<SEC-DOCUMENT>0001193125-18-241502.txt : 20180808
<SEC-HEADER>0001193125-18-241502.hdr.sgml : 20180808
<ACCEPTANCE-DATETIME>20180807194704
ACCESSION NUMBER:		0001193125-18-241502
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20180807
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20180808
DATE AS OF CHANGE:		20180807

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ACI WORLDWIDE, INC.
		CENTRAL INDEX KEY:			0000935036
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-PREPACKAGED SOFTWARE [7372]
		IRS NUMBER:				470772104
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-25346
		FILM NUMBER:		18999539

	BUSINESS ADDRESS:	
		STREET 1:		3520 KRAFT ROAD, SUITE 300
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34105
		BUSINESS PHONE:		239-403-4600

	MAIL ADDRESS:	
		STREET 1:		3520 KRAFT ROAD, SUITE 300
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TRANSACTION SYSTEMS ARCHITECTS INC
		DATE OF NAME CHANGE:	19950109
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d596753d8k.htm
<DESCRIPTION>8-K
<TEXT>
<HTML><HEAD>
<TITLE>8-K</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Washington, D.C. 20549 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>FORM&nbsp;8-K
</B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>CURRENT REPORT </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant
to Section&nbsp;13 or 15(d) </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>of the Securities Exchange Act of 1934 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Date of Report (Date of earliest event reported): August&nbsp;8, 2018 (August&nbsp;7, 2018) </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman" ALIGN="center"><B>ACI WORLDWIDE, INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Exact name of registrant as specified in its charter) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>Delaware</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>0-25346</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>47-0772104</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(State or other jurisdiction</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>of incorporation)</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Commission</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>File Number)</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(IRS Employer</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Identification No.)</B></P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>3520 Kraft Rd, Suite 300 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Naples, FL 34105 </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Address
of principal executive offices) (Zip Code) </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Registrant&#146;s telephone number, including area code: (239)&nbsp;403-4600 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Former name or former address, if changed since last report) N/A </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (<U>see</U> General Instruction A.2. below): </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
</P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 under the Securities Act (17 CFR
230.405) or Rule 12b-2 under the Exchange Act (17 CFR 240.12b-2). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Emerging growth company&nbsp;&nbsp;&#9744; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or
revised financial accounting standards provided pursuant to Section&nbsp;13(a) of the Exchange Act.&nbsp;&nbsp;&#9744; </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Item&nbsp;8.01. Other Events. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On August&nbsp;7, 2018, ACI Worldwide, Inc. (the &#147;Company&#148;) announced that it priced an offering of $400 million aggregate principal
amount of its 5.750% Senior Notes due 2026 (the &#147;notes&#148;) at a price of 100% of the par value of the notes. The offering was upsized from the previously announced $300&nbsp;million aggregate principal amount. The Company intends to use the
net proceeds of the offering to redeem in full its outstanding 6.375% Senior Notes due 2020 (the &#147;2020 notes&#148;) and to pay accrued and unpaid interest on the 2020 notes, to repay a portion of the outstanding amount under the term loan
portion of its credit facility and for general corporate purposes. The sale of the notes is expected to close on August&nbsp;21, 2018. A press release issued pursuant to Rule 135c under the Securities Act of 1933, as amended, regarding the pricing
of the offering is attached hereto as Exhibit 99.1 and is incorporated herein by reference. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Statements in this Form 8-K include
forward-looking statements based on current expectations that involve a number of risks and uncertainties. Generally, forward-looking statements do not relate strictly to historical or current facts and may include words or phrases such as
&#147;believes,&#148; &#147;will,&#148; &#147;expects,&#148; &#147;anticipates,&#148; &#147;intends,&#148; and words and phrases of similar impact. The forward-looking statements are made pursuant to safe harbor provisions of the Private Securities
Litigation Reform Act of 1995. Forward-looking statements in this Form 8-K include, but are not limited to, statements regarding the offering of the notes and the redemption of the 2020 notes. All of the forward-looking statements contained in this
Form 8-K are expressly qualified by the risks relating to the ability of the Company to consummate the offering of the notes and the redemption of the 2020 notes, as well as the additional risk factors discussed in the Company&#146;s filings with
the Securities and Exchange Commission. For a detailed discussion of these risk factors, you should review the Company&#146;s filings with the Securities and Exchange Commission, including the Company&#146;s most recently filed Annual Report on Form
10-K and its subsequently filed Quarterly Reports on Form 10-Q. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Item&nbsp;9.01. Financial Statements and Exhibits. </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><A HREF="d596753dex991.htm">Press release dated August&nbsp;7, 2018 </A></TD></TR>
</TABLE>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EXHIBIT INDEX </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="92%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; " ALIGN="center"><B>Exhibit<BR>No.</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Description</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><A HREF="d596753dex991.htm">Press release dated August 7, 2018</A></TD></TR>
</TABLE>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIGNATURES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date: August&nbsp;8, 2018 </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">ACI WORLDWIDE, INC.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">/s/ Scott W. Behrens</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Scott W. Behrens</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Senior Executive Vice President, Chief Financial Officer, and Chief Accounting Officer</TD></TR>
</TABLE></DIV>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>d596753dex991.htm
<DESCRIPTION>EX-99.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.1 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">


