XML 58 R47.htm IDEA: XBRL DOCUMENT
v3.21.2

Segment Information - Selected Financial Data (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020
Segment Reporting Information [Line Items] |  |  |  |
Revenues | $ 301,669 | $ 299,910 | $ 586,855 | $ 591,395
Depreciation and amortization | (33,403) | (35,692) | (66,986) | (69,514)
Stock-based compensation expense | (7,720) | (7,932) | (14,423) | (14,882)
Corporate and unallocated expenses | (45,562) | (42,766) | (87,527) | (92,365)
Interest, net | (8,395) | (11,188) | (17,016) | (25,459)
Other, net | 1,434 | 2,041 | 52 | (7,717)
Income (loss) before income taxes | 8,463 | 19,991 | 2,150 | (15,321)
Bill Payments |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 150,194 | 137,210 | 300,793 | 291,079
Digital Business Banking |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 15,700 | 15,056 | 30,792 | 30,884
Merchant Payments |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 37,424 | 37,314 | 76,094 | 69,109
Fraud Management |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 10,457 | 7,400 | 16,681 | 13,670
Real-Time Payments |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 17,711 | 25,926 | 30,896 | 44,162
Issuing and Acquiring |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 70,183 | 77,004 | 131,599 | 142,491
Banks |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 114,051 | 125,386 | 209,968 | 231,207
Merchants |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 37,424 | 37,314 | 76,094 | 69,109
Billers |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 150,194 | 137,210 | 300,793 | 291,079
Operating Segments | Banks |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 114,051 | 125,386 | 209,968 | 231,207
Segment Adjusted EBITDA | 54,465 | 68,385 | 91,660 | 110,821
Operating Segments | Banks | Bill Payments |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 0 | 0 | 0 | 0
Operating Segments | Banks | Digital Business Banking |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 15,700 | 15,056 | 30,792 | 30,884
Operating Segments | Banks | Merchant Payments |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 0 | 0 | 0 | 0
Operating Segments | Banks | Fraud Management |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 10,457 | 7,400 | 16,681 | 13,670
Operating Segments | Banks | Real-Time Payments |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 17,711 | 25,926 | 30,896 | 44,162
Operating Segments | Banks | Issuing and Acquiring |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 70,183 | 77,004 | 131,599 | 142,491
Operating Segments | Merchants |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 37,424 | 37,314 | 76,094 | 69,109
Segment Adjusted EBITDA | 13,041 | 12,838 | 27,766 | 19,256
Operating Segments | Merchants | Bill Payments |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 0 | 0 | 0 | 0
Operating Segments | Merchants | Digital Business Banking |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 0 | 0 | 0 | 0
Operating Segments | Merchants | Merchant Payments |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 37,424 | 37,314 | 76,094 | 69,109
Operating Segments | Merchants | Fraud Management |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 0 | 0 | 0 | 0
Operating Segments | Merchants | Real-Time Payments |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 0 | 0 | 0 | 0
Operating Segments | Merchants | Issuing and Acquiring |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 0 | 0 | 0 | 0
Operating Segments | Billers |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 150,194 | 137,210 | 300,793 | 291,079
Segment Adjusted EBITDA | 34,603 | 34,305 | 68,624 | 64,539
Operating Segments | Billers | Bill Payments |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 150,194 | 137,210 | 300,793 | 291,079
Operating Segments | Billers | Digital Business Banking |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 0 | 0 | 0 | 0
Operating Segments | Billers | Merchant Payments |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 0 | 0 | 0 | 0
Operating Segments | Billers | Fraud Management |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 0 | 0 | 0 | 0
Operating Segments | Billers | Real-Time Payments |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | 0 | 0 | 0 | 0
Operating Segments | Billers | Issuing and Acquiring |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Revenues | $ 0 | $ 0 | $ 0 | $ 0

X
- Definition Other operating expenses related to corporate functions and not allocated to reportable segments. + References No definition available. + Details
Name: | aciw_CorporateAndUnallocatedIncomeExpense
Namespace Prefix: | aciw_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Segment Adjusted EBITDA is defined as earnings (loss) from operations before interest, income tax expense (benefit), depreciation and amortization adjusted to exclude stock-based compensation and net other income (expense). + References No definition available. + Details
Name: | aciw_SegmentAdjustedEBITDA
Namespace Prefix: | aciw_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585 + Details
Name: | us-gaap_DepreciationDepletionAndAmortization
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 32 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8906-108599 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 32 -Subparagraph (f) -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 940 -SubTopic 20 -Section 25 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=68072869&loc=d3e41242-110953 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599 Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(10)) -URI http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227 Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(8)) -URI http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263 Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 235 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-05(b)(2)) -URI http://asc.fasb.org/extlink&oid=120399901&loc=d3e537907-122884 Reference 9: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 31 -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8924-108599 Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(15)) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 + Details
Name: | us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The net amount of operating interest income (expense). + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.10) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 + Details
Name: | us-gaap_InterestIncomeExpenseNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of income (expense) related to nonoperating activities, classified as other. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.9) -URI http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227 + Details
Name: | us-gaap_OtherNonoperatingIncomeExpense
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, excluding tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value added and excise. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8906-108599 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 40 -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e9031-108599 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 41 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e9038-108599 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 32 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 32 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 606 -SubTopic 10 -Section 50 -Paragraph 4 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121604090&loc=SL49130543-203045 Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599 Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599 Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 42 -URI http://asc.fasb.org/extlink&oid=120311839&loc=d3e9054-108599 Reference 10: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 606 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=121604090&loc=SL49130545-203045 Reference 11: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 924 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 11.L) -URI http://asc.fasb.org/extlink&oid=6472922&loc=d3e499488-122856 + Details
Name: | us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_SegmentReportingInformationLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of noncash expense for share-based payment arrangement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585 + Details
Name: | us-gaap_ShareBasedCompensation
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | srt_ProductOrServiceAxis=aciw_BillerPaymentsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=aciw_DigitalBusinessBankingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=aciw_MerchantPaymentsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=aciw_FraudManagementMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=aciw_RealTimePaymentsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ProductOrServiceAxis=aciw_IssuingAndAcquiringMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_StatementBusinessSegmentsAxis=aciw_BanksMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_StatementBusinessSegmentsAxis=aciw_MerchantsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_StatementBusinessSegmentsAxis=aciw_BillersMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_ConsolidationItemsAxis=us-gaap_OperatingSegmentsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |