00 p.m., Eastern time, on Wednesday, November&nbsp;30, 2011, unless further
extended.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">On October&nbsp;3, 2011, ACI agreed to acquire S1 for approximately $360&nbsp;million in cash and 5.8&nbsp;million
ACI shares. Under the terms of the transaction, S1 stockholders may elect to receive $10.00 in
cash or 0.3148 shares of ACI stock for each S1 share they own, subject to proration, such that in
the aggregate 33.8% of S1 shares are exchanged for ACI shares and 66.2% are exchanged for cash.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">On October&nbsp;28, 2011, ACI and S1 announced that they had received a request from the U.S. Department
of Justice for additional information relating to ACI&#146;s proposed acquisition of S1 under the
Hart-Scott-Rodino Antitrust Improvements Act. The effect of the request is to extend the waiting
period imposed by the HSR Act until 30 calendar days after ACI has substantially complied with the
request, unless voluntarily extended or terminated sooner by the DOJ. The request is focused on
the card payments business. In 2010, S1&#146;s card payments business generated approximately $11.9
million of revenue in the United States.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">The exchange offer is subject to various conditions, including the expiration or termination of the
waiting period under the HSR Act and the absence of injunctions. Except for the extension of the
exchange offer expiration date, all other terms and conditions of the exchange offer remain
unchanged as of October&nbsp;31, 2011.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">As of October&nbsp;28, 2011, 14,239,603 shares of S1 common stock had been validly tendered in, and not
withdrawn from, the exchange offer, representing approximately 25.9% of the outstanding S1 shares.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Wells Fargo Securities, LLC is acting as financial advisor to ACI. Wells Fargo Bank, N.A. is
acting as the exchange agent for the exchange offer. Jones Day is acting as legal advisor to ACI.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>About ACI Worldwide</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">ACI Worldwide powers electronic payments for more than 800 financial institutions, retailers and
processors around the world, with its broad and integrated suite of electronic payment software.
More than 90&nbsp;billion times each year, ACI&#146;s solutions process consumer payments. On an average
day, ACI software manages more than US$12 trillion in wholesale payments. And for more than 160
organizations worldwide, ACI software helps to protect their customers
from financial crime. To learn more about ACI and understand why we are trusted globally,
</DIV>


<P align="center" style="font-size: 10pt"><!-- Folio --><!-- /Folio -->
</DIV>

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<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Page 2 of 3

</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">please
visit www.aciworldwide.com. You can also find us on www.paymentsinsights.com or on Twitter
@ACI&#95;Worldwide.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Forward-Looking Statements</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">This press release contains forward-looking statements based on current expectations that involve a
number of risks and uncertainties. All opinions, forecasts, projections, future plans or other
statements, other than statements of historical fact, are forward-looking statements and include
words or phrases such as &#147;believes,&#148; &#147;will,&#148; &#147;expects,&#148; &#147;anticipates,&#148; &#147;intends,&#148; &#147;estimates,&#148; &#147;our
view,&#148; &#147;we see,&#148; &#147;would&#148; and words and phrases of similar import. The safe harbor provisions of
the Private Securities Litigation Reform Act of 1995 do not apply to any forward-looking statements
made in connection with an exchange offer.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">We can give no assurance that such expectations will prove to have been correct. Actual results
could differ materially as a result of a variety of risks and uncertainties, many of which are
outside of the control of management. These risks and uncertainties include, but are not limited
to, the following: (1)&nbsp;that a transaction with S1 may not be completed on a timely basis; (2)
negative effects on our business or S1&#146;s business resulting from the pendency of the proposed
transaction; (3)&nbsp;that we may not achieve the synergies and other expected benefits within the
expected time or in the amounts we anticipate; (4)&nbsp;that we may not be able to promptly and
effectively integrate the merged businesses; and (5)&nbsp;that we may be required to divest assets in
order to obtain regulatory approvals. Other factors that could materially affect our business and
actual results of operations are discussed in our most recent 10-Ks and registration statement on
Form S-4, as well as other filings with the SEC available at the SEC website at www.sec.gov.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Available Information</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">This communication does not constitute an offer to sell or the solicitation of an offer to buy any
securities or a solicitation of any vote or approval. ACI has filed with the SEC a registration
statement on Form S-4 containing a prospectus and other documents with respect to the proposed
acquisition of S1 and mailed the prospectus to S1 shareholders. S1 has filed a
Solicitation/Recommendation Statement on Schedule&nbsp;14D-9, as amended, with the SEC. INVESTORS AND
SECURITY HOLDERS OF S1 AND ACI ARE URGED TO READ THE APPLICABLE PROSPECTUS AND OTHER DOCUMENTS THAT
HAVE BEEN AND WILL BE FILED WITH THE SEC CAREFULLY IN THEIR ENTIRETY AS THEY WILL CONTAIN IMPORTANT
INFORMATION.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Investors and security holders will be able to obtain free copies of the registration statement,
prospectus and other documents filed with the SEC by ACI through the website maintained by the SEC
at http://www.sec.gov. Copies of the documents filed with the SEC by ACI will be available free of
charge on ACI&#146;s internet website at www.aciworldwide.com or by contacting ACI&#146;s Investor Relations
Department at 646-348-6706.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">-ends-
</DIV>


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<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Page 3 of 3

</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>For more information contact</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Media Contacts:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">James Golden / Scott Bisang / Aaron Palash<BR>
Joele Frank, Wilkinson Brimmer Katcher<BR>
(212)&nbsp;355-4449

</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Investor Contacts:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Art Crozier / Jennifer Shotwell / Scott Winter<BR>
Innisfree M&#038;A Incorporated<BR>
(212)&nbsp;750-5833

</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Tamar Gerber<BR>
Vice President, Investor Relations &#038; Financial Communications<BR>
ACI Worldwide, Inc.<BR>
(646)&nbsp;348- 6706

</DIV>


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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