<IMG SRC="g596753g97s94.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:6.00em; text-indent:2.00em; font-size:10pt; font-family:Times New Roman">News Release</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ACI Worldwide Announces Upsize and Pricing of Senior Notes </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>NAPLES, FLA&nbsp;&#150; August&nbsp;7, 2018&nbsp;&#150; </B>ACI Worldwide (Nasdaq: ACIW) today announced that it priced an offering of $400&nbsp;million of
its 5.750% Senior Notes due 2026 (the &#147;notes&#148;). The offering was upsized from the previously announced $300&nbsp;million aggregate principal amount. The issuance of the notes is anticipated to close on August&nbsp;21, 2018, subject to
customary closing conditions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ACI intends to use the net proceeds of the offering to redeem in full its outstanding 6.375% Senior Notes due 2020 (the
&#147;2020 notes&#148;) and to pay accrued and unpaid interest on the 2020 notes, to repay a portion of the outstanding amount under the term loan portion of its credit facility and for general corporate purposes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The notes have not been registered under the Securities Act of 1933, as amended (the &#147;Securities Act&#148;) and may not be offered or sold in the United
States absent registration or an applicable exemption from the registration requirements of the Securities Act and other applicable securities laws. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This
press release is not an offer to sell or the solicitation of an offer to buy the notes or the 2020 notes, nor shall there be any offer, solicitation, sale or purchase of the notes or the 2020 notes in any jurisdiction in which such offer,
solicitation, sale or purchase would be unlawful. This notice is being issued in accordance with Rule&nbsp;135c under the Securities Act. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>About ACI
Worldwide </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ACI Worldwide, the Universal Payments (UP) company, powers electronic payments for more than 5,100&nbsp;organizations around the world. More
than 1,000 of the largest financial institutions and intermediaries, as well as thousands of global merchants, rely on ACI to execute $14&nbsp;trillion each day in payments and securities. In addition, myriad organizations utilize our electronic
bill presentment and payment services. Through our comprehensive suite of software solutions delivered on customers&#146; premises or through ACI&#146;s private cloud, we provide real-time, immediate payments capabilities and enable the
industry&#146;s most complete omni-channel payments experience. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Forward-Looking Statements </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This press release contains forward-looking statements based on current expectations that involve a number of risks and uncertainties. Generally,
forward-looking statements do not relate strictly to historical or current facts and may include words or phrases such as &#147;believes,&#148; &#147;will,&#148; &#147;expects,&#148; &#147;anticipates,&#148; &#147;intends,&#148; and words and
phrases of similar impact. The forward-looking statements are made pursuant to safe harbor provisions of the Private Securities Litigation Reform Act of 1995. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Forward-looking statements in this press release include, but are not limited to, statements regarding the offering of the notes and the redemption of the
2020 notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">All of the forward-looking statements contained in this release are expressly qualified by risks relating to the ability of ACI to consummate
the offering of the notes and the redemption of the 2020 notes, as well as the additional risk factors discussed in ACI&#146;s filings with the Securities and Exchange Commission. For a detailed discussion of these risk factors, you should review
ACI&#146;s filings with the Securities and Exchange Commission, including its most recently filed Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> and its subsequently filed Quarterly Reports on
<FONT STYLE="white-space:nowrap">Form&nbsp;10-Q.</FONT> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">For more information contact: </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">John Kraft, Vice President, Investor Relations&nbsp;&amp; Strategic Analysis </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ACI Worldwide </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">239-403-4627</FONT></FONT> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">john.kraft@aciworldwide.com </P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g596753g97s94.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g596753g97s94.jpg
M_]C_X  02D9)1@ !  $ 8 !@  #__@ ?3$5!1"!496-H;F]L;V=I97,@26YC
M+B!6,2XP,0#_VP"$  @&!@<&!0@'!P<*"0@*#18.#0P,#1L3%! 6(!PB(1\<
M'QXC*#,K(R8P)AX?+#TM,#4V.3HY(BL_0SXX0S,X.3<!"0H*#0L-&@X.&C<D
M'R0W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W
M-S<W-S<W-__$ :(   $% 0$! 0$!           ! @,$!08'" D*"P$  P$!
M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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ML[V6XBM;J*:2W?RYEC<$QMZ''0T 6: *>JZI::+I=SJ5_*(K6V0O(Y[ ?UH
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M *"<7_@.G^% 'K?P4\8>+/&+ZG=:W/'+I\ 6.-A$$/F'DXQUX_F* /&?C/\
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MZ\UR@DD$CI'GY%=P &8#J: .AH * "@ H * "@ H * "@ H * "@ H * "@
+H * "@ H * /_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
